Cost of Living Comparison Between Saint-Etienne and Chiang Mai Cost of Living Comparison Between Saint-Etienne and Chiang Mai

Monthly Cost of Living

A single person spends $1,539 per month in Saint-Etienne vs $861 in Chiang Mai, rent included.

A couple spends around $2,280 per month in Saint-Etienne vs $1,350 in Chiang Mai, rent included.

A family of three spends $3,022 per month in Saint-Etienne vs $1,838 in Chiang Mai, rent included.

Saint-Etienne costs about 79% more than Chiang Mai, driven mainly by Eating Out.

Saint-Etienne sits 15% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.66 €14.57

$1.96 ฿65.9

750.00%

Three-Course Dinner for Two, Mid-Range

$46.79 €40.94

$18.35 ฿617

154.99%

Fast Food Meal (McDonalds, etc)

$13.22 €11.56

$7.48 ฿252

76.74%

Cappuccino

$2.08 €1.82

$2.02 ฿67.8

2.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 €2.35

$0.85 ฿28.52

215.29%

Water (0.33 liter bottle)

$1.13 €0.99

$0.36 ฿11.97

213.89%

Local Beer (0.5 liter draught)

$4.07 €3.56

$2.14 ฿71.9

90.19%

Imported Beer (0.33 liter bottle)

$4.67 €4.09

$3.59 ฿121

30.08%

Milk (1 liter)

$1.23 €1.08

$1.65 ฿55.5

-25.45%

White Bread (500g)

$1.18 €1.04

$1.57 ฿52.7

-24.84%

Rice (white) (1kg)

$2.70 €2.37

$1.19 ฿40.05

126.89%

Eggs

$3.55 €3.11

$1.94 ฿65.1

82.99%

Local Cheese (1kg)

$18.41 €16.10

$16.19 ฿545

13.71%

Chicken Fillets (1kg)

$15.25 €13.34

$2.99 ฿101

410.03%

Beef Round Steak (1kg)

$20.56 €17.99

$10.94 ฿368

87.93%

Apples (1kg)

$3.23 €2.83

$2.71 ฿91.2

19.19%

Banana (1kg)

$2.18 €1.91

$1.17 ฿39.27

86.32%

Oranges (1kg)

$2.60 €2.28

$1.69 ฿56.8

53.85%

Tomato (1kg)

$3.38 €2.95

$1.60 ฿54.0

111.25%

Potato (1kg)

$2.32 €2.03

$1.38 ฿46.56

68.12%

Onion (1kg)

$2.70 €2.37

$1.20 ฿40.47

125.00%

Lettuce (1 head)

$1.62 €1.42

$0.67 ฿22.51

141.79%

Water (1.5 liter bottle)

$0.36 €0.32

$0.56 ฿18.74

-35.71%

Cigarettes 20 Pack (Marlboro, Camel)

$12.97 €11.35

$4.64 ฿156

179.53%

Wine (Bottle)

$7.98 €6.98

$17.62 ฿593

-54.71%

Local Beer (0.5 liter bottle)

$3.12 €2.73

$1.86 ฿62.6

67.74%

Imported Beer (0.33 liter bottle)

$3.84 €3.36

$3.30 ฿111

16.36%

One-way Ticket (Public Transport)

$1.63 €1.43

$0.88 ฿29.70

85.23%

Public Transport Monthly Pass (Regular Price)

$47.62 €41.66

$19.34 ฿651

146.23%

Taxi Start (Normal Tariff)

$5.34 €4.67

$1.36 ฿45.92

292.65%

Taxi (Normal Tariff) (1km)

$1.76 €1.54

$1.34 ฿45.00

31.34%

Taxi 1hour Waiting (Normal Tariff)

$33.74 €29.52

$8.21 ฿276

310.96%

Gasoline (1 liter)

$2.11 €1.85

$1.22 ฿41.20

72.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €32.6K

$21.4K ฿718.5K

74.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.0K

$22.5K ฿758.1K

67.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €107

$70.7 ฿2,378

73.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.99 €24.49

$14.04 ฿472

99.36%

Internet (50+ Mbps, Unlimited Data)

$33.21 €29.06

$17.49 ฿589

89.88%

Gym Membership (Monthly)

$31.28 €27.37

$42.15 ฿1,418

-25.79%

Tennis Court (1 Hour on Weekend)

$7.10 €6.21

$6.88 ฿231

3.20%

Cinema Ticket

$10.45 €9.14

$5.92 ฿199

76.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$788 €689

$309 ฿10.4K

155.34%

International Primary School, 1 Child (Yearly)

$8,225 €7,196

$14.9K ฿500.7K

-44.72%

Jeans (Levis 501 Or Similar)

$79.5 €69.5

$55.8 ฿1,876

42.50%

Summer Dress (H&M, Zara, etc)

$45.14 €39.49

$26.11 ฿879

72.88%

Sport Shoes (Adidas, Nike)

$86.7 €75.9

$83.0 ฿2,793

4.43%

Men's Leather Business Shoes

$115 €101

$70.5 ฿2,371

63.92%

1-bedroom Apartment, City Center (Monthly)

$576 €504

$432 ฿14.5K

33.29%

1-bedroom Apartment, Outside City Center (Monthly)

$452 €396

$239 ฿8,040

89.32%

3-bedroom Apartment, City Center (Monthly)

$907 €794

$822 ฿27.7K

10.32%

3-bedroom Apartment, Outside City Center (Monthly)

$704 €616

$512 ฿17.2K

37.42%

Buy Apartment in City Center (m2)

$1,754 €1,535

$1,915 ฿64.4K

-8.36%

Buy Apartment Outside City Center (m2)

$1,676 €1,466

$1,467 ฿49.4K

14.20%

Average Monthly Net Salary (After Tax)

$2,281 €1,996

$579 ฿19.5K

293.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.64

-27.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Etienne: July 11, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $576 in Saint-Etienne versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 294% higher in Saint-Etienne, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Saint-Etienne versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $361 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Etienne vs Chiang Mai: Cost of Living - Frequently Asked Questions

Saint-Etienne costs about 79% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,308 per month in Saint-Etienne and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $788 per month in Saint-Etienne and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 48% more in Saint-Etienne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Saint-Etienne at $1,539. In Chiang Mai it covers expenses comfortably, while in Saint-Etienne it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,539 in Saint-Etienne. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint-Etienne makes more sense. Both are solid long-term options with distinct trade-offs.