Last update: Oct 2026

Cost of Living Comparison Between Sacramento, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,056 in Sacramento, CA, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

149

Cost of Living Index in Sacramento, CA
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Sacramento, CA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sacramento, CA

🇺🇸 United States

$3,056

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Sacramento, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sacramento, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,056 per month in Sacramento, CA vs $1,353 in Ubud, Bali, rent included.

Sacramento, CA $3,056
Ubud, Bali $1,353

A couple spends around $4,515 per month in Sacramento, CA vs $2,297 in Ubud, Bali, rent included.

Sacramento, CA $4,515
Ubud, Bali $2,297

A family of three spends $5,974 per month in Sacramento, CA vs $3,241 in Ubud, Bali, rent included.

Sacramento, CA $5,974
Ubud, Bali $3,241

Sacramento, CA costs about 126% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Sacramento, CA and Ubud, Bali sit above the global median – Sacramento, CA by 125%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$20.81 $20.81

$3.23 Rp 58.1K

544.27%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$34.88 Rp 627.8K

182.57%

Fast Food Meal (McDonalds, etc)

$12.42 $12.42

$5.70 Rp 102.5K

117.89%

Cappuccino

$5.05 $5.05

$2.62 Rp 47.1K

92.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$1.72 Rp 31.0K

70.93%

Water (0.33 liter bottle)

$3.04 $3.04

$0.81 Rp 14.6K

275.31%

Local Beer (0.5 liter draught)

$7.98 $7.98

$2.65 Rp 47.7K

201.13%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$4.37 Rp 78.6K

85.13%

Milk (1 liter)

$1.29 $1.29

$1.57 Rp 28.3K

-17.83%

White Bread (500g)

$4.16 $4.16

$2.19 Rp 39.5K

89.95%

Rice (white) (1kg)

$4.63 $4.63

$1.18 Rp 21.2K

292.37%

Eggs

$5.77 $5.77

$2.16 Rp 38.8K

167.13%

Local Cheese (1kg)

$15.32 $15.32

$17.65 Rp 317.7K

-13.20%

Chicken Fillets (1kg)

$15.36 $15.36

$3.78 Rp 68.0K

306.35%

Beef Round Steak (1kg)

$17.93 $17.93

$11.95 Rp 215.1K

50.04%

Apples (1kg)

$5.15 $5.15

$3.60 Rp 64.8K

43.06%

Banana (1kg)

$1.95 $1.95

$1.59 Rp 28.6K

22.64%

Oranges (1kg)

$4.23 $4.23

$2.31 Rp 41.6K

83.12%

Tomato (1kg)

$5.74 $5.74

$1.91 Rp 34.3K

200.52%

Potato (1kg)

$3.77 $3.77

$1.78 Rp 32.1K

111.80%

Onion (1kg)

$3.30 $3.30

$2.33 Rp 41.9K

41.63%

Lettuce (1 head)

$2.54 $2.54

$1.00 Rp 18.0K

154.00%

Water (1.5 liter bottle)

$2.73 $2.73

$0.53 Rp 9,509

415.09%

Cigarettes 20 Pack (Marlboro, Camel)

$11.95 $11.95

$2.29 Rp 41.1K

421.83%

Wine (Bottle)

$14.16 $14.16

$22.07 Rp 397.3K

-35.84%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$2.35 Rp 42.2K

11.91%

Imported Beer (0.33 liter bottle)

$3.55 $3.55

$2.98 Rp 53.6K

19.13%

One-way Ticket (Public Transport)

$2.48 $2.48

$0.23 Rp 4,112

978.26%

Public Transport Monthly Pass (Regular Price)

$99.6 $99.6

$8.90 Rp 160.2K

1018.65%

Taxi Start (Normal Tariff)

$3.94 $3.94

$0.47 Rp 8,466

738.30%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$0.43 Rp 7,737

344.19%

Taxi 1hour Waiting (Normal Tariff)

$24.77 $24.77

$5.47 Rp 98.4K

352.83%

Gasoline (1 liter)

$1.56 $1.56

$0.83 Rp 14.9K

87.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$23.9K Rp 429.8M

46.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$32.8K Rp 590.1M

-18.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$80.0 Rp 1.4M

191.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$6.56 Rp 118.1K

810.37%

Internet (50+ Mbps, Unlimited Data)

$70.1 $70.1

$18.60 Rp 334.8K

276.61%

Gym Membership (Monthly)

$40.45 $40.45

$54.1 Rp 974.1K

-25.26%

Tennis Court (1 Hour on Weekend)

$40.99 $40.99

$18.28 Rp 329.0K

124.23%

Cinema Ticket

$17.17 $17.17

$4.25 Rp 76.5K

304.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,561 $1,561

$493 Rp 8.9M

216.88%

International Primary School, 1 Child (Yearly)

$19.4K $19.4K

$5,597 Rp 100.7M

247.18%

Jeans (Levis 501 Or Similar)

$61.1 $61.1

$45.58 Rp 820.4K

34.12%

Summer Dress (H&M, Zara, etc)

$47.14 $47.14

$34.96 Rp 629.4K

34.84%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$77.7 Rp 1.4M

22.31%

Men's Leather Business Shoes

$129 $129

$78.5 Rp 1.4M

64.07%

1-bedroom Apartment, City Center (Monthly)

$2,096 $2,096

$1,131 Rp 20.4M

85.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,536 $1,536

$673 Rp 12.1M

128.20%

3-bedroom Apartment, City Center (Monthly)

$3,263 $3,263

$3,613 Rp 65.0M

-9.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,702 Rp 30.6M

48.40%

Buy Apartment in City Center (m2)

$4,820 $4,820

$2,717 Rp 48.9M

77.38%

Buy Apartment Outside City Center (m2)

$3,439 $3,439

$2,241 Rp 40.3M

53.43%

Average Monthly Net Salary (After Tax)

$4,704 $4,704

$166 Rp 3.0M

2727.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sacramento, CA: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sacramento, CA

$1.5K 50.3%

Ubud, Bali

$673 49.7% 56.2% $863

Groceries & Markets

Sacramento, CA

$465 15.2%

Ubud, Bali

$287 21.2% 38.3% $178

Monthly Utilities & Internet

Sacramento, CA

$363 11.9%

Ubud, Bali

$105 7.8% 71.1% $258

Eating Out

Sacramento, CA

$344 11.3%

Ubud, Bali

$106 7.9% 69.1% $238

Clothing & Footwear

Sacramento, CA

$149 4.9%

Ubud, Bali

$107 7.9% 28.7% $43

Getting Around

Sacramento, CA

$123 4%

Ubud, Bali

$12 0.9% 89.9% $111

Sport & Entertainment

Sacramento, CA

$75 2.5%

Ubud, Bali

$63 4.6% 16.3% $12

Cost Breakdown

A central one-bedroom costs $2,096 in Sacramento, CA versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2727% higher in Sacramento, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99.0 in Sacramento, CA versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $465 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Sacramento, CA

🇮🇩 Ubud, Bali

🕒 Local time

19:15 7:15 PM

10:15 10:15 AM

15 h ahead of Sacramento, CA

🌤 Weather

👥 Population

524,943

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Sacramento, CA Ubud, Bali 13,460 km ≈ 17 h nonstop flight

From you

Sacramento, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sacramento, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Sacramento, CA is pricier by about 126%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,583 per month in Sacramento, CA and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1019% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,561 per month in Sacramento, CA and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Sacramento, CA at $3,056. In Ubud, Bali it covers expenses comfortably, while in Sacramento, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sacramento, CA makes more sense. Both are solid long-term options with distinct trade-offs.