Last update: Oct 2026

Cost of Living Comparison Between Saint Cloud, MN and Seattle, WA

For one person, living is cheaper in Saint Cloud, MN: $1,894 a month against $3,782 in Seattle, WA, rent and utilities included – about $22,700 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Saint Cloud, MN
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Saint Cloud, MN Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Saint Cloud, MN

🇺🇸 United States

$1,894

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Cloud, MN and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Cloud, MN and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,894 in Saint Cloud, MN versus $3,782 in Seattle, WA.

Saint Cloud, MN $1,894
Seattle, WA $3,782

Estimated couple costs with rent: $2,718 in Saint Cloud, MN versus $5,636 in Seattle, WA.

Saint Cloud, MN $2,718
Seattle, WA $5,636

Monthly costs for a family of three with rent: $3,543 in Saint Cloud, MN versus $7,489 in Seattle, WA.

Saint Cloud, MN $3,543
Seattle, WA $7,489

Living in Saint Cloud, MN costs roughly 50% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint Cloud, MN 40% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$15.19 $15.19

$24.52 $24.52

-38.05%

Three-Course Dinner for Two, Mid-Range

$40.27 $40.27

$98.2 $98.2

-59.00%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$14.79 $14.79

-41.65%

Cappuccino

$4.47 $4.47

$6.52 $6.52

-31.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.23 $3.23

-10.84%

Water (0.33 liter bottle)

$2.25 $2.25

$3.17 $3.17

-29.02%

Local Beer (0.5 liter draught)

$6.08 $6.08

$7.85 $7.85

-22.55%

Imported Beer (0.33 liter bottle)

$4.85 $4.85

$8.03 $8.03

-39.60%

Milk (1 liter)

$0.92 $0.92

$1.21 $1.21

-23.97%

White Bread (500g)

$1.50 $1.50

$5.14 $5.14

-70.82%

Rice (white) (1kg)

$1.90 $1.90

$6.05 $6.05

-68.60%

Eggs

$3.78 $3.78

$4.88 $4.88

-22.54%

Local Cheese (1kg)

$9.54 $9.54

$19.18 $19.18

-50.26%

Chicken Fillets (1kg)

$6.53 $6.53

$18.91 $18.91

-65.47%

Beef Round Steak (1kg)

$19.42 $19.42

$23.31 $23.31

-16.69%

Apples (1kg)

$3.66 $3.66

$5.99 $5.99

-38.90%

Banana (1kg)

$1.09 $1.09

$1.93 $1.93

-43.52%

Oranges (1kg)

$2.82 $2.82

$5.25 $5.25

-46.29%

Tomato (1kg)

$3.63 $3.63

$6.57 $6.57

-44.75%

Potato (1kg)

$2.03 $2.03

$3.62 $3.62

-43.92%

Onion (1kg)

$2.91 $2.91

$3.31 $3.31

-12.08%

Lettuce (1 head)

$1.99 $1.99

$2.78 $2.78

-28.42%

Water (1.5 liter bottle)

$3.08 $3.08

$2.51 $2.51

22.71%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 $11.38

$12.18 $12.18

-6.57%

Wine (Bottle)

$15.07 $15.07

$14.83 $14.83

1.62%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$4.22 $4.22

-59.95%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$5.77 $5.77

-47.31%

One-way Ticket (Public Transport)

$1.71 $1.71

$2.95 $2.95

-42.03%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$106 $106

-43.69%

Taxi Start (Normal Tariff)

$3.48 $3.48

$2.65 $2.65

31.32%

Taxi (Normal Tariff) (1km)

$0.84 $0.84

$1.72 $1.72

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$12.16 $12.16

$29.72 $29.72

-59.08%

Gasoline (1 liter)

$0.92 $0.92

$1.49 $1.49

-38.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$35.9K $35.9K

-15.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$26.2K $26.2K

-9.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$302 $302

-60.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.72 $46.72

$70.1 $70.1

-33.37%

Internet (50+ Mbps, Unlimited Data)

