Last update: Oct 2026

Cost of Living Comparison Between Saginaw, MI and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $1,932 in Saginaw, MI, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Saginaw, MI
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Saginaw, MI Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Saginaw, MI

🇺🇸 United States

$1,932

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Saginaw, MI and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saginaw, MI and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Saginaw, MI versus $1,641 in Monterrey.

Saginaw, MI $1,932
Monterrey $1,641

Estimated couple costs with rent: $3,135 in Saginaw, MI versus $2,573 in Monterrey.

Saginaw, MI $3,135
Monterrey $2,573

Monthly costs for a family of three with rent: $4,338 in Saginaw, MI versus $3,504 in Monterrey.

Saginaw, MI $4,338
Monterrey $3,504

Living in Saginaw, MI is roughly 18% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Saginaw, MI 43% above, Monterrey 21% above.

Meal at Budget Restaurant

$20.28 $20.28

$13.37 MX$250

51.68%

Three-Course Dinner for Two, Mid-Range

$64.4 $64.4

$47.95 MX$897

34.20%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$10.79 MX$202

-5.56%

Cappuccino

$5.49 $5.49

$3.77 MX$70.4

45.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 $2.17

$1.51 MX$28.26

43.71%

Water (0.33 liter bottle)

$1.53 $1.53

$1.03 MX$19.25

48.54%

Local Beer (0.5 liter draught)

$5.01 $5.01

$2.48 MX$46.41

102.02%

Imported Beer (0.33 liter bottle)

$4.89 $4.89

$4.36 MX$81.5

12.16%

Milk (1 liter)

$0.96 $0.96

$1.89 MX$35.43

-49.21%

White Bread (500g)

$3.38 $3.38

$2.85 MX$53.3

18.60%

Rice (white) (1kg)

$4.00 $4.00

$1.86 MX$34.71

115.05%

Eggs

$3.15 $3.15

$2.47 MX$46.12

27.53%

Local Cheese (1kg)

$11.27 $11.27

$11.81 MX$221

-4.57%

Chicken Fillets (1kg)

$9.92 $9.92

$8.97 MX$168

10.59%

Beef Round Steak (1kg)

$16.03 $16.03

$12.57 MX$235

27.53%

Apples (1kg)

$3.25 $3.25

$3.20 MX$59.8

1.56%

Banana (1kg)

$1.50 $1.50

$1.50 MX$28.12

Oranges (1kg)

$4.54 $4.54

$2.12 MX$39.74

114.15%

Tomato (1kg)

$3.67 $3.67

$2.33 MX$43.64

57.51%

Potato (1kg)

$2.63 $2.63

$2.22 MX$41.58

18.47%

Onion (1kg)

$2.03 $2.03

$2.58 MX$48.34

-21.32%

Lettuce (1 head)

$2.53 $2.53

$1.45 MX$27.04

74.48%

Water (1.5 liter bottle)

$2.27 $2.27

$1.22 MX$22.85

86.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.75 $9.75

$4.80 MX$89.7

103.13%

Wine (Bottle)

$13.57 $13.57

$13.30 MX$249

2.03%

Local Beer (0.5 liter bottle)

$2.02 $2.02

$1.93 MX$36.14

4.66%

Imported Beer (0.33 liter bottle)

$3.07 $3.07

$2.86 MX$53.4

7.34%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.80 MX$14.94

92.50%

Public Transport Monthly Pass (Regular Price)

$40.25 $40.25

$30.94 MX$579

30.09%

Taxi Start (Normal Tariff)

$2.56 $2.56

$1.83 MX$34.28

39.89%

Taxi (Normal Tariff) (1km)

$2.43 $2.43

$1.06 MX$19.78

129.25%

Taxi 1hour Waiting (Normal Tariff)

$39.56 $39.56

$10.82 MX$202

265.62%

Gasoline (1 liter)

$1.02 $1.02

$1.47 MX$27.54

-30.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K $31.2K

$24.1K MX$450.4K

29.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$23.5K MX$440.2K

9.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$115 MX$2,144

53.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.10 $25.10

$26.37 MX$493

-4.82%

Internet (50+ Mbps, Unlimited Data)

$39.67 $39.67

$25.70 MX$481

54.36%

Gym Membership (Monthly)

$30.53 MX$571

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$11.98 $11.98

$4.96 MX$92.8

141.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,689 $1,689

$679 MX$12.7K

148.85%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$14.2K MX$265.3K

39.13%

Jeans (Levis 501 Or Similar)

$45.70 $45.70

$72.2 MX$1,350

-36.70%

Summer Dress (H&M, Zara, etc)

$39.23 $39.23

$41.94 MX$784

-6.46%

Sport Shoes (Adidas, Nike)

$73.0 $73.0

$107 MX$2,011

-32.11%

Men's Leather Business Shoes

$77.2 $77.2

$119 MX$2,219

-34.95%

1-bedroom Apartment, City Center (Monthly)

$825 $825

$1,018 MX$19.0K

-18.94%

1-bedroom Apartment, Outside City Center (Monthly)

$833 $833

$722 MX$13.5K

15.49%

3-bedroom Apartment, City Center (Monthly)

$1,310 $1,310

$1,966 MX$36.8K

-33.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,901 $1,901

$1,416 MX$26.5K

34.26%

Buy Apartment in City Center (m2)

$1,213 $1,213

$4,203 MX$78.6K

-71.14%

Buy Apartment Outside City Center (m2)

$1,225 $1,225

$2,782 MX$52.0K

-55.97%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

11.79

-44.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saginaw, MI: October 31, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saginaw, MI

$833 43.1%

Monterrey

$722 44% 13.4% $112

Groceries & Markets

Saginaw, MI

$358 18.5%

Monterrey

$302 18.4% 15.6% $56

Eating Out

Saginaw, MI

$308 16%

Monterrey

$216 13.2% 30% $93

Monthly Utilities & Internet

Saginaw, MI

$241 12.5%

Monterrey

$167 10.2% 30.9% $75

Clothing & Footwear

Saginaw, MI

$106 5.5%

Monterrey

$153 9.3% 44.7% $47

Getting Around

Saginaw, MI

$61 3.2%

Monterrey

$41 2.5% 32.5% $20

Sport & Entertainment

Saginaw, MI

$24 * 1.2%

Monterrey

$40 2.5% 68.8% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $825 in Saginaw, MI and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Dining out: $64 in Saginaw, MI vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $358 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Saginaw, MI

🇲🇽 Monterrey

🕒 Local time

20:56 8:56 PM

19:56 7:56 PM

1 h behind Saginaw, MI

🌤 Weather

👥 Population

44,202

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 7, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

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Between locations

Saginaw, MI Monterrey 2,470 km ≈ 3 h 30 min nonstop flight

From you

Saginaw, MI
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saginaw, MI vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,932 in Saginaw, MI and $1,641 in Monterrey, so Monterrey is about 15% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,898 in Saginaw, MI and $2,461 in Monterrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $825 in Saginaw, MI versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $64 in Saginaw, MI. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,932 per month in Saginaw, MI versus $1,641 in Monterrey – Monterrey is about 15% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.