Last update: Oct 2026

Cost of Living Comparison Between Saint Cloud, MN and Lisbon

For one person, living is cheaper in Saint Cloud, MN: $1,894 a month against $2,202 in Lisbon, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

91

Cost of Living Index in Saint Cloud, MN
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Saint Cloud, MN Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Saint Cloud, MN

🇺🇸 United States

$1,894

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Cloud, MN and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Cloud, MN and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,894 in Saint Cloud, MN versus $2,202 in Lisbon.

Saint Cloud, MN $1,894
Lisbon $2,202

Estimated couple costs with rent: $2,718 in Saint Cloud, MN versus $3,274 in Lisbon.

Saint Cloud, MN $2,718
Lisbon $3,274

Monthly costs for a family of three with rent: $3,543 in Saint Cloud, MN versus $4,346 in Lisbon.

Saint Cloud, MN $3,543
Lisbon $4,346

Living in Saint Cloud, MN costs roughly 14% less than in Lisbon, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Saint Cloud, MN 40% above, Lisbon 62% above.

Meal at Budget Restaurant

$15.19 $15.19

$17.04 €15.15

-10.86%

Three-Course Dinner for Two, Mid-Range

$40.27 $40.27

$62.3 €55.4

-35.35%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$11.02 €9.80

-21.69%

Cappuccino

$4.47 $4.47

$3.12 €2.78

43.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$2.27 €2.02

26.87%

Water (0.33 liter bottle)

$2.25 $2.25

$1.74 €1.55

29.31%

Local Beer (0.5 liter draught)

$6.08 $6.08

$3.42 €3.04

77.78%

Imported Beer (0.33 liter bottle)

$4.85 $4.85

$3.74 €3.33

29.68%

Milk (1 liter)

$0.92 $0.92

$1.17 €1.04

-21.37%

White Bread (500g)

$1.50 $1.50

$1.86 €1.66

-19.35%

Rice (white) (1kg)

$1.90 $1.90

$1.54 €1.37

23.38%

Eggs

$3.78 $3.78

$4.06 €3.61

-6.90%

Local Cheese (1kg)

$9.54 $9.54

$12.91 €11.49

-26.10%

Chicken Fillets (1kg)

$6.53 $6.53

$7.90 €7.03

-17.34%

Beef Round Steak (1kg)

$19.42 $19.42

$17.64 €15.69

10.09%

Apples (1kg)

$3.66 $3.66

$2.26 €2.01

61.95%

Banana (1kg)

$1.09 $1.09

$1.75 €1.55

-37.71%

Oranges (1kg)

$2.82 $2.82

$1.89 €1.68

49.21%

Tomato (1kg)

$3.63 $3.63

$2.56 €2.27

41.80%

Potato (1kg)

$2.03 $2.03

$1.85 €1.64

9.73%

Onion (1kg)

$2.91 $2.91

$1.97 €1.75

47.72%

Lettuce (1 head)

$1.99 $1.99

$1.45 €1.29

37.24%

Water (1.5 liter bottle)

$3.08 $3.08

$0.77 €0.69

300.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 $11.38

$6.71 €5.97

69.60%

Wine (Bottle)

$15.07 $15.07

$5.67 €5.04

165.78%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.37 €1.22

23.36%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$2.11 €1.88

44.08%

One-way Ticket (Public Transport)

$1.71 $1.71

$2.32 €2.07

-26.29%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$44.43 €39.52

34.64%

Taxi Start (Normal Tariff)

$3.48 $3.48

$3.95 €3.51

-11.90%

Taxi (Normal Tariff) (1km)

$0.84 $0.84

$1.05 €0.93

-20.00%

Taxi 1hour Waiting (Normal Tariff)

$12.16 $12.16

$17.15 €15.26

-29.10%

Gasoline (1 liter)

$0.92 $0.92

$2.19 €1.95

-57.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$33.8K €30.0K

-10.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$38.3K €34.0K

-38.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$164 €146

-28.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.72 $46.72

$18.48 €16.43

152.81%

Internet (50+ Mbps, Unlimited Data)

$43.38 $43.38

$32.96 €29.32

31.61%

Gym Membership (Monthly)

$24.65 $24.65

$45.87 €40.80

-46.26%

Tennis Court (1 Hour on Weekend)

$28.09 $28.09

$18.68 €16.61

50.37%

Cinema Ticket

$12.18 $12.18

$9.75 €8.67

24.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,709 $1,709

$684 €608

149.85%

International Primary School, 1 Child (Yearly)

$5,778 $5,778

$17.6K €15.7K

-67.22%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$104 €92.3

-44.63%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$46.20 €41.09

8.35%

Sport Shoes (Adidas, Nike)

$73.4 $73.4

$99.7 €88.7

-26.44%

Men's Leather Business Shoes

$78.9 $78.9

$125 €111

-36.71%

1-bedroom Apartment, City Center (Monthly)

$931 $931

$1,589 €1,414

-41.44%

1-bedroom Apartment, Outside City Center (Monthly)

$862 $862

$1,169 €1,040

-26.30%

3-bedroom Apartment, City Center (Monthly)

$1,371 $1,371

$2,851 €2,536

-51.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,290 $1,290

$1,993 €1,773

-35.27%

Buy Apartment in City Center (m2)

$1,993 $1,993

$7,793 €6,932

-74.42%

Buy Apartment Outside City Center (m2)

$1,745 $1,745

$4,418 €3,930

-60.50%

Average Monthly Net Salary (After Tax)

$3,967 $3,967

$1,600 €1,423

147.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

3.85

71.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 17, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Cloud, MN

$862 45.5%

Lisbon

$1.2K 53.1% 35.7% $307

Groceries & Markets

Saint Cloud, MN

$322 17%

Lisbon

$273 12.4% 15.2% $49

Eating Out

Saint Cloud, MN

$262 13.8%

Lisbon

$247 11.2% 5.5% $14

Monthly Utilities & Internet

Saint Cloud, MN

$208 11%

Lisbon

$215 9.8% 3.5% $7.2

Clothing & Footwear

Saint Cloud, MN

$117 6.2%

Lisbon

$168 7.7% 44.1% $52

Getting Around

Saint Cloud, MN

$74 3.9%

Lisbon

$63 2.9% 15.4% $11

Sport & Entertainment

Saint Cloud, MN

$49 2.6%

Lisbon

$65 3% 33.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $931 in Saint Cloud, MN and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Saint Cloud, MN pays 148% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Saint Cloud, MN vs $62.0 in Lisbon. Groceries flip the comparison at $322 vs $273, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Saint Cloud, MN

🇵🇹 Lisbon

🕒 Local time

01:28 1:28 AM

07:28 7:28 AM

6 h ahead of Saint Cloud, MN

🌤 Weather

👥 Population

67,109

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Saint Cloud, MN Lisbon 6,720 km ≈ 9 h nonstop flight

From you

Saint Cloud, MN
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Lisbon: Cost of Living - Frequently Asked Questions

Saint Cloud, MN and Lisbon differ by about 16% in total monthly costs ($1,894 vs $2,202 including rent). Saint Cloud, MN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 148% higher in Saint Cloud, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $931 in Saint Cloud, MN versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,709 in Saint Cloud, MN versus $684 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,894 in Saint Cloud, MN versus $2,202 in Lisbon, a $3,000 budget is realistic in Saint Cloud, MN but tight or insufficient in Lisbon. The gap between the two cities makes Saint Cloud, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Cloud, MN and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Cloud, MN gentler on the wallet – expenses run 16% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.