Last update: Oct 2026

Cost of Living Comparison Between Sacramento, CA and Concord, CA

For one person, living costs are similar in Sacramento, CA and in Concord, CA: $3,063 and $3,079 a month, rent and utilities included.

150

Cost of Living Index in Sacramento, CA
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Sacramento, CA Living Index
151

Cost of Living Index in Concord, CA
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Concord, CA Living Index

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Sacramento, CA

🇺🇸 United States

$3,063

/mo nomad

Concord, CA

🇺🇸 United States

$3,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Sacramento, CA and in Concord, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sacramento, CA and in Concord, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,063 in Sacramento, CA versus $3,079 in Concord, CA.

Sacramento, CA $3,063
Concord, CA $3,079

Estimated couple costs with rent: $4,559 in Sacramento, CA versus $4,627 in Concord, CA.

Sacramento, CA $4,559
Concord, CA $4,627

Monthly costs for a family of three with rent: $6,055 in Sacramento, CA versus $6,175 in Concord, CA.

Sacramento, CA $6,055
Concord, CA $6,175

Living in Sacramento, CA costs roughly 1% less than in Concord, CA, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Sacramento, CA 127% above, Concord, CA 128% above.

Meal at Budget Restaurant

$21.36 $21.36

$24.98 $24.98

-14.49%

Three-Course Dinner for Two, Mid-Range

$101 $101

$79.0 $79.0

28.32%

Fast Food Meal (McDonalds, etc)

$12.61 $12.61

$15.14 $15.14

-16.71%

Cappuccino

$5.16 $5.16

$5.98 $5.98

-13.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$3.27 $3.27

-10.40%

Water (0.33 liter bottle)

$3.03 $3.03

$2.62 $2.62

15.65%

Local Beer (0.5 liter draught)

$8.06 $8.06

$9.03 $9.03

-10.74%

Imported Beer (0.33 liter bottle)

$7.95 $7.95

$8.23 $8.23

-3.40%

Milk (1 liter)

$1.28 $1.28

$1.32 $1.32

-3.03%

White Bread (500g)

$4.06 $4.06

$4.33 $4.33

-6.24%

Rice (white) (1kg)

$4.60 $4.60

$4.70 $4.70

-2.13%

Eggs

$5.72 $5.72

$5.53 $5.53

3.44%

Local Cheese (1kg)

$14.93 $14.93

$24.74 $24.74

-39.65%

Chicken Fillets (1kg)

$15.38 $15.38

$11.65 $11.65

32.02%

Beef Round Steak (1kg)

$18.01 $18.01

$13.28 $13.28

35.62%

Apples (1kg)

$4.89 $4.89

$5.39 $5.39

-9.28%

Banana (1kg)

$1.94 $1.94

$2.54 $2.54

-23.62%

Oranges (1kg)

$4.30 $4.30

$4.76 $4.76

-9.66%

Tomato (1kg)

$5.61 $5.61

$5.88 $5.88

-4.59%

Potato (1kg)

$3.75 $3.75

$3.40 $3.40

10.29%

Onion (1kg)

$3.20 $3.20

$3.85 $3.85

-16.88%

Lettuce (1 head)

$2.45 $2.45

$2.46 $2.46

-0.41%

Water (1.5 liter bottle)

$2.61 $2.61

$2.63 $2.63

-0.76%

Cigarettes 20 Pack (Marlboro, Camel)

$11.69 $11.69

$7.56 $7.56

54.63%

Wine (Bottle)

$14.05 $14.05

$12.82 $12.82

9.59%

Local Beer (0.5 liter bottle)

$2.73 $2.73

$1.98 $1.98

37.88%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.47 $2.47

44.13%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.49 $2.49

-0.40%

Public Transport Monthly Pass (Regular Price)

$101 $101

$59.4 $59.4

69.74%

Taxi Start (Normal Tariff)

$3.98 $3.98

$3.47 $3.47

14.70%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$1.91 $1.91

0.52%

Taxi 1hour Waiting (Normal Tariff)

