Last update: Oct 2026

Cost of Living Comparison Between Saint Joseph, MO and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,526 in Saint Joseph, MO, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Saint Joseph, MO
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Saint Joseph, MO Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Saint Joseph, MO

🇺🇸 United States

$2,526

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Joseph, MO and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Joseph, MO and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,526 in Saint Joseph, MO versus $1,042 in Lima.

Saint Joseph, MO $2,526
Lima $1,042

Estimated couple costs with rent: $3,681 in Saint Joseph, MO versus $1,651 in Lima.

Saint Joseph, MO $3,681
Lima $1,651

Monthly costs for a family of three with rent: $4,836 in Saint Joseph, MO versus $2,259 in Lima.

Saint Joseph, MO $4,836
Lima $2,259

Living in Saint Joseph, MO is roughly 142% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Joseph, MO is 87% above, Lima is 23% below.

Meal at Budget Restaurant

$20.12 $20.12

$4.64 PEN 15.95

333.62%

Three-Course Dinner for Two, Mid-Range

$49.48 $49.48

$34.34 PEN 118

44.09%

Fast Food Meal (McDonalds, etc)

$10.81 $10.81

$7.01 PEN 24.12

54.21%

Cappuccino

$5.00 $5.00

$3.22 PEN 11.09

55.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 $2.03

$1.13 PEN 3.90

79.65%

Water (0.33 liter bottle)

$1.14 $1.14

$0.61 PEN 2.09

86.89%

Local Beer (0.5 liter draught)

$4.89 $4.89

$2.93 PEN 10.08

66.89%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$4.25 PEN 14.63

85.18%

Milk (1 liter)

$0.89 $0.89

$1.58 PEN 5.44

-43.67%

White Bread (500g)

$3.26 $3.26

$2.61 PEN 8.98

24.90%

Rice (white) (1kg)

$6.27 $6.27

$1.30 PEN 4.47

382.31%

Eggs

$4.67 $4.67

$2.92 PEN 10.05

59.93%

Local Cheese (1kg)

$11.38 $11.38

$9.54 PEN 32.82

19.29%

Chicken Fillets (1kg)

$8.37 $8.37

$5.71 PEN 19.66

46.58%

Beef Round Steak (1kg)

$15.10 $15.10

$9.47 PEN 32.58

59.45%

Apples (1kg)

$6.64 $6.64

$2.01 PEN 6.91

230.35%

Banana (1kg)

$2.10 $2.10

$1.02 PEN 3.52

105.88%

Oranges (1kg)

$5.84 $5.84

$1.45 PEN 4.99

302.76%

Tomato (1kg)

$4.20 $4.20

$1.49 PEN 5.14

181.88%

Potato (1kg)

$3.39 $3.39

$0.91 PEN 3.14

272.53%

Onion (1kg)

$3.70 $3.70

$0.89 PEN 3.07

315.73%

Lettuce (1 head)

$1.88 $1.88

$0.86 PEN 2.97

118.60%

Water (1.5 liter bottle)

$2.56 $2.56

$0.89 PEN 3.06

187.64%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$5.47 PEN 18.83

62.16%

Wine (Bottle)

$17.28 $17.28

$10.17 PEN 35.00

69.91%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$1.81 PEN 6.21

-1.10%

Imported Beer (0.33 liter bottle)

$2.57 $2.57

$3.15 PEN 10.84

-18.41%

One-way Ticket (Public Transport)

$1.74 $1.74

$0.66 PEN 2.28

163.64%

Public Transport Monthly Pass (Regular Price)

$67.3 $67.3

$31.89 PEN 110

111.04%

Taxi Start (Normal Tariff)

$4.90 $4.90

$3.43 PEN 11.79

42.86%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$1.98 PEN 6.80

-8.59%

Taxi 1hour Waiting (Normal Tariff)

$35.06 $35.06

$9.60 PEN 33.04

265.21%

Gasoline (1 liter)

$1.08 $1.08

$1.71 PEN 5.89

-36.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$21.9K PEN 75.3K

24.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$29.0K PEN 100.0K

-10.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$65.8 PEN 227

123.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.66 $47.66

$15.26 PEN 52.5

212.32%

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$26.87 PEN 92.5

147.75%

Gym Membership (Monthly)

$35.95 $35.95

$32.91 PEN 113

9.24%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$14.85 $14.85

$7.12 PEN 24.49

108.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 $821

$309 PEN 1,064

165.74%

International Primary School, 1 Child (Yearly)

$9,129 $9,129

$21.4K PEN 73.5K

-57.24%

Jeans (Levis 501 Or Similar)

$47.88 $47.88

$52.0 PEN 179

-7.89%

Summer Dress (H&M, Zara, etc)

$34.87 $34.87

$35.69 PEN 123

-2.30%

Sport Shoes (Adidas, Nike)

$90.1 $90.1

$81.8 PEN 281

10.14%

Men's Leather Business Shoes

$116 $116

$78.0 PEN 268

49.20%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$727 PEN 2,501

119.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$373 PEN 1,284

241.49%

3-bedroom Apartment, City Center (Monthly)

$2,535 $2,535

$1,249 PEN 4,297

103.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$739 PEN 2,544

189.30%

Buy Apartment in City Center (m2)

$1,566 $1,566

$2,380 PEN 8,191

-34.23%

Buy Apartment Outside City Center (m2)

$1,537 $1,537

$1,365 PEN 4,697

12.58%

Average Monthly Net Salary (After Tax)

$2,808 $2,808

$650 PEN 2,238

331.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

8.38

-23.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Joseph, MO: October 31, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Joseph, MO

$1.3K 50.4%

Lima

$373 35.8% 70.7% $901

Groceries & Markets

Saint Joseph, MO

$401 15.9%

Lima

$228 21.9% 43.1% $173

Eating Out

Saint Joseph, MO

$306 12.1%

Lima

$127 12.2% 58.6% $179

Monthly Utilities & Internet

Saint Joseph, MO

$261 10.3%

Lima

$108 10.4% 58.7% $153

Clothing & Footwear

Saint Joseph, MO

$130 5.2%

Lima

$111 10.7% 14.4% $19

Getting Around

Saint Joseph, MO

$88 3.5%

Lima

$48 4.6% 45.8% $40

Sport & Entertainment

Saint Joseph, MO

$66 2.6%

Lima

$47 4.5% 28.2% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,594 in Saint Joseph, MO and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Saint Joseph, MO pays about 4.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $49 in Saint Joseph, MO vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $401 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Saint Joseph, MO

🇵🇪 Lima

🕒 Local time

22:53 10:53 PM

23:53 11:53 PM

1 h ahead of Saint Joseph, MO

🌤 Weather

👥 Population

76,780

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.891 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Saint Joseph, MO Lima 6,050 km ≈ 8 h nonstop flight

From you

Saint Joseph, MO
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Joseph, MO vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,526 in Saint Joseph, MO and $1,042 in Lima, so Lima is about 59% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Saint Joseph, MO is about 4.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,594 in Saint Joseph, MO versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $821 in Saint Joseph, MO versus $309 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 76% higher in Saint Joseph, MO. For households that cook at home regularly, that difference adds up over a month.

At $1,042 in Lima versus $2,526 in Saint Joseph, MO, a $2,000 budget is realistic in Lima but tight or insufficient in Saint Joseph, MO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 59% less than in Saint Joseph, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.