Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Safety Harbor, FL

For one person, living costs are similar in Austin, TX and in Safety Harbor, FL: $2,607 and $2,624 a month, rent and utilities included.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
128

Cost of Living Index in Safety Harbor, FL
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Safety Harbor, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Safety Harbor, FL

🇺🇸 United States

$2,624

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Safety Harbor, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Safety Harbor, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,624 in Safety Harbor, FL.

Austin, TX $2,607
Safety Harbor, FL $2,624

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,855 in Safety Harbor, FL.

Austin, TX $4,031
Safety Harbor, FL $3,855

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,086 in Safety Harbor, FL.

Austin, TX $5,454
Safety Harbor, FL $5,086

Living in Austin, TX costs roughly 1% less than in Safety Harbor, FL, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Austin, TX 92% above, Safety Harbor, FL 93% above.

Meal at Budget Restaurant

$20.35 $20.35

$19.63 $19.63

3.67%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$76.3 $76.3

11.05%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$11.79 $11.79

2.80%

Cappuccino

$5.65 $5.65

$5.63 $5.63

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.54 $2.54

44.88%

Water (0.33 liter bottle)

$2.36 $2.36

$1.88 $1.88

25.53%

Local Beer (0.5 liter draught)

$7.87 $7.87

$5.83 $5.83

34.99%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.45 $7.45

18.39%

Milk (1 liter)

$1.14 $1.14

$1.12 $1.12

1.79%

White Bread (500g)

$3.69 $3.69

$3.28 $3.28

12.50%

Rice (white) (1kg)

$3.31 $3.31

$3.50 $3.50

-5.43%

Eggs

$4.15 $4.15

$3.53 $3.53

17.56%

Local Cheese (1kg)

$12.98 $12.98

$12.36 $12.36

5.02%

Chicken Fillets (1kg)

$13.86 $13.86

$11.09 $11.09

24.98%

Beef Round Steak (1kg)

$16.34 $16.34

$19.04 $19.04

-14.18%

Apples (1kg)

$4.69 $4.69

$5.37 $5.37

-12.66%

Banana (1kg)

$1.45 $1.45

$1.77 $1.77

-18.08%

Oranges (1kg)

$5.11 $5.11

$3.42 $3.42

49.42%

Tomato (1kg)

$4.52 $4.52

$3.13 $3.13

44.41%

Potato (1kg)

$3.08 $3.08

$1.82 $1.82

69.23%

Onion (1kg)

$2.38 $2.38

$2.94 $2.94

-19.05%

Lettuce (1 head)

$1.80 $1.80

$2.44 $2.44

-26.23%

Water (1.5 liter bottle)

$2.22 $2.22

$2.16 $2.16

2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.53 $9.53

4.62%

Wine (Bottle)

$15.05 $15.05

$13.25 $13.25

13.58%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.73 $1.73

68.21%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$5.13 $5.13

-35.09%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.24 $2.24

-45.54%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$51.1 $51.1

-20.65%

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.46 $2.46

13.01%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.53 $1.53

7.84%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$19.76 $19.76

79.10%

Gasoline (1 liter)

$0.95 $0.95

$1.01 $1.01

-5.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$31.8K $31.8K

7.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$27.1K $27.1K

-1.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$233 $233

-4.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$72.4 $72.4

-19.26%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$74.3 $74.3

-4.25%

Gym Membership (Monthly)

$53.0 $53.0

$40.15 $40.15

32.10%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$15.77 $15.77

-10.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,020 $1,020

43.05%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$18.1K $18.1K

17.82%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$37.13 $37.13

41.37%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$42.85 $42.85

-0.23%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$87.9 $87.9

-1.68%

Men's Leather Business Shoes

$104 $104

$136 $136

-23.85%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,682 $1,682

25.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,263 $1,263

-2.57%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,347 $2,347

64.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,133 $2,133

12.85%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,525 $2,525

194.09%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,184 $2,184

40.13%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.5

4.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Safety Harbor, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Safety Harbor, FL

$1.3K 48.1% 2.6% $32

Groceries & Markets

Austin, TX

$410 15.7%

Safety Harbor, FL

$381 14.5% 7% $29

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Safety Harbor, FL

$380 14.5% 7.6% $27

Eating Out

Austin, TX

$348 13.4%

Safety Harbor, FL

$322 12.3% 7.6% $26

Clothing & Footwear

Austin, TX

$128 4.9%

Safety Harbor, FL

$137 5.2% 6.6% $8.4

Sport & Entertainment

Austin, TX

$81 3.1%

Safety Harbor, FL

$72 2.7% 11.7% $9.5

Getting Around

Austin, TX

$56 2.2%

Safety Harbor, FL

$70 2.7% 24.2% $14

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,682 in Safety Harbor, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $76 in Safety Harbor, FL for a mid-range dinner for two. Groceries echo the gap at $410 vs $381 per month, with Safety Harbor, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Safety Harbor, FL

🕒 Local time

06:58 6:58 AM

07:58 7:58 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

17,363

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Safety Harbor, FL 1,480 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Safety Harbor, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Safety Harbor, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in Safety Harbor, FL. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

You’d need roughly $3,911 in Austin, TX and $3,936 in Safety Harbor, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $1,682 in Safety Harbor, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,624 in Safety Harbor, FL – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 21% less than in Safety Harbor, FL. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.