$43.38 $43.38

$85.3 $85.3

-49.13%

Gym Membership (Monthly)

$24.65 $24.65

$77.8 $77.8

-68.33%

Tennis Court (1 Hour on Weekend)

$28.09 $28.09

$34.58 $34.58

-18.77%

Cinema Ticket

$12.18 $12.18

$17.84 $17.84

-31.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,709 $1,709

$2,973 $2,973

-42.51%

International Primary School, 1 Child (Yearly)

$5,778 $5,778

$31.3K $31.3K

-81.53%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$76.6 $76.6

-24.97%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$54.1 $54.1

-7.38%

Sport Shoes (Adidas, Nike)

$73.4 $73.4

$128 $128

-42.75%

Men's Leather Business Shoes

$78.9 $78.9

$164 $164

-51.91%

1-bedroom Apartment, City Center (Monthly)

$931 $931

$2,445 $2,445

-61.93%

1-bedroom Apartment, Outside City Center (Monthly)

$862 $862

$1,947 $1,947

-55.74%

3-bedroom Apartment, City Center (Monthly)

$1,371 $1,371

$4,744 $4,744

-71.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,290 $1,290

$3,469 $3,469

-62.80%

Buy Apartment in City Center (m2)

$1,993 $1,993

$7,367 $7,367

-72.94%

Buy Apartment Outside City Center (m2)

$1,745 $1,745

$5,127 $5,127

-65.96%

Average Monthly Net Salary (After Tax)

$3,967 $3,967

$6,506 $6,506

-39.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.89

-4.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 17, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Cloud, MN

$862 45.5%

Seattle, WA

$1.9K 51.5% 126% $1.1K

Groceries & Markets

Saint Cloud, MN

$322 17%

Seattle, WA

$546 14.4% 69.4% $224

Eating Out

Saint Cloud, MN

$262 13.8%

Seattle, WA

$400 10.6% 52.7% $138

Monthly Utilities & Internet

Saint Cloud, MN

$208 11%

Seattle, WA

$457 12.1% 120% $249

Clothing & Footwear

Saint Cloud, MN

$117 6.2%

Seattle, WA

$190 5% 62.8% $73

Getting Around

Saint Cloud, MN

$74 3.9%

Seattle, WA

$129 3.4% 73.9% $55

Sport & Entertainment

Saint Cloud, MN

$49 2.6%

Seattle, WA

$114 3% 132% $65

Cost Breakdown

A one-bedroom apartment in the center runs $931 in Saint Cloud, MN and $2,445 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 64% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Saint Cloud, MN vs $98.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $322 vs $546 per month, with Saint Cloud, MN cheaper across the board.

Good to know

🇺🇸 Saint Cloud, MN

🇺🇸 Seattle, WA

🕒 Local time

01:28 1:28 AM

23:28 11:28 PM

2 h behind Saint Cloud, MN

🌤 Weather

👥 Population

67,109

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Saint Cloud, MN Seattle, WA 2,150 km ≈ 3 h 15 min nonstop flight

From you

Saint Cloud, MN
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Seattle, WA: Cost of Living - Frequently Asked Questions

Saint Cloud, MN and Seattle, WA differ by about 100% in total monthly costs ($1,894 vs $3,782 including rent). Saint Cloud, MN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 64% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $931 in Saint Cloud, MN versus $2,445 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,894 per month in Saint Cloud, MN versus $3,782 in Seattle, WA – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Saint Cloud, MN runs roughly 78% less than in Seattle, WA. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,894 in Saint Cloud, MN versus $3,782 in Seattle, WA, a $3,000 budget is realistic in Saint Cloud, MN but tight or insufficient in Seattle, WA. The gap between the two cities makes Saint Cloud, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Cloud, MN gentler on the wallet – expenses run 100% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.