Last update: Oct 2026

Cost of Living Comparison Between Saint-Denis and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,800 in Saint-Denis, rent and utilities included – about $10,400 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Saint-Denis
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Saint-Denis Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Saint-Denis

🇷🇪 Reunion

$1,800

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint-Denis and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint-Denis and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,800 in Saint-Denis versus $934 in Cebu.

Saint-Denis $1,800
Cebu $934

Estimated couple costs with rent: $3,171 in Saint-Denis versus $1,415 in Cebu.

Saint-Denis $3,171
Cebu $1,415

Monthly costs for a family of three with rent: $4,543 in Saint-Denis versus $1,896 in Cebu.

Saint-Denis $4,543
Cebu $1,896

Living in Saint-Denis is roughly 93% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Saint-Denis is 34% above, Cebu is 30% below.

Meal at Budget Restaurant

$13.56 €12.10

$3.03 ₱190

347.52%

Three-Course Dinner for Two, Mid-Range

$79.0 €70.5

$23.48 ₱1,473

236.33%

Fast Food Meal (McDonalds, etc)

$15.63 €13.95

$4.09 ₱256

282.15%

Cappuccino

$3.54 €3.16

$2.52 ₱158

40.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 €2.31

$1.54 ₱96.9

67.53%

Water (0.33 liter bottle)

$2.50 €2.23

$0.49 ₱30.98

410.20%

Local Beer (0.5 liter draught)

$3.44 €3.07

$1.79 ₱112

92.18%

Imported Beer (0.33 liter bottle)

$4.65 €4.15

$2.26 ₱142

105.75%

Milk (1 liter)

$1.70 €1.52

$1.95 ₱122

-12.82%

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$2.96 €2.64

$1.02 ₱63.8

190.20%

Eggs

$4.51 €4.03

$2.06 ₱129

118.93%

Local Cheese (1kg)

$20.10 €17.94

$9.81 ₱615

104.89%

Chicken Fillets (1kg)

$13.24 €11.81

$4.61 ₱289

187.20%

Beef Round Steak (1kg)

$33.24 €29.66

$7.70 ₱483

331.69%

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$5.45 €4.87

$1.54 ₱96.4

253.90%

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$4.51 €4.02

$1.99 ₱125

126.63%

Lettuce (1 head)

$2.30 €2.05

$1.15 ₱72.1

100.00%

Water (1.5 liter bottle)

$1.90 €1.70

$0.67 ₱42.15

183.58%

Cigarettes 20 Pack (Marlboro, Camel)

$11.39 €10.17

$3.00 ₱188

279.67%

Wine (Bottle)

$12.55 €11.20

$6.35 ₱398

97.64%

Local Beer (0.5 liter bottle)

$3.30 €2.94

$1.31 ₱81.9

151.91%

Imported Beer (0.33 liter bottle)

$3.41 €3.04

$1.73 ₱108

97.11%

One-way Ticket (Public Transport)

$2.54 €2.26

$0.25 ₱15.78

916.00%

Public Transport Monthly Pass (Regular Price)

$43.40 €38.73

$12.65 ₱793

243.08%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.87 €1.67

$1.33 ₱83.5

40.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €130

$121 ₱7,563

21.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.61 €15.72

$14.45 ₱907

21.87%

Internet (50+ Mbps, Unlimited Data)

$43.07 €38.44

$28.29 ₱1,774

52.24%

Gym Membership (Monthly)

$36.35 €32.44

$32.68 ₱2,050

11.23%

Tennis Court (1 Hour on Weekend)

$13.43 €11.98

$6.39 ₱401

110.17%

Cinema Ticket

$11.11 €9.91

$5.46 ₱342

103.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$148 €132

$49.57 ₱3,109

197.94%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$125 €112

$76.6 ₱4,804

63.14%

Men's Leather Business Shoes

$114 €102

$59.3 ₱3,717

92.09%

1-bedroom Apartment, City Center (Monthly)

$918 €820

$506 ₱31.7K

81.60%

1-bedroom Apartment, Outside City Center (Monthly)

$657 €586

$309 ₱19.4K

112.29%

3-bedroom Apartment, City Center (Monthly)

$1,534 €1,369

$1,052 ₱66.0K

45.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,951 €1,741

$619 ₱38.8K

215.16%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$2,054 €1,833

$341 ₱21.4K

502.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Denis: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint-Denis

$657 36.8%

Cebu

$309 33.5% 52.9% $347

Groceries & Markets

Saint-Denis

$390 * 21.9%

Cebu

$210 22.7% 46% $179

Eating Out

Saint-Denis

$245 13.7%

Cebu

$88 9.6% 63.9% $156

Monthly Utilities & Internet

Saint-Denis

$207 11.6%

Cebu

$163 17.7% 21% $43

Clothing & Footwear

Saint-Denis

$174 * 9.8%

Cebu

$95 10.2% 45.6% $79

Sport & Entertainment

Saint-Denis

$59 3.3%

Cebu

$44 4.7% 25.6% $15

Getting Around

Saint-Denis

$54 * 3%

Cebu

$15 1.7% 71.2% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $918 in Saint-Denis and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Saint-Denis pays 502% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Saint-Denis vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $390 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇷🇪 Saint-Denis

🇵🇭 Cebu

🕒 Local time

08:59 8:59 AM

12:59 12:59 PM

4 h ahead of Saint-Denis

🌤 Weather

👥 Population

154,765 Capital

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Between locations

Saint-Denis Cebu 8,240 km ≈ 11 h nonstop flight

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Saint-Denis
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Denis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 93% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 502% higher in Saint-Denis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $918 in Saint-Denis versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Saint-Denis. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,800 per month in Saint-Denis versus $934 in Cebu – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,800 in Saint-Denis, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint-Denis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint-Denis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint-Denis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 93% less than in Saint-Denis. Beyond cost, consider language, visa policies, and how big the international community is in each city.