Last update: Oct 2026

Cost of Living Comparison Between Safety Harbor, FL and Austin, TX

For one person, living costs are similar in Safety Harbor, FL and in Austin, TX: $2,624 and $2,607 a month, rent and utilities included.

128

Cost of Living Index in Safety Harbor, FL
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Safety Harbor, FL Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Safety Harbor, FL

🇺🇸 United States

$2,624

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Safety Harbor, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Safety Harbor, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,624 in Safety Harbor, FL versus $2,607 in Austin, TX.

Safety Harbor, FL $2,624
Austin, TX $2,607

Estimated couple costs with rent: $3,855 in Safety Harbor, FL versus $4,031 in Austin, TX.

Safety Harbor, FL $3,855
Austin, TX $4,031

Monthly costs for a family of three with rent: $5,086 in Safety Harbor, FL versus $5,454 in Austin, TX.

Safety Harbor, FL $5,086
Austin, TX $5,454

Living in Safety Harbor, FL is roughly 1% more expensive than in Austin, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Safety Harbor, FL 93% above, Austin, TX 92% above.

Meal at Budget Restaurant

$19.63 $19.63

$20.35 $20.35

-3.54%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$84.7 $84.7

-9.95%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$12.12 $12.12

-2.72%

Cappuccino

$5.63 $5.63

$5.65 $5.65

-0.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.68 $3.68

-30.98%

Water (0.33 liter bottle)

$1.88 $1.88

$2.36 $2.36

-20.34%

Local Beer (0.5 liter draught)

$5.83 $5.83

$7.87 $7.87

-25.92%

Imported Beer (0.33 liter bottle)

$7.45 $7.45

$8.82 $8.82

-15.53%

Milk (1 liter)

$1.12 $1.12

$1.14 $1.14

-1.75%

White Bread (500g)

$3.28 $3.28

$3.69 $3.69

-11.11%

Rice (white) (1kg)

$3.50 $3.50

$3.31 $3.31

5.74%

Eggs

$3.53 $3.53

$4.15 $4.15

-14.94%

Local Cheese (1kg)

$12.36 $12.36

$12.98 $12.98

-4.78%

Chicken Fillets (1kg)

$11.09 $11.09

$13.86 $13.86

-19.99%

Beef Round Steak (1kg)

$19.04 $19.04

$16.34 $16.34

16.52%

Apples (1kg)

$5.37 $5.37

$4.69 $4.69

14.50%

Banana (1kg)

$1.77 $1.77

$1.45 $1.45

22.07%

Oranges (1kg)

$3.42 $3.42

$5.11 $5.11

-33.07%

Tomato (1kg)

$3.13 $3.13

$4.52 $4.52

-30.75%

Potato (1kg)

$1.82 $1.82

$3.08 $3.08

-40.91%

Onion (1kg)

$2.94 $2.94

$2.38 $2.38

23.53%

Lettuce (1 head)

$2.44 $2.44

$1.80 $1.80

35.56%

Water (1.5 liter bottle)

$2.16 $2.16

$2.22 $2.22

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$9.53 $9.53

$9.97 $9.97

-4.41%

Wine (Bottle)

$13.25 $13.25

$15.05 $15.05

-11.96%

Local Beer (0.5 liter bottle)

$1.73 $1.73

$2.91 $2.91

-40.55%

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$3.33 $3.33

54.05%

One-way Ticket (Public Transport)

$2.24 $2.24

$1.22 $1.22

83.61%

Public Transport Monthly Pass (Regular Price)

$51.1 $51.1

$40.53 $40.53

26.03%

Taxi Start (Normal Tariff)

$2.46 $2.46

$2.78 $2.78

-11.51%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.65 $1.65

-7.27%

Taxi 1hour Waiting (Normal Tariff)

$19.76 $19.76

$35.39 $35.39

-44.17%

Gasoline (1 liter)

$1.01 $1.01

$0.95 $0.95

6.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$34.2K $34.2K

-7.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.8K $26.8K

1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$223 $223

4.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.4 $72.4

$58.5 $58.5

23.85%

Internet (50+ Mbps, Unlimited Data)

$74.3 $74.3

$71.2 $71.2

4.44%

Gym Membership (Monthly)

$40.15 $40.15

$53.0 $53.0

-24.30%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$15.77 $15.77

$14.06 $14.06

12.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,020 $1,020

$1,459 $1,459

-30.10%

International Primary School, 1 Child (Yearly)

$18.1K $18.1K

$21.3K $21.3K

-15.13%

Jeans (Levis 501 Or Similar)

$37.13 $37.13

$52.5 $52.5

-29.26%

Summer Dress (H&M, Zara, etc)

$42.85 $42.85

$42.75 $42.75

0.23%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$86.4 $86.4

1.71%

Men's Leather Business Shoes

$136 $136

$104 $104

31.33%

1-bedroom Apartment, City Center (Monthly)

$1,682 $1,682

$2,112 $2,112

-20.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,263 $1,263

$1,230 $1,230

2.63%

3-bedroom Apartment, City Center (Monthly)

$2,347 $2,347

$3,863 $3,863

-39.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,133 $2,133

$2,407 $2,407

-11.39%

Buy Apartment in City Center (m2)

$2,525 $2,525

$7,426 $7,426

-66.00%

Buy Apartment Outside City Center (m2)

$2,184 $2,184

$3,060 $3,060

-28.64%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.82

-4.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Safety Harbor, FL: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Safety Harbor, FL

$1.3K 48.1%

Austin, TX

$1.2K 47.2% 2.6% $32

Groceries & Markets

Safety Harbor, FL

$381 14.5%

Austin, TX

$410 15.7% 7.6% $29

Monthly Utilities & Internet

Safety Harbor, FL

$380 14.5%

Austin, TX

$353 13.5% 7.1% $27

Eating Out

Safety Harbor, FL

$322 12.3%

Austin, TX

$348 13.4% 8.2% $26

Clothing & Footwear

Safety Harbor, FL

$137 5.2%

Austin, TX

$128 4.9% 6.2% $8.4

Sport & Entertainment

Safety Harbor, FL

$72 2.7%

Austin, TX

$81 3.1% 13.2% $9.5

Getting Around

Safety Harbor, FL

$70 2.7%

Austin, TX

$56 2.2% 19.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,682 in Safety Harbor, FL and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $76 in Safety Harbor, FL vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $381 vs $410 per month, with Safety Harbor, FL cheaper across the board.

Good to know

🇺🇸 Safety Harbor, FL

🇺🇸 Austin, TX

🕒 Local time

07:06 7:06 AM

06:06 6:06 AM

1 h behind Safety Harbor, FL

🌤 Weather

👥 Population

17,363

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Safety Harbor, FL Austin, TX 1,480 km ≈ 2 h 15 min nonstop flight

From you

Safety Harbor, FL
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Safety Harbor, FL vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in Safety Harbor, FL. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

You’d need roughly $3,936 in Safety Harbor, FL and $3,911 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,682 in Safety Harbor, FL versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,624 per month in Safety Harbor, FL versus $2,607 in Austin, TX – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 21% less than in Safety Harbor, FL. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.