Last update: Oct 2026

Cost of Living Comparison Between Salo and Ubud, Bali

For one person, living is cheaper in Salo: $1,062 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Salo, Finland
Ubud, Bali, Indonesia
Salo
🇫🇮 Finland
$1,062
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Salo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Salo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,062 in Salo versus $1,349 in Ubud, Bali.

  • Salo $1,062
  • Ubud, Bali $1,349

Estimated couple costs with rent: $1,823 in Salo versus $2,305 in Ubud, Bali.

  • Salo $1,823
  • Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,583 in Salo versus $3,261 in Ubud, Bali.

  • Salo $2,583
  • Ubud, Bali $3,261

Living in Salo costs roughly 21% less than in Ubud, Bali, and outside of rent the biggest gap is in leisure.

Currency
🍽 Eating Out
Salo
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.76 €14.15
$3.32 Rp 60.4K
374.70%
Three-Course Dinner for Two, Mid-Range
$89.9 €80.8
$35.64 Rp 647.8K
152.33%
Fast Food Meal (McDonalds, etc)
$11.95 €10.73
$5.53 Rp 100.6K
116.09%
Cappuccino
$5.29 €4.75
$2.72 Rp 49.4K
94.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 €2.66
$1.70 Rp 30.9K
74.12%
Water (0.33 liter bottle)
$1.95 €1.76
$0.76 Rp 13.8K
156.58%
Local Beer (0.5 liter draught)
$3.89 €3.50
$2.65 Rp 48.2K
46.79%
Imported Beer (0.33 liter bottle)
$8.90 €7.99
$4.38 Rp 79.6K
103.20%
🛒 Groceries & Markets
Salo
Ubud, Bali
Difference
Milk (1 liter)
$1.08 €0.97
$1.49 Rp 27.1K
-27.52%
White Bread (500g)
$2.73 €2.45
$2.28 Rp 41.4K
19.74%
Rice (white) (1kg)
$2.39 €2.15
$1.19 Rp 21.6K
100.84%
Eggs
$3.21 €2.89
$2.04 Rp 37.0K
57.35%
Local Cheese (1kg)
$8.73 €7.84
$17.70 Rp 321.7K
-50.68%
Chicken Fillets (1kg)
$14.29 €12.84
$3.96 Rp 72.0K
260.86%
Beef Round Steak (1kg)
$21.38 €19.21
$12.19 Rp 221.6K
75.39%
Apples (1kg)
$2.34 €2.11
$3.66 Rp 66.4K
-36.07%
Banana (1kg)
$2.09 €1.87
$1.52 Rp 27.6K
37.50%
Oranges (1kg)
$2.54 €2.28
$2.23 Rp 40.5K
13.90%
Tomato (1kg)
$3.83 €3.44
$1.97 Rp 35.9K
94.42%
Potato (1kg)
$1.26 €1.13
$1.85 Rp 33.6K
-31.89%
Onion (1kg)
$1.86 €1.67
$2.42 Rp 44.1K
-23.14%
Lettuce (1 head)
$2.92 €2.63
$0.99 Rp 18.0K
194.95%
Water (1.5 liter bottle)
$2.00 €1.79
$0.51 Rp 9,332
292.16%
Cigarettes 20 Pack (Marlboro, Camel)
$11.43 €10.27
$2.22 Rp 40.4K
414.86%
Wine (Bottle)
$16.06 €14.43
$22.24 Rp 404.2K
-27.79%
Local Beer (0.5 liter bottle)
$3.11 €2.79
$2.26 Rp 41.1K
37.61%
Imported Beer (0.33 liter bottle)
$3.37 €3.03
$2.97 Rp 54.0K
13.47%
🚌 Getting Around
Salo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,562
-
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 142.2K
-
Taxi Start (Normal Tariff)
$4.32 €3.88
$0.44 Rp 7,989
881.82%
Taxi (Normal Tariff) (1km)
$1.34 €1.21
$0.43 Rp 7,817
211.63%
Taxi 1hour Waiting (Normal Tariff)
$65.6 €59.0
$5.41 Rp 98.3K
1113.31%
Gasoline (1 liter)
$2.15 €1.93
$0.82 Rp 15.0K
162.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K €32.4K
$23.8K Rp 433.3M
51.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.0K €33.3K
$31.7K Rp 577.0M
16.63%
🧾 Monthly Utilities & Internet
Salo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 €117
$79.1 Rp 1.4M
64.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.43 €21.94
$6.45 Rp 117.2K
278.76%
Internet (50+ Mbps, Unlimited Data)
$24.07 €21.62
$18.58 Rp 337.7K
29.55%
