Last update: Oct 2026

Cost of Living Comparison Between Helsinki and Saint Peter Port

For one person, living is cheaper in Helsinki: $2,202 a month against $3,471 in Saint Peter Port, rent and utilities included – about $15,200 less a year. Higher rent and utilities in Saint Peter Port outweigh lower spending on other living expenses.

107

Cost of Living Index in Helsinki
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Helsinki Living Index
171

Cost of Living Index in Saint Peter Port
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Saint Peter Port Living Index

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Helsinki

🇫🇮 Finland

$2,202

/mo nomad

Saint Peter Port

🇬🇬 Guernsey

$3,471

/mo nomad

Monthly Cost of Living

How much you'll spend in Helsinki and in Saint Peter Port

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Helsinki and in Saint Peter Port actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Helsinki versus $3,471 in Saint Peter Port.

Helsinki $2,202
Saint Peter Port $3,471

Estimated couple costs with rent: $3,554 in Helsinki versus $4,905 in Saint Peter Port.

Helsinki $3,554
Saint Peter Port $4,905

Monthly costs for a family of three with rent: $4,907 in Helsinki versus $6,339 in Saint Peter Port.

Helsinki $4,907
Saint Peter Port $6,339

Living in Helsinki costs roughly 37% less than in Saint Peter Port, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Helsinki 63% above, Saint Peter Port 157% above.

Meal at Budget Restaurant

$18.14 €16.14

$20.61 GGP 15.48

-11.98%

Three-Course Dinner for Two, Mid-Range

$111 €98.4

$87.4 GGP 65.6

26.63%

Fast Food Meal (McDonalds, etc)

$13.61 €12.11

$9.65 GGP 7.25

41.04%

Cappuccino

$5.06 €4.50

$4.73 GGP 3.56

6.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 €3.00

$2.95 GGP 2.22

14.24%

Water (0.33 liter bottle)

$2.59 €2.31

$2.48 GGP 1.86

4.44%

Local Beer (0.5 liter draught)

$10.11 €8.99

$6.89 GGP 5.17

46.73%

Imported Beer (0.33 liter bottle)

$8.69 €7.73

$6.48 GGP 4.87

34.10%

Milk (1 liter)

$1.31 €1.17

$2.46 GGP 1.84

-46.75%

White Bread (500g)

$2.80 €2.49

$2.09 GGP 1.57

33.97%

Rice (white) (1kg)

$2.58 €2.30

$3.51 GGP 2.64

-26.50%

Eggs

$3.96 €3.53

$6.00 GGP 4.50

-34.00%

Local Cheese (1kg)

$9.86 €8.77

$15.16 GGP 11.38

-34.96%

Chicken Fillets (1kg)

$13.26 €11.80

$12.21 GGP 9.17

8.60%

Beef Round Steak (1kg)

$25.14 €22.36

$9.68 GGP 7.27

159.71%

Apples (1kg)

$2.78 €2.47

$4.80 GGP 3.61

-42.08%

Banana (1kg)

$2.12 €1.89

$2.26 GGP 1.69

-6.19%

Oranges (1kg)

$2.52 €2.24

$6.50 GGP 4.88

-61.23%

Tomato (1kg)

$3.80 €3.38

$3.40 GGP 2.56

11.76%

Potato (1kg)

$1.20 €1.07

$2.78 GGP 2.08

-56.83%

Onion (1kg)

$1.59 €1.41

$2.37 GGP 1.78

-32.91%

Lettuce (1 head)

$2.15 €1.91

$2.47 GGP 1.86

-12.96%

Water (1.5 liter bottle)

$1.68 €1.49

$2.61 GGP 1.96

-35.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.81 €12.29

$17.20 GGP 12.92

-19.71%

Wine (Bottle)

$15.60 €13.88

$13.02 GGP 9.78

19.82%

Local Beer (0.5 liter bottle)

$3.92 €3.49

$3.12 GGP 2.34

25.64%

Imported Beer (0.33 liter bottle)

$3.98 €3.54

$2.33 GGP 1.75

70.82%

One-way Ticket (Public Transport)

$3.63 €3.23

$1.96 GGP 1.47

85.20%

Public Transport Monthly Pass (Regular Price)

$81.5 €72.5

$34.71 GGP 26.06

134.83%

Taxi Start (Normal Tariff)

$16.33 €14.52

$8.63 GGP 6.48

89.22%

Taxi (Normal Tariff) (1km)

$1.25 €1.11

$2.18 GGP 1.63

-42.66%

Taxi 1hour Waiting (Normal Tariff)

$75.5 €67.1

Gasoline (1 liter)

