Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Saint Croix

For one person, living is cheaper in Saint Croix: $833 a month against $2,698 in Austin, TX, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
143

Cost of Living Index in Saint Croix
Learn more

Saint Croix Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Saint Croix

🇻🇮 U.S. Virgin Islands

$833

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Saint Croix

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Saint Croix actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $833 in Saint Croix.

Austin, TX $2,698
Saint Croix $833

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,698 in Saint Croix.

Austin, TX $4,160
Saint Croix $1,698

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $2,562 in Saint Croix.

Austin, TX $5,622
Saint Croix $2,562

Living in Austin, TX is roughly 224% more expensive than in Saint Croix, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Saint Croix is 39% below.

Meal at Budget Restaurant

$20.63 $20.63

$40.24 $40.24

-48.73%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$150 $150

-43.69%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.99 $9.99

20.82%

Cappuccino

$5.48 $5.48

$7.47 $7.47

-26.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.34 $3.34

13.77%

Water (0.33 liter bottle)

$2.47 $2.47

$3.04 $3.04

-18.75%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.84 $5.84

37.84%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.78 $7.78

14.14%

Milk (1 liter)

$1.11 $1.11

$2.44 $2.44

-54.51%

White Bread (500g)

$3.72 $3.72

$7.15 $7.15

-47.97%

Rice (white) (1kg)

$3.37 $3.37

$11.06 $11.06

-69.53%

Eggs

$4.32 $4.32

$8.70 $8.70

-50.34%

Local Cheese (1kg)

$13.13 $13.13

$22.20 $22.20

-40.86%

Chicken Fillets (1kg)

$14.15 $14.15

Beef Round Steak (1kg)

$16.33 $16.33

Apples (1kg)

$4.55 $4.55

$11.12 $11.12

-59.08%

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$4.71 $4.71

Tomato (1kg)

$4.15 $4.15

Potato (1kg)

$2.58 $2.58

Onion (1kg)

$2.35 $2.35

Lettuce (1 head)

$1.77 $1.77

$5.96 $5.96

-70.30%

Water (1.5 liter bottle)

$2.14 $2.14

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

Wine (Bottle)

$15.19 $15.19

Local Beer (0.5 liter bottle)

$2.82 $2.82

Imported Beer (0.33 liter bottle)

$3.44 $3.44

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

Taxi (Normal Tariff) (1km)

$1.60 $1.60

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

Gasoline (1 liter)

$0.94 $0.94

$1.01 $1.01

-6.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

Gym Membership (Monthly)

$57.7 $57.7

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

Jeans (Levis 501 Or Similar)

$51.3 $51.3

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

Sport Shoes (Adidas, Nike)

$87.0 $87.0

Men's Leather Business Shoes

$104 $104

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$2,525 $2,525

-23.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

Buy Apartment in City Center (m2)

$7,354 $7,354

Buy Apartment Outside City Center (m2)

$3,129 $3,129

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Saint Croix: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Saint Croix

- * 0% 100%

Groceries & Markets

Austin, TX

$406 15.1%

Saint Croix

$321 * 38.5% 20.9% $85

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Saint Croix

- * 0% 100%

Eating Out

Austin, TX

$350 13%

Saint Croix

$512 61.5% 46.2% $162

Clothing & Footwear

Austin, TX

$129 4.8%

Saint Croix

- * 0% 100%

Sport & Entertainment

Austin, TX

$86 3.2%

Saint Croix

- * 0% 100%

Getting Around

Austin, TX

$58 2.2%

Saint Croix

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $2,525 in Saint Croix. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $150 in Saint Croix. Groceries flip the comparison at $406 vs $321, with Saint Croix cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇻🇮 Saint Croix

🕒 Local time

13:26 1:26 PM

14:26 2:26 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

50,601

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Saint Croix 3,610 km ≈ 5 h nonstop flight

From you

Austin, TX
Saint Croix

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Saint Croix: Cost of Living - Frequently Asked Questions

Saint Croix wins on cost – living expenses run 224% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Saint Croix the obvious pick if budget is a priority.

You'd need roughly $4,046 in Austin, TX and $1,249 in Saint Croix to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,940 in Austin, TX versus $2,525 in Saint Croix. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $833 in Saint Croix – a 224% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 26% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Saint Croix is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Croix gentler on the wallet – expenses run 224% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.