Last update: Oct 2026

Cost of Living Comparison Between Saint George and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $4,870 in Saint George, rent and utilities included – about $47,200 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in Saint George
Learn more

Saint George Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Saint George

🇧🇲 Bermuda

$4,870

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $4,870 per month in Saint George vs $936 in Chiang Mai, rent included.

Saint George $4,870
Chiang Mai $936

A couple spends around $6,882 per month in Saint George vs $1,457 in Chiang Mai, rent included.

Saint George $6,882
Chiang Mai $1,457

A family of three spends $8,893 per month in Saint George vs $1,979 in Chiang Mai, rent included.

Saint George $8,893
Chiang Mai $1,979

Saint George costs about 421% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Saint George sits 258% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$49.67 BMD 49.67

$2.24 ฿75.7

2117.41%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$19.00 ฿642

700.16%

Fast Food Meal (McDonalds, etc)

$16.64 BMD 16.64

$5.55 ฿188

199.82%

Cappuccino

$6.34 BMD 6.34

$1.67 ฿56.6

279.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$0.64 ฿21.56

379.69%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$0.31 ฿10.32

929.03%

Local Beer (0.5 liter draught)

$7.58 BMD 7.58

$2.36 ฿79.6

221.19%

Imported Beer (0.33 liter bottle)

$9.13 BMD 9.13

$3.66 ฿124

149.45%

Milk (1 liter)

$5.06 BMD 5.06

$1.95 ฿65.8

159.49%

White Bread (500g)

$7.84 BMD 7.84

$1.44 ฿48.51

444.44%

Rice (white) (1kg)

$4.01 BMD 4.01

$1.33 ฿45.07

201.50%

Eggs

$7.20 BMD 7.20

$2.28 ฿77.1

215.79%

Local Cheese (1kg)

$7.29 BMD 7.29

$16.45 ฿556

-55.68%

Chicken Fillets (1kg)

$21.01 BMD 21.01

$2.78 ฿94.0

655.76%

Beef Round Steak (1kg)

$19.53 BMD 19.53

$9.31 ฿314

109.77%

Apples (1kg)

$9.23 BMD 9.23

$2.35 ฿79.5

292.77%

Banana (1kg)

$6.74 BMD 6.74

$0.97 ฿32.82

594.85%

Oranges (1kg)

$9.12 BMD 9.12

$1.60 ฿53.9

470.00%

Tomato (1kg)

$9.22 BMD 9.22

$1.50 ฿50.7

514.67%

Potato (1kg)

$9.14 BMD 9.14

$1.28 ฿43.15

614.06%

Onion (1kg)

$4.05 BMD 4.05

$1.10 ฿37.22

268.18%

Lettuce (1 head)

$6.10 BMD 6.10

$0.71 ฿23.84

759.15%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$0.49 ฿16.38

600.00%

Cigarettes 20 Pack (Marlboro, Camel)

$18.20 BMD 18.20

$4.14 ฿140

339.61%

Wine (Bottle)

$23.74 BMD 23.74

$17.52 ฿592

35.50%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$1.61 ฿54.5

225.47%

Imported Beer (0.33 liter bottle)

$4.10 BMD 4.10

$2.78 ฿94.0

47.48%

One-way Ticket (Public Transport)

$0.87 ฿29.33

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

Taxi Start (Normal Tariff)

$6.32 BMD 6.32

$1.16 ฿39.08

444.83%

Taxi (Normal Tariff) (1km)

$3.06 BMD 3.06

$0.53 ฿17.82

477.36%

Taxi 1hour Waiting (Normal Tariff)

$71.2 BMD 71.2

$2.42 ฿81.8

2840.91%

Gasoline (1 liter)

$2.42 BMD 2.42

$1.45 ฿48.93

66.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K BMD 37.9K

$21.1K ฿711.2K

79.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$26.9K ฿909.8K

61.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$62.2 ฿2,100

371.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$149 BMD 149

$12.17 ฿411

1125.55%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$20.12 ฿680

694.58%

Gym Membership (Monthly)

$37.31 ฿1,260

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$13.60 BMD 13.60

$6.49 ฿219

109.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,313 BMD 1,313

$736 ฿24.9K

78.40%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$14.8K ฿498.6K

68.71%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$53.4 ฿1,802

71.52%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$24.64 ฿832

183.44%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$91.5 ฿3,089

52.80%

Men's Leather Business Shoes

$127 BMD 127

$71.9 ฿2,429

77.11%

1-bedroom Apartment, City Center (Monthly)

$3,130 BMD 3,130

$482 ฿16.3K

549.10%

1-bedroom Apartment, Outside City Center (Monthly)

$2,710 BMD 2,710

$309 ฿10.4K

777.32%

3-bedroom Apartment, City Center (Monthly)

$5,038 BMD 5,038

$1,006 ฿34.0K

400.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,959 BMD 3,959

$633 ฿21.4K

524.98%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.57

54.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George

$2.7K 55.7%

Chiang Mai

$309 33% 88.6% $2.4K

Groceries & Markets

Saint George

$712 14.6%

Chiang Mai

$234 25.1% 67.1% $477

Eating Out

Saint George

$605 12.4%

Chiang Mai

$78 8.3% 87.2% $527

Monthly Utilities & Internet

Saint George

$602 12.4%

Chiang Mai

$94 10.1% 84.3% $508

Clothing & Footwear

Saint George

$193 4%

Chiang Mai

$109 11.6% 43.7% $84

Sport & Entertainment

Saint George

$27 * 0.6%

Chiang Mai

$50 5.4% 84.9% $23

Getting Around

Saint George

$22 * 0.4%

Chiang Mai

$61 6.6% 184% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,130 in Saint George versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $152 in Saint George versus $19 in Chiang Mai. Monthly groceries follow the same trend: $712 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇧🇲 Saint George

🇹🇭 Chiang Mai

🕒 Local time

22:04 10:04 PM

08:04 8:04 AM

10 h ahead of Saint George

🌤 Weather

👥 Population

2,000

127,240

💱 Currency

Bermudian Dollar BMD $

Thai Baht THB ฿

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.898 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 29, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.898 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Saint George Chiang Mai 14,070 km ≈ 18 h nonstop flight

From you

Saint George
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George vs Chiang Mai: Cost of Living - Frequently Asked Questions

Saint George costs about 421% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,305 per month in Saint George and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $3,130 in Saint George.

A mid-range dinner for two costs $152 in Saint George and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 204% more in Saint George, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $4,870 in Saint George and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.