Last update: Oct 2026

Cost of Living Comparison Between Saint Peter Port and Helsinki

For one person, living is cheaper in Helsinki: $2,202 a month against $3,471 in Saint Peter Port, rent and utilities included – about $15,200 less a year. Higher rent and utilities in Saint Peter Port outweigh lower spending on other living expenses.

171

Cost of Living Index in Saint Peter Port
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Saint Peter Port Living Index
107

Cost of Living Index in Helsinki
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Helsinki Living Index

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Saint Peter Port

🇬🇬 Guernsey

$3,471

/mo nomad

Helsinki

🇫🇮 Finland

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Peter Port and in Helsinki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Peter Port and in Helsinki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,471 in Saint Peter Port versus $2,202 in Helsinki.

Saint Peter Port $3,471
Helsinki $2,202

Estimated couple costs with rent: $4,905 in Saint Peter Port versus $3,554 in Helsinki.

Saint Peter Port $4,905
Helsinki $3,554

Monthly costs for a family of three with rent: $6,339 in Saint Peter Port versus $4,907 in Helsinki.

Saint Peter Port $6,339
Helsinki $4,907

Living in Saint Peter Port is roughly 58% more expensive than in Helsinki, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saint Peter Port 157% above, Helsinki 63% above.

Meal at Budget Restaurant

$20.61 GGP 15.48

$18.14 €16.14

13.62%

Three-Course Dinner for Two, Mid-Range

$87.4 GGP 65.6

$111 €98.4

-21.03%

Fast Food Meal (McDonalds, etc)

$9.65 GGP 7.25

$13.61 €12.11

-29.10%

Cappuccino

$4.73 GGP 3.56

$5.06 €4.50

-6.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 GGP 2.22

$3.37 €3.00

-12.46%

Water (0.33 liter bottle)

$2.48 GGP 1.86

$2.59 €2.31

-4.25%

Local Beer (0.5 liter draught)

$6.89 GGP 5.17

$10.11 €8.99

-31.85%

Imported Beer (0.33 liter bottle)

$6.48 GGP 4.87

$8.69 €7.73

-25.43%

Milk (1 liter)

$2.46 GGP 1.84

$1.31 €1.17

87.79%

White Bread (500g)

$2.09 GGP 1.57

$2.80 €2.49

-25.36%

Rice (white) (1kg)

$3.51 GGP 2.64

$2.58 €2.30

36.05%

Eggs

$6.00 GGP 4.50

$3.96 €3.53

51.52%

Local Cheese (1kg)

$15.16 GGP 11.38

$9.86 €8.77

53.75%

Chicken Fillets (1kg)

$12.21 GGP 9.17

$13.26 €11.80

-7.92%

Beef Round Steak (1kg)

$9.68 GGP 7.27

$25.14 €22.36

-61.50%

Apples (1kg)

$4.80 GGP 3.61

$2.78 €2.47

72.66%

Banana (1kg)

$2.26 GGP 1.69

$2.12 €1.89

6.60%

Oranges (1kg)

$6.50 GGP 4.88

$2.52 €2.24

157.94%

Tomato (1kg)

$3.40 GGP 2.56

$3.80 €3.38

-10.53%

Potato (1kg)

$2.78 GGP 2.08

$1.20 €1.07

131.67%

Onion (1kg)

$2.37 GGP 1.78

$1.59 €1.41

49.06%

Lettuce (1 head)

$2.47 GGP 1.86

$2.15 €1.91

14.88%

Water (1.5 liter bottle)

$2.61 GGP 1.96

$1.68 €1.49

55.36%

Cigarettes 20 Pack (Marlboro, Camel)

$17.20 GGP 12.92

$13.81 €12.29

24.55%

Wine (Bottle)

$13.02 GGP 9.78

$15.60 €13.88

-16.54%

Local Beer (0.5 liter bottle)

$3.12 GGP 2.34

$3.92 €3.49

-20.41%

Imported Beer (0.33 liter bottle)

$2.33 GGP 1.75

$3.98 €3.54

-41.46%

One-way Ticket (Public Transport)

$1.96 GGP 1.47

$3.63 €3.23

-46.01%

Public Transport Monthly Pass (Regular Price)

$34.71 GGP 26.06

$81.5 €72.5

-57.42%

Taxi Start (Normal Tariff)

$8.63 GGP 6.48

$16.33 €14.52

-47.15%

Taxi (Normal Tariff) (1km)

$2.18 GGP 1.63

$1.25 €1.11

74.40%

Taxi 1hour Waiting (Normal Tariff)

$75.5 €67.1

Gasoline (1 liter)

$2.19 GGP 1.65

$2.30 €2.04

-4.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K GGP 27.2K

$37.1K €33.0K

-2.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K GGP 32.7K

$37.2K €33.1K

16.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 GGP 101

$137 €122

-1.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.47 GGP 16.87

$25.71 €22.87

-12.60%

Internet (50+ Mbps, Unlimited Data)

