Last update: Oct 2026

Cost of Living Comparison Between Saint Charles, MO and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,182 in Saint Charles, MO, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

Saint Charles, MO, United States
Playa del Carmen, Mexico
Saint Charles, MO
🇺🇸 United States
$2,182
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Saint Charles, MO and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Charles, MO and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $2,182 per month in Saint Charles, MO vs $1,204 in Playa del Carmen, rent included.

  • Saint Charles, MO $2,182
  • Playa del Carmen $1,204

A couple spends around $3,469 per month in Saint Charles, MO vs $2,082 in Playa del Carmen, rent included.

  • Saint Charles, MO $3,469
  • Playa del Carmen $2,082

A family of three spends $4,756 per month in Saint Charles, MO vs $2,959 in Playa del Carmen, rent included.

  • Saint Charles, MO $4,756
  • Playa del Carmen $2,959

Saint Charles, MO costs about 81% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Saint Charles, MO sits 60% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Saint Charles, MO
Playa del Carmen
Difference
Meal at Budget Restaurant
$14.78 $14.78
$10.92 MX$205
35.35%
Three-Course Dinner for Two, Mid-Range
$59.9 $59.9
$43.37 MX$813
38.16%
Fast Food Meal (McDonalds, etc)
$12.08 $12.08
$11.78 MX$221
2.55%
Cappuccino
$4.82 $4.82
$3.81 MX$71.4
26.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 $2.69
$1.28 MX$24.03
110.16%
Water (0.33 liter bottle)
$1.84 $1.84
$0.78 MX$14.67
135.90%
Local Beer (0.5 liter draught)
$4.87 $4.87
$3.17 MX$59.3
53.63%
Imported Beer (0.33 liter bottle)
$6.15 $6.15
$4.93 MX$92.5
24.75%
🛒 Groceries & Markets
Saint Charles, MO
Playa del Carmen
Difference
Milk (1 liter)
$0.80 $0.80
$1.41 MX$26.35
-43.26%
White Bread (500g)
$2.51 $2.51
$2.22 MX$41.54
13.06%
Rice (white) (1kg)
$6.31 $6.31
$1.42 MX$26.56
344.37%
Eggs
$3.22 $3.22
$2.52 MX$47.27
27.78%
Local Cheese (1kg)
$9.48 $9.48
$7.26 MX$136
30.58%
Chicken Fillets (1kg)
$6.58 $6.58
$7.70 MX$144
-14.55%
Beef Round Steak (1kg)
$23.76 $23.76
$12.69 MX$238
87.23%
Apples (1kg)
$3.72 $3.72
$2.78 MX$52.2
33.81%
Banana (1kg)
$2.19 $2.19
$1.37 MX$25.64
59.85%
Oranges (1kg)
$10.18 $10.18
$2.55 MX$47.80
299.22%
Tomato (1kg)
$5.12 $5.12
$2.12 MX$39.78
141.51%
Potato (1kg)
$3.56 $3.56
$1.94 MX$36.32
83.51%
Onion (1kg)
$3.91 $3.91
$1.89 MX$35.34
106.88%
Lettuce (1 head)
$2.01 $2.01
$1.15 MX$21.49
74.78%
Water (1.5 liter bottle)
$2.16 $2.16
$1.18 MX$22.09
83.05%
Cigarettes 20 Pack (Marlboro, Camel)
$11.50 $11.50
$4.30 MX$80.5
167.44%
Wine (Bottle)
$12.06 $12.06
$9.95 MX$186
21.21%
Local Beer (0.5 liter bottle)
$1.83 $1.83
$1.58 MX$29.67
15.82%
Imported Beer (0.33 liter bottle)
$2.68 $2.68
$2.67 MX$50.1
0.37%
🚌 Getting Around
Saint Charles, MO
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$5.09 $5.09
$0.55 MX$10.37
825.45%
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$499
-
Taxi Start (Normal Tariff)
$3.08 $3.08
$4.97 MX$93.1
-38.03%
Taxi (Normal Tariff) (1km)
$1.70 $1.70
$3.33 MX$62.4
-48.95%
Taxi 1hour Waiting (Normal Tariff)
$49.01 $49.01
$5.36 MX$100
814.37%
Gasoline (1 liter)
$0.85 $0.85
$1.44 MX$27.06
-40.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$20.7K MX$387.3K
32.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$23.5K MX$439.7K
14.30%
🧾 Monthly Utilities & Internet
Saint Charles, MO
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$326 $326
$84.8 MX$1,589
284.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.1 $61.1
$23.41 MX$439
160.91%
Internet (50+ Mbps, Unlimited Data)
$76.0 $76.0
$28.66 MX$537
165.00%
🎉 Sport & Entertainment
Saint Charles, MO
Playa del Carmen
Difference
Gym Membership (Monthly)
$49.34 $49.34
$57.1 MX$1,069
-13.51%
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$542
-
Cinema Ticket