$24.88 $24.88

$39.88 $39.88

-37.61%

Gasoline (1 liter)

$1.55 $1.55

$1.47 $1.47

5.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$30.2K $30.2K

22.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.5K $26.5K

4.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$139 $139

67.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$43.06 $43.06

40.83%

Internet (50+ Mbps, Unlimited Data)

$68.0 $68.0

$63.6 $63.6

6.80%

Gym Membership (Monthly)

$40.84 $40.84

$98.4 $98.4

-58.51%

Tennis Court (1 Hour on Weekend)

$41.14 $41.14

Cinema Ticket

$17.06 $17.06

$14.83 $14.83

15.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,548 $1,548

$2,270 $2,270

-31.82%

International Primary School, 1 Child (Yearly)

$19.0K $19.0K

$24.0K $24.0K

-20.62%

Jeans (Levis 501 Or Similar)

$60.6 $60.6

$51.5 $51.5

17.68%

Summer Dress (H&M, Zara, etc)

$46.24 $46.24

$40.78 $40.78

13.39%

Sport Shoes (Adidas, Nike)

$93.6 $93.6

$73.9 $73.9

26.57%

Men's Leather Business Shoes

$127 $127

$61.0 $61.0

108.26%

1-bedroom Apartment, City Center (Monthly)

$2,126 $2,126

$2,315 $2,315

-8.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,545 $1,545

$1,658 $1,658

-6.80%

3-bedroom Apartment, City Center (Monthly)

$3,299 $3,299

$3,534 $3,534

-6.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,595 $2,595

$2,968 $2,968

-12.55%

Buy Apartment in City Center (m2)

$4,832 $4,832

Buy Apartment Outside City Center (m2)

$3,482 $3,482

Average Monthly Net Salary (After Tax)

$4,626 $4,626

$4,847 $4,847

-4.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.66

-1.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sacramento, CA: October 13, 2026

Last update for Concord, CA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sacramento, CA

$1.5K 50.5%

Concord, CA

$1.7K 53.9% 7.3% $113

Groceries & Markets

Sacramento, CA

$459 15%

Concord, CA

$460 14.9% 0.2% $0.8

Monthly Utilities & Internet

Sacramento, CA

$361 11.8%

Concord, CA

$246 8% 31.9% $115

Eating Out

Sacramento, CA

$351 11.5%

Concord, CA

$402 13.1% 14.7% $52

Clothing & Footwear

Sacramento, CA

$147 4.8%

Concord, CA

$102 3.3% 30.6% $45

Getting Around

Sacramento, CA

$124 4.1%

Concord, CA

$82 2.7% 33.8% $42

Sport & Entertainment

Sacramento, CA

$75 2.5%

Concord, CA

$128 4.2% 70.9% $53

Cost Breakdown

A one-bedroom apartment in the center runs $2,126 in Sacramento, CA and $2,315 in Concord, CA. Housing cost is often the main lever when comparing two cities.

Concord, CA pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Sacramento, CA vs $79.0 in Concord, CA. Groceries flip the comparison at $459 vs $460, with Sacramento, CA cheaper for home cooking.

Good to know

🇺🇸 Sacramento, CA

🇺🇸 Concord, CA

🕒 Local time

18:35 6:35 PM

Same time as Sacramento, CA

🌤 Weather

👥 Population

524,943

42,695

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Sacramento, CA Concord, CA 79 km

From you

Sacramento, CA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sacramento, CA vs Concord, CA: Cost of Living - Frequently Asked Questions

Sacramento, CA and Concord, CA differ by about 1% in total monthly costs ($3,063 vs $3,079 including rent). Sacramento, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 5% lower in Concord, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,126 in Sacramento, CA versus $2,315 in Concord, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sacramento, CA – a meal for two runs $101 versus $79.0 in Concord, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,063 per month in Sacramento, CA versus $3,079 in Concord, CA – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Sacramento, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sacramento, CA and Concord, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sacramento, CA gentler on the wallet – expenses run 1% less than in Concord, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.