Cost of Living Comparison Between Saint Ann's Bay and Ubud Cost of Living Comparison Between Saint Ann's Bay and Ubud

😐 Solo nomad: Saint Ann's Bay is 13.1% more expensive than Ubud without rent, and 83.5% more expensive with rent.
😐 Family of 3: Saint Ann's Bay is 18.1% more expensive than Ubud without rent, and 75.3% more expensive with rent.
Currency
🍽 Eating Out
Saint Ann's Bay
Ubud
Difference
Meal at Budget Restaurant
$7.55 JMD 1,202
$3 Rp 48.8K
151.67%
Three-Course Dinner for Two, Mid-Range
$50.8 JMD 8,083
$12.52 Rp 203.2K
305.59%
Fast Food Meal (McDonalds, etc)
$9.02 JMD 1,436
$3.18 Rp 51.6K
183.65%
Cappuccino
$4.37 JMD 695
$2.21 Rp 35.9K
97.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.33 JMD 212
$1.1 Rp 17.9K
20.91%
Water (0.33 liter bottle)
$0.74 JMD 118
$0.26 Rp 4,217
184.62%
Local Beer (0.5 liter draught)
$2.46 JMD 392
$2.5 Rp 40.5K
-1.60%
Imported Beer (0.33 liter bottle)
$3.06 JMD 487
$3.2 Rp 51.9K
-4.38%
🛒 Groceries & Markets
Saint Ann's Bay
Ubud
Difference
Milk (1 liter)
$4.42 JMD 703
$1.49 Rp 24.2K
196.64%
White Bread (500g)
$2.67 JMD 425
$1.67 Rp 27K
59.88%
Rice (white) (1kg)
$1.55 JMD 247
$1.14 Rp 18.5K
35.96%
Eggs
$3.52 JMD 561
$2.27 Rp 36.9K
55.07%
Local Cheese (1kg)
$10.88 JMD 1,732
$13.94 Rp 226.3K
-21.95%
Chicken Fillets (1kg)
$6.26 JMD 996
$4 Rp 64.8K
56.50%
Beef Round Steak (1kg)
$7.5 JMD 1,194
$11.3 Rp 183.4K
-33.63%
Apples (1kg)
$6.05 JMD 962
$3.6 Rp 58.4K
68.06%
Banana (1kg)
$2.98 JMD 474
$1.53 Rp 24.8K
94.77%
Oranges (1kg)
$4.29 JMD 684
$2.65 Rp 43K
61.89%
Tomato (1kg)
$2.96 JMD 472
$1.38 Rp 22.4K
114.49%
Potato (1kg)
$2.08 JMD 331
$1.58 Rp 25.6K
31.65%
Onion (1kg)
$2.01 JMD 319
$2.16 Rp 35.1K
-6.94%
Lettuce (1 head)
$2.96 JMD 472
$1.04 Rp 16.9K
184.62%
Water (1.5 liter bottle)
$1.15 JMD 183
$0.56 Rp 9,114
105.36%
Cigarettes 20 Pack (Marlboro, Camel)
$8.58 JMD 1,366
$2.23 Rp 36.3K
284.75%
Wine (Bottle)
$11.12 JMD 1,770
$14.98 Rp 243.2K
-25.77%
Local Beer (0.5 liter bottle)
$2.85 JMD 454
$2.43 Rp 39.5K
17.28%
Imported Beer (0.33 liter bottle)
$3.08 JMD 491
$2.64 Rp 42.8K
16.67%
🚌 Getting Around
Saint Ann's Bay
Ubud
Difference
One-way Ticket (Public Transport)
-
$0.32 Rp 5,203
-
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$0.93 JMD 148
$0.49 Rp 7,888
89.80%
Taxi (Normal Tariff) (1km)
$3.09 JMD 492
$0.34 Rp 5,573
808.82%
Taxi 1hour Waiting (Normal Tariff)
$6.34 JMD 1,010
$6.04 Rp 98K
4.97%
Gasoline (1 liter)
$1.23 JMD 195
$0.73 Rp 11.9K
68.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24K JMD 3.8M
$26.2K Rp 425.6M
-8.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K JMD 2.8M
$31.9K Rp 518.5M
-45.52%
🧾 Monthly Utilities & Internet
Saint Ann's Bay
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$162 JMD 25.8K
$62.6 Rp 1M
158.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.78 JMD 3,468
$4.1 Rp 66.6K
431.22%
Internet (50+ Mbps, Unlimited Data)
$51 JMD 8,121
$24.32 Rp 394.7K
109.75%
🎉 Sport & Entertainment
Saint Ann's Bay
Ubud
Difference
Gym Membership (Monthly)
-
$22.6 Rp 366.9K
-
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$13.26 JMD 2,112
$3.29 Rp 53.4K
303.04%
🧸 Childcare & Education
Saint Ann's Bay
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 JMD 36.4K
$93.2 Rp 1.5M
145.40%
International Primary School, 1 Child (Yearly)
$2,468 JMD 392.9K
$6,098 Rp 99M
-59.52%
👕👟 Clothing & Footwear
Saint Ann's Bay
Ubud
Difference
Jeans (Levis 501 Or Similar)
$26.51 JMD 4,220
$52.8 Rp 857.4K
-49.81%
Summer Dress (H&M, Zara, etc)
$25.97 JMD 4,134
$24.84 Rp 403.3K
4.55%
Sport Shoes (Adidas, Nike)
$69.8 JMD 11.1K
$85.2 Rp 1.4M
-18.11%
Men's Leather Business Shoes
$74.8 JMD 11.9K
$72.5 Rp 1.2M
3.22%
🏠 Accommodation & Living
Saint Ann's Bay
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$499 JMD 79.4K
$259 Rp 4.2M
92.64%
1-bedroom Apartment, Outside City Center (Monthly)
$477 JMD 75.9K
$159 Rp 2.6M
200.22%
3-bedroom Apartment, City Center (Monthly)
$990 JMD 157.5K
$578 Rp 9.4M
71.36%
3-bedroom Apartment, Outside City Center (Monthly)
$803 JMD 127.8K
$336 Rp 5.5M
138.80%
Buy Apartment in City Center (m2)
-
$1,000 Rp 16.2M
-
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
Saint Ann's Bay
Ubud
Difference
Average Monthly Net Salary (After Tax)
$431 JMD 68.6K
$182 Rp 3M
136.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
4
13.28
-69.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: October 27, 2025

Last update for Ubud: October 29, 2025

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