Last update: Oct 2026

Cost of Living Comparison Between Saint Croix and Austin, TX

For one person, living is cheaper in Saint Croix: $833 a month against $2,698 in Austin, TX, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

143

Cost of Living Index in Saint Croix
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Saint Croix Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Saint Croix

🇻🇮 U.S. Virgin Islands

$833

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Croix and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Croix and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $833 in Saint Croix versus $2,698 in Austin, TX.

Saint Croix $833
Austin, TX $2,698

Estimated couple costs with rent: $1,698 in Saint Croix versus $4,160 in Austin, TX.

Saint Croix $1,698
Austin, TX $4,160

Monthly costs for a family of three with rent: $2,562 in Saint Croix versus $5,622 in Austin, TX.

Saint Croix $2,562
Austin, TX $5,622

Living in Saint Croix costs roughly 69% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Croix is 39% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$40.24 $40.24

$20.63 $20.63

95.06%

Three-Course Dinner for Two, Mid-Range

$150 $150

$84.6 $84.6

77.59%

Fast Food Meal (McDonalds, etc)

$9.99 $9.99

$12.07 $12.07

-17.23%

Cappuccino

$7.47 $7.47

$5.48 $5.48

36.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 $3.34

$3.80 $3.80

-12.11%

Water (0.33 liter bottle)

$3.04 $3.04

$2.47 $2.47

23.08%

Local Beer (0.5 liter draught)

$5.84 $5.84

$8.05 $8.05

-27.45%

Imported Beer (0.33 liter bottle)

$7.78 $7.78

$8.88 $8.88

-12.39%

Milk (1 liter)

$2.44 $2.44

$1.11 $1.11

119.82%

White Bread (500g)

$7.15 $7.15

$3.72 $3.72

92.20%

Rice (white) (1kg)

$11.06 $11.06

$3.37 $3.37

228.19%

Eggs

$8.70 $8.70

$4.32 $4.32

101.39%

Local Cheese (1kg)

$22.20 $22.20

$13.13 $13.13

69.08%

Chicken Fillets (1kg)

$14.15 $14.15

Beef Round Steak (1kg)

$16.33 $16.33

Apples (1kg)

$11.12 $11.12

$4.55 $4.55

144.40%

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$4.71 $4.71

Tomato (1kg)

$4.15 $4.15

Potato (1kg)

$2.58 $2.58

Onion (1kg)

$2.35 $2.35

Lettuce (1 head)

$5.96 $5.96

$1.77 $1.77

236.72%

Water (1.5 liter bottle)

$2.14 $2.14

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

Wine (Bottle)

$15.19 $15.19

Local Beer (0.5 liter bottle)

$2.82 $2.82

Imported Beer (0.33 liter bottle)

$3.44 $3.44

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

Taxi (Normal Tariff) (1km)

$1.60 $1.60

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

Gasoline (1 liter)

$1.01 $1.01

$0.94 $0.94

7.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

Gym Membership (Monthly)

$57.7 $57.7

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

Jeans (Levis 501 Or Similar)

$51.3 $51.3

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

Sport Shoes (Adidas, Nike)

$87.0 $87.0

Men's Leather Business Shoes

$104 $104

1-bedroom Apartment, City Center (Monthly)

$2,525 $2,525

$1,940 $1,940

30.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

Buy Apartment in City Center (m2)

$7,354 $7,354

Buy Apartment Outside City Center (m2)

$3,129 $3,129

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Croix: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Saint Croix

$512 61.5%

Austin, TX

$350 13% 31.6% $162

Groceries & Markets

Saint Croix

$321 * 38.5%

Austin, TX

$406 15.1% 26.5% $85

Getting Around

Saint Croix

- * 0%

Austin, TX

$58 2.2%

Monthly Utilities & Internet

Saint Croix

- * 0%

Austin, TX

$352 13.1%

Sport & Entertainment

Saint Croix

- * 0%

Austin, TX

$86 3.2%

Clothing & Footwear

Saint Croix

- * 0%

Austin, TX

$129 4.8%

Accommodation & Living

Saint Croix

- * 0%

Austin, TX

$1.3K 48.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,525 in Saint Croix and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $150 in Saint Croix vs $85.0 in Austin, TX. Groceries flip the comparison at $321 vs $406, with Saint Croix cheaper for home cooking.

Good to know

🇻🇮 Saint Croix

🇺🇸 Austin, TX

🕒 Local time

17:51 5:51 PM

16:51 4:51 PM

1 h behind Saint Croix

🌤 Weather

👥 Population

50,601

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Saint Croix Austin, TX 3,610 km ≈ 5 h nonstop flight

From you

Saint Croix
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Croix vs Austin, TX: Cost of Living - Frequently Asked Questions

Saint Croix wins on cost – living expenses run 224% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Saint Croix the obvious pick if budget is a priority.

You'd need roughly $1,249 in Saint Croix and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,525 in Saint Croix versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $833 per month in Saint Croix versus $2,698 in Austin, TX – a 224% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 26% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Saint Croix is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Croix gentler on the wallet – expenses run 224% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.