Cost of Living Comparison Between Sacramento, CA and Concord, CA Cost of Living Comparison Between Sacramento, CA and Concord, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,097 in Sacramento, CA versus $3,068 in Concord, CA.

Estimated couple costs with rent: $4,548 in Sacramento, CA versus $4,658 in Concord, CA.

Monthly costs for a family of three with rent: $5,999 in Sacramento, CA versus $6,248 in Concord, CA.

Living in Sacramento, CA is roughly 1% more expensive than in Concord, CA, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Sacramento, CA 125% above, Concord, CA 123% above.

Meal at Budget Restaurant

$21.36 $21.36

$21.70 $21.70

-1.57%

Three-Course Dinner for Two, Mid-Range

$96.1 $96.1

$79.2 $79.2

21.30%

Fast Food Meal (McDonalds, etc)

$12.64 $12.64

$14.84 $14.84

-14.82%

Cappuccino

$5.31 $5.31

$5.90 $5.90

-10.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$3.28 $3.28

-13.11%

Water (0.33 liter bottle)

$2.84 $2.84

$2.64 $2.64

7.58%

Local Beer (0.5 liter draught)

$7.98 $7.98

$8.91 $8.91

-10.44%

Imported Beer (0.33 liter bottle)

$8.14 $8.14

$8.22 $8.22

-0.97%

Milk (1 liter)

$1.27 $1.27

$1.26 $1.26

0.79%

White Bread (500g)

$4.01 $4.01

$4.24 $4.24

-5.42%

Rice (white) (1kg)

$4.59 $4.59

$4.93 $4.93

-6.90%

Eggs

$5.58 $5.58

$5.41 $5.41

3.14%

Local Cheese (1kg)

$15.43 $15.43

$24.91 $24.91

-38.06%

Chicken Fillets (1kg)

$17.61 $17.61

$11.69 $11.69

50.64%

Beef Round Steak (1kg)

$18.03 $18.03

$13.17 $13.17

36.90%

Apples (1kg)

$5.02 $5.02

$5.62 $5.62

-10.68%

Banana (1kg)

$2.04 $2.04

$2.60 $2.60

-21.54%

Oranges (1kg)

$4.31 $4.31

$4.74 $4.74

-9.07%

Tomato (1kg)

$6.08 $6.08

$5.81 $5.81

4.65%

Potato (1kg)

$3.72 $3.72

$3.26 $3.26

14.11%

Onion (1kg)

$3.29 $3.29

$3.85 $3.85

-14.55%

Lettuce (1 head)

$2.44 $2.44

$2.51 $2.51

-2.79%

Water (1.5 liter bottle)

$2.70 $2.70

$2.72 $2.72

-0.74%

Cigarettes 20 Pack (Marlboro, Camel)

$11.74 $11.74

$7.67 $7.67

53.06%

Wine (Bottle)

$15.10 $15.10

$13.15 $13.15

14.83%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$2.02 $2.02

33.66%

Imported Beer (0.33 liter bottle)

$3.67 $3.67

$2.45 $2.45

49.80%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.44 $2.44

3.69%

Public Transport Monthly Pass (Regular Price)

$98.1 $98.1

$61.1 $61.1

60.51%

Taxi Start (Normal Tariff)

$3.95 $3.95

$3.48 $3.48

13.51%

Taxi (Normal Tariff) (1km)

$1.86 $1.86

$1.84 $1.84

1.09%

Taxi 1hour Waiting (Normal Tariff)

$24.89 $24.89

$40.02 $40.02

-37.81%

Gasoline (1 liter)

$1.55 $1.55

$1.46 $1.46

6.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

$29.6K $29.6K

24.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$26.5K $26.5K

4.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 $278

$139 $139

100.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$42.56 $42.56

38.16%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$63.1 $63.1

7.27%

Gym Membership (Monthly)

$48.82 $48.82

$99.5 $99.5

-50.93%

Tennis Court (1 Hour on Weekend)

$41.26 $41.26

Cinema Ticket

$17.23 $17.23

$15.02 $15.02

14.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,581 $1,581

$2,287 $2,287

-30.88%

International Primary School, 1 Child (Yearly)

$19.5K $19.5K

$24.4K $24.4K

-20.01%

Jeans (Levis 501 Or Similar)

$61.8 $61.8

$51.1 $51.1

20.97%

Summer Dress (H&M, Zara, etc)

$47.09 $47.09

$39.34 $39.34

19.70%

Sport Shoes (Adidas, Nike)

$94.5 $94.5

$73.8 $73.8

28.10%

Men's Leather Business Shoes

$128 $128

$60.6 $60.6

112.12%

1-bedroom Apartment, City Center (Monthly)

$2,110 $2,110

$2,316 $2,316

-8.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,570 $1,570

$1,665 $1,665

-5.72%

3-bedroom Apartment, City Center (Monthly)

$3,322 $3,322

$3,482 $3,482

-4.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$3,019 $3,019

-16.37%

Buy Apartment in City Center (m2)

$4,773 $4,773

Buy Apartment Outside City Center (m2)

$3,420 $3,420

Average Monthly Net Salary (After Tax)

$4,571 $4,571

$4,928 $4,928

-7.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

6.07

1.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sacramento, CA: August 30, 2026

Last update for Concord, CA: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,110 in Sacramento, CA and $2,316 in Concord, CA. Housing cost is often the main lever when comparing two cities.

Concord, CA pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $96.0 in Sacramento, CA vs $79.0 in Concord, CA for a mid-range dinner for two. Groceries echo the gap at $478 vs $462 per month, with Concord, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sacramento, CA vs Concord, CA: Cost of Living - Frequently Asked Questions

Sacramento, CA and Concord, CA differ by about 1% in total monthly costs ($3,097 vs $3,068 including rent). Concord, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 8% lower in Concord, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,110 in Sacramento, CA versus $2,316 in Concord, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Concord, CA – a meal for two runs $79.0 versus $96.0 in Sacramento, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,097 per month in Sacramento, CA versus $3,068 in Concord, CA – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Concord, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sacramento, CA and Concord, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concord, CA gentler on the wallet – expenses run 1% less than in Sacramento, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.