Last update: Oct 2026

Cost of Living Comparison Between Saint Joseph, MO and New York, NY

For one person, living is cheaper in Saint Joseph, MO: $2,485 a month against $4,938 in New York, NY, rent and utilities included – about $29,400 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Saint Joseph, MO
Learn more

Saint Joseph, MO Living Index
239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Saint Joseph, MO

🇺🇸 United States

$2,485

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Joseph, MO and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Joseph, MO and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,485 per month in Saint Joseph, MO vs $4,938 in New York, NY, rent included.

Saint Joseph, MO $2,485
New York, NY $4,938

A couple spends around $3,629 per month in Saint Joseph, MO vs $7,273 in New York, NY, rent included.

Saint Joseph, MO $3,629
New York, NY $7,273

A family of three spends $4,773 per month in Saint Joseph, MO vs $9,608 in New York, NY, rent included.

Saint Joseph, MO $4,773
New York, NY $9,608

Saint Joseph, MO is about 50% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Saint Joseph, MO and New York, NY sit above the global median – Saint Joseph, MO by 83%, New York, NY by 264%.

Meal at Budget Restaurant

$20.25 $20.25

$24.99 $24.99

-18.97%

Three-Course Dinner for Two, Mid-Range

$50.1 $50.1

$120 $120

-58.32%

Fast Food Meal (McDonalds, etc)

$10.79 $10.79

$13.74 $13.74

-21.47%

Cappuccino

$5.09 $5.09

$6.60 $6.60

-22.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$3.82 $3.82

-43.98%

Water (0.33 liter bottle)

$1.10 $1.10

$2.87 $2.87

-61.67%

Local Beer (0.5 liter draught)

$4.92 $4.92

$7.95 $7.95

-38.11%

Imported Beer (0.33 liter bottle)

$7.61 $7.61

$10.06 $10.06

-24.35%

Milk (1 liter)

$0.89 $0.89

$1.37 $1.37

-35.04%

White Bread (500g)

$3.26 $3.26

$4.75 $4.75

-31.37%

Rice (white) (1kg)

$6.10 $6.10

$7.69 $7.69

-20.68%

Eggs

$4.67 $4.67

$5.87 $5.87

-20.44%

Local Cheese (1kg)

$11.63 $11.63

$19.25 $19.25

-39.58%

Chicken Fillets (1kg)

$8.39 $8.39

$17.83 $17.83

-52.94%

Beef Round Steak (1kg)

$14.71 $14.71

$19.03 $19.03

-22.70%

Apples (1kg)

$6.98 $6.98

$6.69 $6.69

4.33%

Banana (1kg)

$2.16 $2.16

$2.29 $2.29

-5.68%

Oranges (1kg)

$5.80 $5.80

$6.41 $6.41

-9.52%

Tomato (1kg)

$4.36 $4.36

$6.75 $6.75

-35.41%

Potato (1kg)

$3.42 $3.42

$3.93 $3.93

-12.98%

Onion (1kg)

$3.73 $3.73

$4.52 $4.52

-17.48%

Lettuce (1 head)

$1.91 $1.91

$2.79 $2.79

-31.54%

Water (1.5 liter bottle)

$2.53 $2.53

$2.51 $2.51

0.80%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$18.10 $18.10

-51.71%

Wine (Bottle)

$17.28 $17.28

$20.16 $20.16

-14.29%

Local Beer (0.5 liter bottle)

$1.87 $1.87

$3.26 $3.26

-42.64%

Imported Beer (0.33 liter bottle)

$2.45 $2.45

$3.75 $3.75

-34.67%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.92 $2.92

-32.53%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$5.10 $5.10

$3.06 $3.06

66.67%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$2.16 $2.16

-16.20%

Taxi 1hour Waiting (Normal Tariff)

$35.53 $35.53

$41.33 $41.33

-14.03%

Gasoline (1 liter)

$1.04 $1.04

$1.12 $1.12

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$33.1K $33.1K

-16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.7K $25.7K

2.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$219 $219

-32.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.87 $47.87

$75.3 $75.3

-36.45%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$70.5 $70.5

-6.35%

Gym Membership (Monthly)

$40.97 $40.97

$116 $116

-64.53%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$15.29 $15.29

$21.37 $21.37

-28.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$812 $812

$3,432 $3,432

-76.35%

International Primary School, 1 Child (Yearly)

$20.8K $20.8K

$61.7K $61.7K

-66.20%

Jeans (Levis 501 Or Similar)

$47.92 $47.92

$74.9 $74.9

-36.00%

Summer Dress (H&M, Zara, etc)

$34.63 $34.63

$52.1 $52.1

-33.58%

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$117 $117

-23.61%

Men's Leather Business Shoes

$116 $116

$135 $135

-13.78%

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$4,347 $4,347

-62.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,289 $1,289

$3,117 $3,117

-58.63%

3-bedroom Apartment, City Center (Monthly)

$2,489 $2,489

$9,110 $9,110

-72.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,185 $2,185

$5,379 $5,379

-59.39%

Buy Apartment in City Center (m2)

$1,569 $1,569

$19.3K $19.3K

-91.86%

Buy Apartment Outside City Center (m2)

$1,566 $1,566

$6,943 $6,943

-77.45%

Average Monthly Net Salary (After Tax)

$2,880 $2,880

$5,238 $5,238

-45.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

6.85

-7.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Joseph, MO: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Joseph, MO

$1.3K 51.9%

New York, NY

$3.1K 63.1% 142% $1.8K

Groceries & Markets

Saint Joseph, MO

$403 16.2%

New York, NY

$552 11.2% 37% $149

Eating Out

Saint Joseph, MO

$308 12.4%

New York, NY

$407 8.2% 32% $99

Monthly Utilities & Internet

Saint Joseph, MO

$261 10.5%

New York, NY

$365 7.4% 40% $104

Clothing & Footwear

Saint Joseph, MO

$130 5.2%

New York, NY

$170 3.5% 31.5% $41

Sport & Entertainment

Saint Joseph, MO

$72 2.9%

New York, NY

$158 3.2% 121% $87

Getting Around

Saint Joseph, MO

$22 * 0.9%

New York, NY

$168 3.4% 662% $146

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,616 in Saint Joseph, MO versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Saint Joseph, MO versus $120 in New York, NY. Monthly groceries follow the same trend: $403 vs $552 – making Saint Joseph, MO the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint Joseph, MO

🇺🇸 New York, NY

🕒 Local time

03:11 3:11 AM

04:11 4:11 AM

1 h ahead of Saint Joseph, MO

🌤 Weather

👥 Population

76,780

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Saint Joseph, MO New York, NY 1,750 km ≈ 2 h 45 min nonstop flight

From you

Saint Joseph, MO
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Joseph, MO vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 99% more than Saint Joseph, MO, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,727 per month in Saint Joseph, MO and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Joseph, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,485 in Saint Joseph, MO and $4,938 in New York, NY. That's a gap of about 99%.

Kindergarten costs $812 per month in Saint Joseph, MO and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,485 in Saint Joseph, MO and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Saint Joseph, MO costs $2,485 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Saint Joseph, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.