Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saint George

For one person, living is cheaper in Toronto: $2,530 a month against $4,833 in Saint George, rent and utilities included – about $27,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
236

Cost of Living Index in Saint George
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Saint George Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Saint George

🇧🇲 Bermuda

$4,833

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saint George actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $4,833 in Saint George.

Toronto $2,530
Saint George $4,833

Estimated couple costs with rent: $3,646 in Toronto versus $6,839 in Saint George.

Toronto $3,646
Saint George $6,839

Monthly costs for a family of three with rent: $4,761 in Toronto versus $8,846 in Saint George.

Toronto $4,761
Saint George $8,846

Living in Toronto costs roughly 48% less than in Saint George, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Saint George 261% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$49.88 BMD 49.88

-64.57%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$151 BMD 151

-48.64%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$16.63 BMD 16.63

-37.04%

Cappuccino

$4.08 CA$5.81

$6.34 BMD 6.34

-35.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$3.12 BMD 3.12

-32.05%

Water (0.33 liter bottle)

$1.76 CA$2.51

$3.15 BMD 3.15

-44.13%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$7.51 BMD 7.51

-17.84%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$9.16 BMD 9.16

-24.78%

Milk (1 liter)

$2.43 CA$3.46

$4.90 BMD 4.90

-50.41%

White Bread (500g)

$2.75 CA$3.92

$7.82 BMD 7.82

-64.83%

Rice (white) (1kg)

$2.23 CA$3.18

$3.98 BMD 3.98

-43.97%

Eggs

$3.45 CA$4.91

$7.15 BMD 7.15

-51.75%

Local Cheese (1kg)

$8.93 CA$12.73

$7.31 BMD 7.31

22.16%

Chicken Fillets (1kg)

$11.44 CA$16.31

$21.48 BMD 21.48

-46.74%

Beef Round Steak (1kg)

$14.61 CA$20.83

$19.33 BMD 19.33

-24.42%

Apples (1kg)

$3.75 CA$5.34

$9.03 BMD 9.03

-58.47%

Banana (1kg)

$1.15 CA$1.64

$6.46 BMD 6.46

-82.20%

Oranges (1kg)

$3.55 CA$5.06

$9.02 BMD 9.02

-60.64%

Tomato (1kg)

$4.28 CA$6.10

$9.59 BMD 9.59

-55.37%

Potato (1kg)

$1.85 CA$2.63

$8.68 BMD 8.68

-78.69%

Onion (1kg)

$1.67 CA$2.38

$4.07 BMD 4.07

-58.97%

Lettuce (1 head)

$2.22 CA$3.16

$6.09 BMD 6.09

-63.55%

Water (1.5 liter bottle)

$1.21 CA$1.72

$3.40 BMD 3.40

-64.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$17.70 BMD 17.70

-21.58%

Wine (Bottle)

$14.25 CA$20.31

$24.37 BMD 24.37

-41.53%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$5.26 BMD 5.26

-58.17%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$4.24 BMD 4.24

-42.92%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$6.38 BMD 6.38

-54.55%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$3.06 BMD 3.06

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$70.3 BMD 70.3

-68.65%

Gasoline (1 liter)

$1.22 CA$1.74

$2.45 BMD 2.45

-50.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$37.8K BMD 37.8K

-26.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$43.1K BMD 43.1K

-54.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$285 BMD 285

-57.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$148 BMD 148

-78.41%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$159 BMD 159

-69.82%

Gym Membership (Monthly)

$38.90 CA$55.5

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$13.70 BMD 13.70

-7.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,308 BMD 1,308

-36.26%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$25.4K BMD 25.4K

-8.17%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$88.4 BMD 88.4

-40.48%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$71.0 BMD 71.0

-43.26%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$141 BMD 141

-31.89%

Men's Leather Business Shoes

$123 CA$175

$130 BMD 130

-5.61%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$3,049 BMD 3,049

-47.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$2,744 BMD 2,744

-47.70%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$5,057 BMD 5,057

-47.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$4,068 BMD 4,068

-48.47%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.63

-48.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Saint George: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Saint George

$2.7K 56.1% 91.2% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Saint George

$710 14.5% 109% $370

Eating Out

Toronto

$282 10.9%

Saint George

$606 12.4% 115% $324

Monthly Utilities & Internet

Toronto

$202 7.8%

Saint George

$592 12.1% 193% $390

Clothing & Footwear

Toronto

$140 5.4%

Saint George

$194 4% 38.1% $53

Getting Around

Toronto

$130 5%

Saint George

$22 * 0.4% 83.3% $108

Sport & Entertainment

Toronto

$64 2.5%

Saint George

$27 * 0.6% 57.3% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $3,049 in Saint George. Housing cost is often the main lever when comparing two cities.

Dining out: $77.0 in Toronto vs $151 in Saint George for a mid-range dinner for two. Groceries echo the gap at $340 vs $710 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇲 Saint George

🕒 Local time

06:09 6:09 AM

07:09 7:09 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

2,000

💱 Currency

Canadian Dollar CAD $

Bermudian Dollar BMD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 BMD = 1 USD

1 BMD = 0.892 EUR

Exchange rates and currency converter

BMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Saint George 1,790 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint George: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 91% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,795 in Toronto and $7,249 in Saint George to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,598 in Toronto versus $3,049 in Saint George. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 109% higher in Saint George. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,530 per month in Toronto versus $4,833 in Saint George – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Saint George are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 91% less than in Saint George. Beyond cost, consider language, visa policies, and how big the international community is in each city.