Last update: Oct 2026

Cost of Living Comparison Between Concord, CA and Sacramento, CA

For one person, living costs are similar in Concord, CA and in Sacramento, CA: $3,079 and $3,063 a month, rent and utilities included.

151

Cost of Living Index in Concord, CA
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Concord, CA Living Index
150

Cost of Living Index in Sacramento, CA
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Sacramento, CA Living Index

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Concord, CA

🇺🇸 United States

$3,079

/mo nomad

Sacramento, CA

🇺🇸 United States

$3,063

/mo nomad

Monthly Cost of Living

How much you'll spend in Concord, CA and in Sacramento, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concord, CA and in Sacramento, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,079 in Concord, CA versus $3,063 in Sacramento, CA.

Concord, CA $3,079
Sacramento, CA $3,063

Estimated couple costs with rent: $4,627 in Concord, CA versus $4,559 in Sacramento, CA.

Concord, CA $4,627
Sacramento, CA $4,559

Monthly costs for a family of three with rent: $6,175 in Concord, CA versus $6,055 in Sacramento, CA.

Concord, CA $6,175
Sacramento, CA $6,055

Living in Concord, CA is roughly 1% more expensive than in Sacramento, CA, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Concord, CA 128% above, Sacramento, CA 127% above.

Meal at Budget Restaurant

$24.98 $24.98

$21.36 $21.36

16.95%

Three-Course Dinner for Two, Mid-Range

$79.0 $79.0

$101 $101

-22.07%

Fast Food Meal (McDonalds, etc)

$15.14 $15.14

$12.61 $12.61

20.06%

Cappuccino

$5.98 $5.98

$5.16 $5.16

15.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 $3.27

$2.93 $2.93

11.60%

Water (0.33 liter bottle)

$2.62 $2.62

$3.03 $3.03

-13.53%

Local Beer (0.5 liter draught)

$9.03 $9.03

$8.06 $8.06

12.03%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$7.95 $7.95

3.52%

Milk (1 liter)

$1.32 $1.32

$1.28 $1.28

3.13%

White Bread (500g)

$4.33 $4.33

$4.06 $4.06

6.65%

Rice (white) (1kg)

$4.70 $4.70

$4.60 $4.60

2.17%

Eggs

$5.53 $5.53

$5.72 $5.72

-3.32%

Local Cheese (1kg)

$24.74 $24.74

$14.93 $14.93

65.71%

Chicken Fillets (1kg)

$11.65 $11.65

$15.38 $15.38

-24.25%

Beef Round Steak (1kg)

$13.28 $13.28

$18.01 $18.01

-26.26%

Apples (1kg)

$5.39 $5.39

$4.89 $4.89

10.22%

Banana (1kg)

$2.54 $2.54

$1.94 $1.94

30.93%

Oranges (1kg)

$4.76 $4.76

$4.30 $4.30

10.70%

Tomato (1kg)

$5.88 $5.88

$5.61 $5.61

4.81%

Potato (1kg)

$3.40 $3.40

$3.75 $3.75

-9.33%

Onion (1kg)

$3.85 $3.85

$3.20 $3.20

20.31%

Lettuce (1 head)

$2.46 $2.46

$2.45 $2.45

0.41%

Water (1.5 liter bottle)

$2.63 $2.63

$2.61 $2.61

0.77%

Cigarettes 20 Pack (Marlboro, Camel)

$7.56 $7.56

$11.69 $11.69

-35.33%

Wine (Bottle)

$12.82 $12.82

$14.05 $14.05

-8.75%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.73 $2.73

-27.47%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$3.56 $3.56

-30.62%

One-way Ticket (Public Transport)

$2.49 $2.49

$2.48 $2.48

0.40%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$101 $101

-41.09%

Taxi Start (Normal Tariff)

$3.47 $3.47

$3.98 $3.98

-12.81%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.92 $1.92

-0.52%

Taxi 1hour Waiting (Normal Tariff)