$56.6 GGP 42.52

$25.17 €22.39

124.95%

Gym Membership (Monthly)

$71.9 GGP 54.0

$46.05 €40.96

56.20%

Tennis Court (1 Hour on Weekend)

$16.80 GGP 12.62

$37.90 €33.71

-55.67%

Cinema Ticket

$11.86 GGP 8.91

$18.51 €16.47

-35.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,107 GGP 1,583

$484 €430

335.43%

International Primary School, 1 Child (Yearly)

$19.6K GGP 14.7K

$12.6K €11.2K

55.90%

Jeans (Levis 501 Or Similar)

$103 GGP 77.2

$91.4 €81.3

12.53%

Summer Dress (H&M, Zara, etc)

$29.19 GGP 21.92

$43.43 €38.63

-32.79%

Sport Shoes (Adidas, Nike)

$117 GGP 87.6

$106 €94.7

9.55%

Men's Leather Business Shoes

$89.8 GGP 67.5

$152 €135

-40.81%

1-bedroom Apartment, City Center (Monthly)

$2,365 GGP 1,776

$1,180 €1,050

100.35%

1-bedroom Apartment, Outside City Center (Monthly)

$2,227 GGP 1,673

$908 €808

145.21%

3-bedroom Apartment, City Center (Monthly)

$3,653 GGP 2,744

$2,348 €2,089

55.59%

3-bedroom Apartment, Outside City Center (Monthly)

$3,429 GGP 2,575

$1,744 €1,551

96.67%

Buy Apartment in City Center (m2)

$11.4K GGP 8,553

$9,566 €8,509

19.05%

Buy Apartment Outside City Center (m2)

$8,784 GGP 6,597

$4,361 €3,879

101.44%

Average Monthly Net Salary (After Tax)

$5,141 GGP 3,861

$3,265 €2,905

57.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.07

3.61

40.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Peter Port: October 10, 2026

Last update for Helsinki: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Peter Port

$2.2K 64.2%

Helsinki

$908 41.3% 59.2% $1.3K

Groceries & Markets

Saint Peter Port

$400 11.5%

Helsinki

$389 17.7% 2.9% $12

Eating Out

Saint Peter Port

$320 9.2%

Helsinki

$338 15.4% 5.8% $19

Monthly Utilities & Internet

Saint Peter Port

$213 6.2%

Helsinki

$188 8.5% 12% $26

Clothing & Footwear

Saint Peter Port

$152 4.4%

Helsinki

$177 8% 16.1% $25

Sport & Entertainment

Saint Peter Port

$96 2.8%

Helsinki

$83 3.8% 13.1% $13

Getting Around

Saint Peter Port

$62 1.8%

Helsinki

$119 5.4% 91.2% $57

Cost Breakdown

A one-bedroom apartment in the center runs $2,365 in Saint Peter Port and $1,180 in Helsinki. Housing cost is often the main lever when comparing two cities.

Saint Peter Port pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Saint Peter Port vs $111 in Helsinki. Groceries flip the comparison at $400 vs $389, with Helsinki cheaper for home cooking.

Good to know

🇬🇬 Saint Peter Port

🇫🇮 Helsinki

🕒 Local time

02:03 2:03 AM

04:03 4:03 AM

2 h ahead of Saint Peter Port

🌤 Weather

👥 Population

18,958 Capital

674,963 Capital

💱 Currency

Guernsey Pound GGP £

Euro EUR €

📈 Exchange rate

1 GGP = 1.33 USD

1 GGP = 1.18 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of October 19, 2026: 1 USD = 0.751 GGP (1 GGP = 1.33 USD). 1 EUR = 0.844 GGP (1 GGP = 1.18 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GGP in detail →

On the map

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Between locations

Saint Peter Port Helsinki 2,100 km ≈ 3 h 15 min nonstop flight

From you

Saint Peter Port
Helsinki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Peter Port vs Helsinki: Cost of Living - Frequently Asked Questions

Helsinki is cheaper overall, especially in groceries, leisure, and utilities. The 58% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 57% higher in Saint Peter Port, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,365 in Saint Peter Port versus $1,180 in Helsinki. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Helsinki – a meal for two runs $111 versus $87.0 in Saint Peter Port. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,471 per month in Saint Peter Port versus $2,202 in Helsinki – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Helsinki versus $3,471 in Saint Peter Port, a $2,500 budget is realistic in Helsinki but tight or insufficient in Saint Peter Port. The gap between the two cities makes Helsinki the clear choice for anyone on this budget.

For families, Helsinki is more practical. Housing and childcare are both notably cheaper than in Saint Peter Port, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Peter Port and Helsinki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Helsinki gentler on the wallet – expenses run 58% less than in Saint Peter Port. Beyond cost, consider language, visa policies, and how big the international community is in each city.