Last update: Oct 2026

Cost of Living Comparison Between Sagamihara and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,257 in Sagamihara, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Sagamihara
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Sagamihara Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sagamihara

🇯🇵 Japan

$1,257

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sagamihara and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sagamihara and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Sagamihara versus $918 in Cebu.

Sagamihara $1,257
Cebu $918

Estimated couple costs with rent: $2,021 in Sagamihara versus $1,409 in Cebu.

Sagamihara $2,021
Cebu $1,409

Monthly costs for a family of three with rent: $2,785 in Sagamihara versus $1,900 in Cebu.

Sagamihara $2,785
Cebu $1,900

Living in Sagamihara is roughly 37% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Sagamihara 7% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.53 ¥1,348

$3.09 ₱194

176.05%

Three-Course Dinner for Two, Mid-Range

$32.01 ¥5,057

$24.22 ₱1,525

32.16%

Fast Food Meal (McDonalds, etc)

$4.91 ¥775

$3.92 ₱247

25.26%

Cappuccino

$2.46 ¥389

$2.51 ₱158

-1.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 ¥195

$1.59 ₱100

-22.64%

Water (0.33 liter bottle)

$0.86 ¥135

$0.53 ₱33.43

62.26%

Local Beer (0.5 liter draught)

$3.11 ¥492

$1.78 ₱112

74.72%

Imported Beer (0.33 liter bottle)

$3.08 ¥486

$2.17 ₱137

41.94%

Milk (1 liter)

$0.93 ¥147

$1.92 ₱121

-51.56%

White Bread (500g)

$0.62 ¥97.4

$1.36 ₱85.4

-54.41%

Rice (white) (1kg)

$4.18 ¥660

$1.01 ₱63.5

313.86%

Eggs

$1.83 ¥290

$2.03 ₱128

-9.85%

Local Cheese (1kg)

$15.74 ¥2,486

$9.86 ₱621

59.63%

Chicken Fillets (1kg)

$6.96 ¥1,099

$4.39 ₱277

58.54%

Beef Round Steak (1kg)

$17.26 ¥2,727

$7.60 ₱479

127.11%

Apples (1kg)

$2.27 ¥358

$3.30 ₱208

-31.21%

Banana (1kg)

$1.60 ¥252

$1.39 ₱87.8

15.11%

Oranges (1kg)

$5.02 ¥794

$2.33 ₱147

115.45%

Tomato (1kg)

$7.96 ¥1,257

$1.50 ₱94.3

430.67%

Potato (1kg)

$3.90 ¥616

$2.36 ₱149

65.25%

Onion (1kg)

$4.74 ¥749

$1.90 ₱119

149.47%

Lettuce (1 head)

$1.13 ¥178

$1.19 ₱74.9

-5.04%

Water (1.5 liter bottle)

$0.42 ¥67.1

$0.63 ₱39.71

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 ¥629

$3.00 ₱189

32.67%

Wine (Bottle)

$9.59 ¥1,515

$6.03 ₱379

59.04%

Local Beer (0.5 liter bottle)

$2.61 ¥412

$1.23 ₱77.7

112.20%

Imported Beer (0.33 liter bottle)

$2.13 ¥337

$1.75 ₱110

21.71%

One-way Ticket (Public Transport)

$1.32 ¥209

$0.25 ₱15.86

428.00%

Public Transport Monthly Pass (Regular Price)

$47.24 ¥7,463

$12.64 ₱796

273.73%

Taxi Start (Normal Tariff)

$3.09 ¥488

$0.77 ₱48.62

301.30%

Taxi (Normal Tariff) (1km)

$2.81 ¥444

$0.23 ₱14.53

1121.74%

Taxi 1hour Waiting (Normal Tariff)

$15.55 ¥2,457

$4.46 ₱281

248.65%

Gasoline (1 liter)

$1.06 ¥167

$1.31 ₱82.8

-19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.4M

$21.2K ₱1.3M

0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$19.1K ₱1.2M

-21.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 ¥18.5K

$120 ₱7,569

-2.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.13 ¥3,654

$14.00 ₱882

65.21%

Internet (50+ Mbps, Unlimited Data)

$31.04 ¥4,904

$27.54 ₱1,734

12.71%

Gym Membership (Monthly)

$58.1 ¥9,172

$32.33 ₱2,035

79.59%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.33 ¥1,790

$5.65 ₱356

100.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 ¥91.6K

$275 ₱17.3K

110.70%

International Primary School, 1 Child (Yearly)

$14.5K ¥2.3M

$7,918 ₱498.5K

83.56%

Jeans (Levis 501 Or Similar)

$49.53 ¥7,826

$49.33 ₱3,106

0.41%

Summer Dress (H&M, Zara, etc)

$35.82 ¥5,659

$25.24 ₱1,589

41.92%

Sport Shoes (Adidas, Nike)

$61.4 ¥9,695

$77.0 ₱4,846

-20.26%

Men's Leather Business Shoes

$97.3 ¥15.4K

$57.2 ₱3,601

70.03%

1-bedroom Apartment, City Center (Monthly)

$468 ¥73.9K

$500 ₱31.5K

-6.33%

1-bedroom Apartment, Outside City Center (Monthly)

$362 ¥57.1K

$309 ₱19.4K

17.08%

3-bedroom Apartment, City Center (Monthly)

$1,074 ¥169.7K

$1,078 ₱67.9K

-0.34%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ¥133.5K

$615 ₱38.7K

37.32%

Buy Apartment in City Center (m2)

$4,844 ¥765.3K

$2,886 ₱181.7K

67.85%

Buy Apartment Outside City Center (m2)

$1,779 ¥281.0K

$1,917 ₱120.7K

-7.20%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

7.2

-71.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamihara: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sagamihara

$362 28.8%

Cebu

$309 33.6% 14.6% $53

Groceries & Markets

Sagamihara

$321 25.6%

Cebu

$206 22.4% 35.9% $115

Monthly Utilities & Internet

Sagamihara

$172 13.6%

Cebu

$162 17.6% 5.7% $9.8

Eating Out

Sagamihara

$143 11.3%

Cebu

$88 9.6% 38.1% $54

Clothing & Footwear

Sagamihara

$110 8.7%

Cebu

$94 10.2% 14.4% $16

Sport & Entertainment

Sagamihara

$81 6.4%

Cebu

$44 4.8% 46% $37

Getting Around

Sagamihara

$70 5.5%

Cebu

$16 1.7% 77.7% $54

Cost Breakdown

A one-bedroom apartment in the center runs $468 in Sagamihara and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Sagamihara vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $321 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Sagamihara

🇵🇭 Cebu

🕒 Local time

09:50 9:50 AM

08:50 8:50 AM

1 h behind Sagamihara

🌤 Weather

👥 Population

725,493

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

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Between locations

Sagamihara Cebu 3,220 km ≈ 4 h 30 min nonstop flight

From you

Sagamihara
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamihara vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,886 in Sagamihara and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $468 in Sagamihara versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,257 per month in Sagamihara versus $918 in Cebu – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 274% less than in Sagamihara. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,257 in Sagamihara, a $1,500 budget is realistic in Cebu but tight or insufficient in Sagamihara. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sagamihara, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sagamihara and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 37% less than in Sagamihara. Beyond cost, consider language, visa policies, and how big the international community is in each city.