Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Saint George

For one person, living is cheaper in Chiang Mai: $936 a month against $4,870 in Saint George, rent and utilities included – about $47,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
234

Cost of Living Index in Saint George
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Saint George Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Saint George

🇧🇲 Bermuda

$4,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Saint George actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $4,870 in Saint George, rent included.

Chiang Mai $936
Saint George $4,870

A couple spends around $1,457 per month in Chiang Mai vs $6,882 in Saint George, rent included.

Chiang Mai $1,457
Saint George $6,882

A family of three spends $1,979 per month in Chiang Mai vs $8,893 in Saint George, rent included.

Chiang Mai $1,979
Saint George $8,893

Chiang Mai is about 81% cheaper than Saint George, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Saint George is 258% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.5

$49.67 BMD 49.67

-95.49%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$152 BMD 152

-87.50%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$16.64 BMD 16.64

-66.65%

Cappuccino

$1.67 ฿56.4

$6.34 BMD 6.34

-73.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$3.07 BMD 3.07

-79.15%

Water (0.33 liter bottle)

$0.31 ฿10.29

$3.19 BMD 3.19

-90.28%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$7.58 BMD 7.58

-68.87%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$9.13 BMD 9.13

-59.91%

Milk (1 liter)

$1.95 ฿65.7

$5.06 BMD 5.06

-61.46%

White Bread (500g)

$1.44 ฿48.41

$7.84 BMD 7.84

-81.63%

Rice (white) (1kg)

$1.33 ฿44.97

$4.01 BMD 4.01

-66.83%

Eggs

$2.28 ฿77.0

$7.20 BMD 7.20

-68.33%

Local Cheese (1kg)

$16.45 ฿554

$7.29 BMD 7.29

125.65%

Chicken Fillets (1kg)

$2.78 ฿93.8

$21.01 BMD 21.01

-86.77%

Beef Round Steak (1kg)

$9.31 ฿314

$19.53 BMD 19.53

-52.33%

Apples (1kg)

$2.35 ฿79.3

$9.23 BMD 9.23

-74.54%

Banana (1kg)

$0.97 ฿32.75

$6.74 BMD 6.74

-85.61%

Oranges (1kg)

$1.60 ฿53.8

$9.12 BMD 9.12

-82.46%

Tomato (1kg)

$1.50 ฿50.6

$9.22 BMD 9.22

-83.73%

Potato (1kg)

$1.28 ฿43.06

$9.14 BMD 9.14

-86.00%

Onion (1kg)

$1.10 ฿37.14

$4.05 BMD 4.05

-72.84%

Lettuce (1 head)

$0.71 ฿23.79

$6.10 BMD 6.10

-88.36%

Water (1.5 liter bottle)

$0.49 ฿16.34

$3.43 BMD 3.43

-85.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$18.20 BMD 18.20

-77.25%

Wine (Bottle)

$17.52 ฿590

$23.74 BMD 23.74

-26.20%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$5.24 BMD 5.24

-69.27%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$4.10 BMD 4.10

-32.20%

One-way Ticket (Public Transport)

$0.87 ฿29.27

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$6.32 BMD 6.32

-81.65%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$3.06 BMD 3.06

-82.68%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$71.2 BMD 71.2

-96.60%

Gasoline (1 liter)

$1.45 ฿48.82

$2.42 BMD 2.42

-40.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$37.9K BMD 37.9K

-44.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$43.4K BMD 43.4K

-37.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$293 BMD 293

-78.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$149 BMD 149

-91.84%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$160 BMD 160

-87.41%

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$13.60 BMD 13.60

-52.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$1,313 BMD 1,313

-43.95%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$24.9K BMD 24.9K

-40.73%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$91.5 BMD 91.5

-41.70%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$69.8 BMD 69.8

-64.72%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$140 BMD 140

-34.55%

Men's Leather Business Shoes

$71.9 ฿2,424

$127 BMD 127

-43.54%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$3,130 BMD 3,130

-84.59%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$2,710 BMD 2,710

-88.60%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$5,038 BMD 5,038

-80.03%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$3,959 BMD 3,959

-84.00%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.63

-35.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Saint George: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Saint George

$2.7K 55.7% 777% $2.4K

Groceries & Markets

Chiang Mai

$234 25.1%

Saint George

$712 14.6% 204% $477

Clothing & Footwear

Chiang Mai

$109 11.6%

Saint George

$193 4% 77.5% $84

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Saint George

$602 12.4% 538% $508

Eating Out

Chiang Mai

$78 8.3%

Saint George

$605 12.4% 679% $527

Getting Around

Chiang Mai

$61 6.6%

Saint George

$22 * 0.4% 64.7% $40

Sport & Entertainment

Chiang Mai

$50 5.4%

Saint George

$27 * 0.6% 45.9% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $3,130 in Saint George. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $152 in Saint George. Monthly groceries follow the same trend: $234 vs $712 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇧🇲 Saint George

🕒 Local time

08:57 8:57 AM

22:57 10:57 PM

10 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

2,000

💱 Currency

Thai Baht THB ฿

Bermudian Dollar BMD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

1 BMD = 1 USD

1 BMD = 0.898 EUR

Exchange rates and currency converter

BMD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Bermudian Dollar exchange rates as of October 29, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.898 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Saint George 14,070 km ≈ 18 h nonstop flight

From you

Chiang Mai
Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Saint George: Cost of Living - Frequently Asked Questions

Saint George costs about 421% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $7,305 in Saint George. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $3,130 in Saint George.

A mid-range dinner for two costs $19 in Chiang Mai and $152 in Saint George. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 204% more in Saint George, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $4,870 in Saint George. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.