Last update: Oct 2026

Cost of Living Comparison Between Saint Louis, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,361 in Saint Louis, MO, rent and utilities included – about $12,100 less a year. Other living expenses account for most of the difference.

114

Cost of Living Index in Saint Louis, MO
Learn more

Saint Louis, MO Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Saint Louis, MO

🇺🇸 United States

$2,361

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Louis, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Louis, MO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,361 in Saint Louis, MO versus $1,349 in Ubud, Bali.

Saint Louis, MO $2,361
Ubud, Bali $1,349

Estimated couple costs with rent: $3,555 in Saint Louis, MO versus $2,305 in Ubud, Bali.

Saint Louis, MO $3,555
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,749 in Saint Louis, MO versus $3,261 in Ubud, Bali.

Saint Louis, MO $4,749
Ubud, Bali $3,261

Living in Saint Louis, MO is roughly 75% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$17.81 $17.81

$3.32 Rp 60.3K

436.45%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$35.64 Rp 646.5K

113.97%

Fast Food Meal (McDonalds, etc)

$11.83 $11.83

$5.53 Rp 100.4K

113.92%

Cappuccino

$5.04 $5.04

$2.72 Rp 49.3K

85.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$1.70 Rp 30.9K

40.59%

Water (0.33 liter bottle)

$1.76 $1.76

$0.76 Rp 13.8K

131.58%

Local Beer (0.5 liter draught)

$5.72 $5.72

$2.65 Rp 48.1K

115.85%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$4.38 Rp 79.5K

58.90%

Milk (1 liter)

$1.28 $1.28

$1.49 Rp 27.0K

-14.09%

White Bread (500g)

$3.93 $3.93

$2.28 Rp 41.3K

72.37%

Rice (white) (1kg)

$5.88 $5.88

$1.19 Rp 21.6K

394.12%

Eggs

$3.86 $3.86

$2.04 Rp 36.9K

89.22%

Local Cheese (1kg)

$13.26 $13.26

$17.70 Rp 321.1K

-25.08%

Chicken Fillets (1kg)

$15.67 $15.67

$3.96 Rp 71.9K

295.71%

Beef Round Steak (1kg)

$20.61 $20.61

$12.19 Rp 221.1K

69.07%

Apples (1kg)

$8.44 $8.44

$3.66 Rp 66.3K

130.60%

Banana (1kg)

$2.37 $2.37

$1.52 Rp 27.5K

55.92%

Oranges (1kg)

$5.77 $5.77

$2.23 Rp 40.4K

158.74%

Tomato (1kg)

$5.15 $5.15

$1.97 Rp 35.8K

161.42%

Potato (1kg)

$4.38 $4.38

$1.85 Rp 33.5K

136.76%

Onion (1kg)

$4.93 $4.93

$2.42 Rp 44.0K

103.72%

Lettuce (1 head)

$2.91 $2.91

$0.99 Rp 18.0K

193.94%

Water (1.5 liter bottle)

$2.93 $2.93

$0.51 Rp 9,313

474.51%

Cigarettes 20 Pack (Marlboro, Camel)

$8.16 $8.16

$2.22 Rp 40.3K

267.57%

Wine (Bottle)

$14.85 $14.85

$22.24 Rp 403.4K

-33.23%

Local Beer (0.5 liter bottle)

$2.79 $2.79

$2.26 Rp 41.0K

23.45%

Imported Beer (0.33 liter bottle)

$3.27 $3.27

$2.97 Rp 53.9K

10.10%

One-way Ticket (Public Transport)

$2.55 $2.55

$0.25 Rp 4,553

920.00%

Public Transport Monthly Pass (Regular Price)

$78.3 $78.3

$7.82 Rp 141.9K

901.53%

Taxi Start (Normal Tariff)

$3.44 $3.44

$0.44 Rp 7,972

681.82%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$0.43 Rp 7,801

269.77%

Taxi 1hour Waiting (Normal Tariff)

$39.27 $39.27

$5.41 Rp 98.1K

625.88%

Gasoline (1 liter)

$1.00 $1.00

$0.82 Rp 15.0K

21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K $29.0K

$23.8K Rp 432.4M

21.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.9M

-16.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$79.1 Rp 1.4M

211.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$6.45 Rp 116.9K

977.52%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$18.58 Rp 337.0K

307.48%

Gym Membership (Monthly)

$28.83 $28.83

$49.48 Rp 897.5K

-41.73%

Tennis Court (1 Hour on Weekend)

$20.14 $20.14

$17.65 Rp 320.1K

14.11%

Cinema Ticket

$13.75 $13.75

$4.27 Rp 77.5K

222.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,404 $1,404

$491 Rp 8.9M

186.18%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$5,674 Rp 102.9M

315.92%

Jeans (Levis 501 Or Similar)

$58.9 $58.9

$44.64 Rp 809.7K

31.90%

Summer Dress (H&M, Zara, etc)

$39.31 $39.31

$34.95 Rp 634.0K

12.47%

Sport Shoes (Adidas, Nike)

$88.3 $88.3

$79.9 Rp 1.4M

10.46%

Men's Leather Business Shoes

$121 $121

$79.4 Rp 1.4M

52.37%

1-bedroom Apartment, City Center (Monthly)

$1,453 $1,453

$1,125 Rp 20.4M

29.14%

1-bedroom Apartment, Outside City Center (Monthly)

$881 $881

$671 Rp 12.2M

31.27%

3-bedroom Apartment, City Center (Monthly)

$1,797 $1,797

$3,565 Rp 64.7M

-49.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,519 $1,519

$1,723 Rp 31.3M

-11.84%

Buy Apartment in City Center (m2)

$1,631 $1,631

$2,732 Rp 49.5M

-40.28%

Buy Apartment Outside City Center (m2)

$1,819 $1,819

$2,284 Rp 41.4M

-20.37%

Average Monthly Net Salary (After Tax)

$4,178 $4,178

$164 Rp 3.0M

2449.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

13.78

-51.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Louis, MO: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Louis, MO

$881 37.3%

Ubud, Bali

$672 49.8% 23.8% $210

Groceries & Markets

Saint Louis, MO

$496 21%

Ubud, Bali

$288 21.4% 41.9% $208

Monthly Utilities & Internet

Saint Louis, MO

$391 16.6%

Ubud, Bali

$104 7.7% 73.4% $287

Eating Out

Saint Louis, MO

$297 12.6%

Ubud, Bali

$108 8% 63.8% $190

Clothing & Footwear

Saint Louis, MO

$138 5.9%

Ubud, Bali

$108 8% 22.3% $31

Getting Around

Saint Louis, MO

$100 4.2%

Ubud, Bali

$11 0.9% 88.6% $89

Sport & Entertainment

Saint Louis, MO

$56 2.4%

Ubud, Bali

$58 4.3% 3% $1.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,453 in Saint Louis, MO and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Louis, MO pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Saint Louis, MO vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $496 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Saint Louis, MO

🇮🇩 Ubud, Bali

🕒 Local time

03:22 3:22 AM

17:22 5:22 PM

14 h ahead of Saint Louis, MO

🌤 Weather

👥 Population

301,578

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Saint Louis, MO Ubud, Bali 15,810 km ≈ 20 h nonstop flight

From you

Saint Louis, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Louis, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 43% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Saint Louis, MO is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,453 in Saint Louis, MO versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,404 in Saint Louis, MO versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 72% higher in Saint Louis, MO. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Saint Louis, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.