$11.82 $11.82
$5.14 MX$96.3
129.96%
🧸 Childcare & Education
Saint Charles, MO
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,006 $1,006
$207 MX$3,871
387.05%
International Primary School, 1 Child (Yearly)
-
$3,927 MX$73.6K
-
👕👟 Clothing & Footwear
Saint Charles, MO
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$68.8 $68.8
$43.35 MX$812
58.69%
Summer Dress (H&M, Zara, etc)
$42.81 $42.81
$41.44 MX$777
3.31%
Sport Shoes (Adidas, Nike)
$80.0 $80.0
$74.2 MX$1,390
7.86%
Men's Leather Business Shoes
$165 $165
$89.3 MX$1,672
84.31%
🏠 Accommodation & Living
Saint Charles, MO
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,516 $1,516
$980 MX$18.4K
54.74%
1-bedroom Apartment, Outside City Center (Monthly)
$793 $793
$381 MX$7,136
108.33%
3-bedroom Apartment, City Center (Monthly)
$1,978 $1,978
$1,708 MX$32.0K
15.83%
3-bedroom Apartment, Outside City Center (Monthly)
$1,912 $1,912
$1,075 MX$20.1K
77.80%
Buy Apartment in City Center (m2)
-
$3,943 MX$73.9K
-
Buy Apartment Outside City Center (m2)
-
$6,158 MX$115.4K
-
💵 Salaries & Financials
Saint Charles, MO
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$4,237 $4,237
$735 MX$13.8K
476.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.58
11.45
-42.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Charles, MO: October 25, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Saint Charles, MO
$793
Playa del Carmen
$381 52% $413
Monthly Utilities & Internet
Saint Charles, MO
$463
Playa del Carmen
$137 70.4% $326
Groceries & Markets
Saint Charles, MO
$393
Playa del Carmen
$255 35.2% $138
Eating Out
Saint Charles, MO
$267
Playa del Carmen
$202 24.2% $65
Clothing & Footwear
Saint Charles, MO
$160
Playa del Carmen
$112 30.3% $49
Sport & Entertainment
Saint Charles, MO
$73
Playa del Carmen
$67 7.8% $5.7
Getting Around
Saint Charles, MO
$32 *
Playa del Carmen
$50 57.9% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,516 in Saint Charles, MO versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Charles, MO are about 5.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Saint Charles, MO versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $393 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇺🇸 Saint Charles, MO
🇲🇽 Playa del Carmen
🕒 Local time
15:04 3:04 PM
16:04 4:04 PM
1 h ahead of Saint Charles, MO
🌤 Weather
👥 Population
70,329
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.74 MXN (100 MXN = 5.34 USD). 1 EUR = 21 MXN (100 MXN = 4.76 EUR).

On the map
Between locations
  • Saint Charles, MO Playa del Carmen 2,040 km ≈ 3 h nonstop flight
From you
  • Saint Charles, MO
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint Charles, MO vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Saint Charles, MO?
Yes – Saint Charles, MO is pricier by about 81%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,272 per month in Saint Charles, MO and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,516 in Saint Charles, MO.
What are total monthly expenses in Saint Charles, MO and in Playa del Carmen?
Monthly expenses with rent come to $2,182 in Saint Charles, MO and $1,204 in Playa del Carmen. That makes Playa del Carmen about 45% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $1,006 per month in Saint Charles, MO and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Saint Charles, MO or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Saint Charles, MO at $2,182. In Playa del Carmen it covers expenses comfortably, while in Saint Charles, MO it requires careful planning or may not stretch far enough.
Is Saint Charles, MO or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Saint Charles, MO makes more sense. Both are solid long-term options with distinct trade-offs.

Saint Charles, MO vs other spots: cost of living compared

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