$39.88 $39.88

$24.88 $24.88

60.29%

Gasoline (1 liter)

$1.47 $1.47

$1.55 $1.55

-5.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$37.1K $37.1K

-18.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$27.7K $27.7K

-4.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$233 $233

-40.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.06 $43.06

$60.6 $60.6

-28.99%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$68.0 $68.0

-6.37%

Gym Membership (Monthly)

$98.4 $98.4

$40.84 $40.84

141.04%

Tennis Court (1 Hour on Weekend)

$41.14 $41.14

Cinema Ticket

$14.83 $14.83

$17.06 $17.06

-13.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,270 $2,270

$1,548 $1,548

46.66%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$19.0K $19.0K

25.97%

Jeans (Levis 501 Or Similar)

$51.5 $51.5

$60.6 $60.6

-15.02%

Summer Dress (H&M, Zara, etc)

$40.78 $40.78

$46.24 $46.24

-11.81%

Sport Shoes (Adidas, Nike)

$73.9 $73.9

$93.6 $93.6

-20.99%

Men's Leather Business Shoes

$61.0 $61.0

$127 $127

-51.98%

1-bedroom Apartment, City Center (Monthly)

$2,315 $2,315

$2,126 $2,126

8.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,658 $1,658

$1,545 $1,545

7.30%

3-bedroom Apartment, City Center (Monthly)

$3,534 $3,534

$3,299 $3,299

7.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,968 $2,968

$2,595 $2,595

14.35%

Buy Apartment in City Center (m2)

$4,832 $4,832

Buy Apartment Outside City Center (m2)

$3,482 $3,482

Average Monthly Net Salary (After Tax)

$4,847 $4,847

$4,626 $4,626

4.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.59

1.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concord, CA: October 13, 2026

Last update for Sacramento, CA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concord, CA

$1.7K 53.9%

Sacramento, CA

$1.5K 50.5% 6.8% $113

Groceries & Markets

Concord, CA

$460 14.9%

Sacramento, CA

$459 15% 0.2% $0.8

Eating Out

Concord, CA

$402 13.1%

Sacramento, CA

$351 11.5% 12.8% $52

Monthly Utilities & Internet

Concord, CA

$246 8%

Sacramento, CA

$361 11.8% 46.9% $115

Sport & Entertainment

Concord, CA

$128 4.2%

Sacramento, CA

$75 2.5% 41.5% $53

Clothing & Footwear

Concord, CA

$102 3.3%

Sacramento, CA

$147 4.8% 44.1% $45

Getting Around

Concord, CA

$82 2.7%

Sacramento, CA

$124 4.1% 51% $42

Cost Breakdown

A one-bedroom apartment in the center runs $2,315 in Concord, CA and $2,126 in Sacramento, CA. Housing cost is often the main lever when comparing two cities.

Concord, CA pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Concord, CA vs $101 in Sacramento, CA. Groceries flip the comparison at $460 vs $459, with Sacramento, CA cheaper for home cooking.

Good to know

🇺🇸 Concord, CA

🇺🇸 Sacramento, CA

🕒 Local time

20:44 8:44 PM

Same time as Concord, CA

🌤 Weather

👥 Population

42,695

524,943

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Concord, CA Sacramento, CA 79 km

From you

Concord, CA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concord, CA vs Sacramento, CA: Cost of Living - Frequently Asked Questions

Concord, CA and Sacramento, CA differ by about 1% in total monthly costs ($3,079 vs $3,063 including rent). Sacramento, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5% higher in Concord, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,315 in Concord, CA versus $2,126 in Sacramento, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sacramento, CA – a meal for two runs $101 versus $79.0 in Concord, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,079 per month in Concord, CA versus $3,063 in Sacramento, CA – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Sacramento, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concord, CA and Sacramento, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sacramento, CA gentler on the wallet – expenses run 1% less than in Concord, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.