🎉 Sport & Entertainment
Salo
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$49.48 Rp 899.4K
-
Tennis Court (1 Hour on Weekend)
$21.34 €19.17
$17.65 Rp 320.8K
20.91%
Cinema Ticket
$17.75 €15.94
$4.27 Rp 77.7K
315.69%
🧸 Childcare & Education
Salo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$326 €293
$491 Rp 8.9M
-33.58%
International Primary School, 1 Child (Yearly)
-
$5,674 Rp 103.1M
-
👕👟 Clothing & Footwear
Salo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$96.6 €86.8
$44.64 Rp 811.4K
116.35%
Summer Dress (H&M, Zara, etc)
$48.43 €43.50
$34.95 Rp 635.3K
38.57%
Sport Shoes (Adidas, Nike)
$101 €91.0
$79.9 Rp 1.5M
26.73%
Men's Leather Business Shoes
$156 €140
$79.4 Rp 1.4M
96.32%
🏠 Accommodation & Living
Salo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,125 Rp 20.4M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$671 Rp 12.2M
-
3-bedroom Apartment, City Center (Monthly)
$836 €751
$3,565 Rp 64.8M
-76.55%
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,723 Rp 31.3M
-
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.6M
-
Buy Apartment Outside City Center (m2)
$1,346 €1,209
$2,284 Rp 41.5M
-41.06%
💵 Salaries & Financials
Salo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,575 €2,313
$164 Rp 3.0M
1471.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.51
13.78
-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Salo: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Salo
$373
Ubud, Bali
$288 22.7% $85
Eating Out
Salo
$282
Ubud, Bali
$108 61.9% $175
Clothing & Footwear
Salo
$181
Ubud, Bali
$108 40.6% $73
Monthly Utilities & Internet
Salo
$179
Ubud, Bali
$104 41.7% $74
Sport & Entertainment
Salo
$36 *
Ubud, Bali
$58 63.5% $23
Getting Around
Salo
$11 *
Ubud, Bali
$11 3.4% $0.4
Accommodation & Living
Salo
- *
Ubud, Bali
$672

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salo pays about 16 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $90 in Salo vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $373 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know
🇫🇮 Salo
🇮🇩 Ubud, Bali
🕒 Local time
02:03 2:03 AM
08:03 8:03 AM
6 h ahead of Salo
🌤 Weather
👥 Population
51,097
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Salo Ubud, Bali 10,950 km ≈ 14 h nonstop flight
From you
  • Salo
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Salo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Salo and in Ubud, Bali?
Total monthly costs including rent come to $1,062 in Salo and $1,349 in Ubud, Bali, so Salo is about 21% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Salo or Ubud, Bali?
Average pay in Salo is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper grocery shopping?
Shoppers in Ubud, Bali pay roughly 23% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Salo or Ubud, Bali?
All in, you’ll spend $1,062 per month in Salo versus $1,349 in Ubud, Bali – Salo is about 21% cheaper, which adds up to real savings over time.
How far does $2,000 go in Salo compared to Ubud, Bali?
Either city works on $2,000 a month, though Salo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Salo and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Salo or Ubud, Bali safer for residents?
Safety-wise, Salo and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

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