Last update: Oct 2026

Cost of Living Comparison Between Saint George and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $4,833 in Saint George, rent and utilities included – about $27,600 less a year. Rent and utilities account for most of the difference.

236

Cost of Living Index in Saint George
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Saint George Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saint George

🇧🇲 Bermuda

$4,833

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,833 in Saint George versus $2,530 in Toronto.

Saint George $4,833
Toronto $2,530

Estimated couple costs with rent: $6,839 in Saint George versus $3,646 in Toronto.

Saint George $6,839
Toronto $3,646

Monthly costs for a family of three with rent: $8,846 in Saint George versus $4,761 in Toronto.

Saint George $8,846
Toronto $4,761

Living in Saint George is roughly 91% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint George 261% above, Toronto 89% above.

Meal at Budget Restaurant

$49.88 BMD 49.88

$17.67 CA$25.19

182.29%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$77.4 CA$110

94.71%

Fast Food Meal (McDonalds, etc)

$16.63 BMD 16.63

$10.47 CA$14.93

58.83%

Cappuccino

$6.34 BMD 6.34

$4.08 CA$5.81

55.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 BMD 3.12

$2.12 CA$3.02

47.17%

Water (0.33 liter bottle)

$3.15 BMD 3.15

$1.76 CA$2.51

78.98%

Local Beer (0.5 liter draught)

$7.51 BMD 7.51

$6.17 CA$8.80

21.72%

Imported Beer (0.33 liter bottle)

$9.16 BMD 9.16

$6.89 CA$9.82

32.95%

Milk (1 liter)

$4.90 BMD 4.90

$2.43 CA$3.46

101.65%

White Bread (500g)

$7.82 BMD 7.82

$2.75 CA$3.92

184.36%

Rice (white) (1kg)

$3.98 BMD 3.98

$2.23 CA$3.18

78.48%

Eggs

$7.15 BMD 7.15

$3.45 CA$4.91

107.25%

Local Cheese (1kg)

$7.31 BMD 7.31

$8.93 CA$12.73

-18.14%

Chicken Fillets (1kg)

$21.48 BMD 21.48

$11.44 CA$16.31

87.76%

Beef Round Steak (1kg)

$19.33 BMD 19.33

$14.61 CA$20.83

32.31%

Apples (1kg)

$9.03 BMD 9.03

$3.75 CA$5.34

140.80%

Banana (1kg)

$6.46 BMD 6.46

$1.15 CA$1.64

461.74%

Oranges (1kg)

$9.02 BMD 9.02

$3.55 CA$5.06

154.08%

Tomato (1kg)

$9.59 BMD 9.59

$4.28 CA$6.10

124.07%

Potato (1kg)

$8.68 BMD 8.68

$1.85 CA$2.63

369.19%

Onion (1kg)

$4.07 BMD 4.07

$1.67 CA$2.38

143.71%

Lettuce (1 head)

$6.09 BMD 6.09

$2.22 CA$3.16

174.32%

Water (1.5 liter bottle)

$3.40 BMD 3.40

$1.21 CA$1.72

180.99%

Cigarettes 20 Pack (Marlboro, Camel)

$17.70 BMD 17.70

$13.88 CA$19.78

27.52%

Wine (Bottle)

$24.37 BMD 24.37

$14.25 CA$20.31

71.02%

Local Beer (0.5 liter bottle)

$5.26 BMD 5.26

$2.20 CA$3.13

139.09%

Imported Beer (0.33 liter bottle)

$4.24 BMD 4.24

$2.42 CA$3.45

75.21%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$6.38 BMD 6.38

$2.90 CA$4.13

120.00%

Taxi (Normal Tariff) (1km)

$3.06 BMD 3.06

$1.26 CA$1.80

142.86%

Taxi 1hour Waiting (Normal Tariff)

$70.3 BMD 70.3

$22.03 CA$31.40

218.93%

Gasoline (1 liter)

$2.45 BMD 2.45

$1.22 CA$1.74

100.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K BMD 37.8K

$27.6K CA$39.4K

36.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.1K BMD 43.1K

$19.8K CA$28.3K

117.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 BMD 285

$122 CA$174

133.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$148 BMD 148

$32.03 CA$45.66

363.28%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$47.92 CA$68.3

231.34%

Gym Membership (Monthly)

$38.90 CA$55.5

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$13.70 BMD 13.70

$12.61 CA$17.97

8.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,308 BMD 1,308

$834 CA$1,189

56.90%

International Primary School, 1 Child (Yearly)

$25.4K BMD 25.4K

$23.3K CA$33.3K

8.90%

Jeans (Levis 501 Or Similar)

$88.4 BMD 88.4

$52.6 CA$75.0

68.00%

Summer Dress (H&M, Zara, etc)

$71.0 BMD 71.0

$40.26 CA$57.4

76.23%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$96.2 CA$137

46.83%

Men's Leather Business Shoes

$130 BMD 130

$123 CA$175

5.94%

1-bedroom Apartment, City Center (Monthly)

$3,049 BMD 3,049

$1,598 CA$2,278

90.77%

1-bedroom Apartment, Outside City Center (Monthly)

$2,744 BMD 2,744

$1,435 CA$2,045

91.20%

3-bedroom Apartment, City Center (Monthly)

$5,057 BMD 5,057

$2,657 CA$3,787

90.35%

3-bedroom Apartment, Outside City Center (Monthly)

$4,068 BMD 4,068

$2,096 CA$2,988

94.08%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

4.47

93.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George

$2.7K 56.1%

Toronto

$1.4K 55.4% 47.7% $1.3K

Groceries & Markets

Saint George

$710 14.5%

Toronto

$340 13.1% 52.1% $370

Eating Out

Saint George

$606 12.4%

Toronto

$282 10.9% 53.5% $324

Monthly Utilities & Internet

Saint George

$592 12.1%

Toronto

$202 7.8% 65.9% $390

Clothing & Footwear

Saint George

$194 4%

Toronto

$140 5.4% 27.6% $53

Sport & Entertainment

Saint George

$27 * 0.6%

Toronto

$64 2.5% 134% $37

Getting Around

Saint George

$22 * 0.4%

Toronto

$130 5% 498% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,049 in Saint George and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $151 in Saint George vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $710 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇧🇲 Saint George

🇨🇦 Toronto

🕒 Local time

04:15 4:15 AM

03:15 3:15 AM

1 h behind Saint George

🌤 Weather

👥 Population

2,000

2,731,571

💱 Currency

Bermudian Dollar BMD $

Canadian Dollar CAD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to BMD in detail →

On the map

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Between locations

Saint George Toronto 1,790 km ≈ 2 h 45 min nonstop flight

From you

Saint George
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and utilities. The 91% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,249 in Saint George and $3,795 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,049 in Saint George versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 109% higher in Saint George. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,833 per month in Saint George versus $2,530 in Toronto – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint George and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 91% less than in Saint George. Beyond cost, consider language, visa policies, and how big the international community is in each city.