$2.30 €2.04

$2.19 GGP 1.65

5.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K €33.0K

$36.2K GGP 27.2K

2.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$43.5K GGP 32.7K

-14.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €122

$134 GGP 101

1.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 €22.87

$22.47 GGP 16.87

14.42%

Internet (50+ Mbps, Unlimited Data)

$25.17 €22.39

$56.6 GGP 42.52

-55.55%

Gym Membership (Monthly)

$46.05 €40.96

$71.9 GGP 54.0

-35.98%

Tennis Court (1 Hour on Weekend)

$37.90 €33.71

$16.80 GGP 12.62

125.60%

Cinema Ticket

$18.51 €16.47

$11.86 GGP 8.91

56.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 €430

$2,107 GGP 1,583

-77.03%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$19.6K GGP 14.7K

-35.85%

Jeans (Levis 501 Or Similar)

$91.4 €81.3

$103 GGP 77.2

-11.14%

Summer Dress (H&M, Zara, etc)

$43.43 €38.63

$29.19 GGP 21.92

48.78%

Sport Shoes (Adidas, Nike)

$106 €94.7

$117 GGP 87.6

-8.71%

Men's Leather Business Shoes

$152 €135

$89.8 GGP 67.5

68.95%

1-bedroom Apartment, City Center (Monthly)

$1,180 €1,050

$2,365 GGP 1,776

-50.09%

1-bedroom Apartment, Outside City Center (Monthly)

$908 €808

$2,227 GGP 1,673

-59.22%

3-bedroom Apartment, City Center (Monthly)

$2,348 €2,089

$3,653 GGP 2,744

-35.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 €1,551

$3,429 GGP 2,575

-49.15%

Buy Apartment in City Center (m2)

$9,566 €8,509

$11.4K GGP 8,553

-16.01%

Buy Apartment Outside City Center (m2)

$4,361 €3,879

$8,784 GGP 6,597

-50.36%

Average Monthly Net Salary (After Tax)

$3,265 €2,905

$5,141 GGP 3,861

-36.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.61

5.07

-28.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: October 10, 2026

Last update for Saint Peter Port: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Helsinki

$908 41.3%

Saint Peter Port

$2.2K 64.2% 145% $1.3K

Groceries & Markets

Helsinki

$389 17.7%

Saint Peter Port

$400 11.5% 3% $12

Eating Out

Helsinki

$338 15.4%

Saint Peter Port

$320 9.2% 5.5% $19

Monthly Utilities & Internet

Helsinki

$188 8.5%

Saint Peter Port

$213 6.2% 13.7% $26

Clothing & Footwear

Helsinki

$177 8%

Saint Peter Port

$152 4.4% 13.9% $25

Getting Around

Helsinki

$119 5.4%

Saint Peter Port

$62 1.8% 47.7% $57

Sport & Entertainment

Helsinki

$83 3.8%

Saint Peter Port

$96 2.8% 15.1% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,180 in Helsinki and $2,365 in Saint Peter Port. Housing cost is often the main lever when comparing two cities.

Saint Peter Port pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $111 in Helsinki vs $87.0 in Saint Peter Port. Groceries flip the comparison at $389 vs $400, with Helsinki cheaper for home cooking.

Good to know

🇫🇮 Helsinki

🇬🇬 Saint Peter Port

🕒 Local time

06:25 6:25 AM

04:25 4:25 AM

2 h behind Helsinki

🌤 Weather

👥 Population

674,963 Capital

18,958 Capital

💱 Currency

Euro EUR €

Guernsey Pound GGP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GGP = 1.33 USD

1 GGP = 1.18 EUR

Exchange rates and currency converter

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Between locations

Helsinki Saint Peter Port 2,100 km ≈ 3 h 15 min nonstop flight

From you

Helsinki
Saint Peter Port

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Helsinki vs Saint Peter Port: Cost of Living - Frequently Asked Questions

Helsinki is cheaper overall, especially in groceries, leisure, and utilities. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 57% lower in Saint Peter Port. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,180 in Helsinki versus $2,365 in Saint Peter Port. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Helsinki – a meal for two runs $111 versus $87.0 in Saint Peter Port. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,202 per month in Helsinki versus $3,471 in Saint Peter Port – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Helsinki versus $3,471 in Saint Peter Port, a $2,500 budget is realistic in Helsinki but tight or insufficient in Saint Peter Port. The gap between the two cities makes Helsinki the clear choice for anyone on this budget.

For families, Helsinki is more practical. Housing and childcare are both notably cheaper than in Saint Peter Port, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Helsinki and Saint Peter Port are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Helsinki gentler on the wallet – expenses run 58% less than in Saint Peter Port. Beyond cost, consider language, visa policies, and how big the international community is in each city.