Last update: Oct 2026

Cost of Living Comparison Between Saarbrucken and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,702 in Saarbrucken, rent and utilities included – about $4,200 less a year. The total is higher in Saarbrucken despite lower rent and utilities.

81

Cost of Living Index in Saarbrucken
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Saarbrucken Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saarbrucken

🇩🇪 Germany

$1,702

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Saarbrucken and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saarbrucken and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,702 in Saarbrucken versus $1,348 in Ubud, Bali.

Saarbrucken $1,702
Ubud, Bali $1,348

Estimated couple costs with rent: $2,588 in Saarbrucken versus $2,312 in Ubud, Bali.

Saarbrucken $2,588
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $3,475 in Saarbrucken versus $3,276 in Ubud, Bali.

Saarbrucken $3,475
Ubud, Bali $3,276

Living in Saarbrucken is roughly 26% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Saarbrucken 27% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$13.41 €11.97

$3.33 Rp 59.6K

302.70%

Three-Course Dinner for Two, Mid-Range

$56.8 €50.7

$35.42 Rp 633.1K

60.42%

Fast Food Meal (McDonalds, etc)

$11.38 €10.16

$5.76 Rp 102.9K

97.57%

Cappuccino

$3.01 €2.68

$2.63 Rp 47.0K

14.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 €2.61

$1.74 Rp 31.0K

68.39%

Water (0.33 liter bottle)

$2.43 €2.17

$0.77 Rp 13.8K

215.58%

Local Beer (0.5 liter draught)

$4.39 €3.92

$2.71 Rp 48.4K

61.99%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$4.52 Rp 80.8K

-24.12%

Milk (1 liter)

$1.30 €1.16

$1.53 Rp 27.4K

-15.03%

White Bread (500g)

$2.19 €1.96

$2.20 Rp 39.2K

-0.45%

Rice (white) (1kg)

$3.13 €2.79

$1.22 Rp 21.8K

156.56%

Eggs

$3.52 €3.14

$2.14 Rp 38.2K

64.49%

Local Cheese (1kg)

$13.88 €12.39

$17.73 Rp 316.9K

-21.71%

Chicken Fillets (1kg)

$9.53 €8.51

$3.86 Rp 68.9K

146.89%

Beef Round Steak (1kg)

$20.12 €17.96

$12.03 Rp 215.0K

67.25%

Apples (1kg)

$3.19 €2.85

$3.61 Rp 64.5K

-11.63%

Banana (1kg)

$1.73 €1.54

$1.51 Rp 27.1K

14.57%

Oranges (1kg)

$2.13 €1.90

$2.32 Rp 41.4K

-8.19%

Tomato (1kg)

$5.18 €4.63

$2.00 Rp 35.8K

159.00%

Potato (1kg)

$1.38 €1.23

$1.81 Rp 32.4K

-23.76%

Onion (1kg)

$1.20 €1.07

$2.39 Rp 42.7K

-49.79%

Lettuce (1 head)

$1.34 €1.19

$0.99 Rp 17.8K

35.35%

Water (1.5 liter bottle)

$0.85 €0.76

$0.52 Rp 9,373

63.46%

Cigarettes 20 Pack (Marlboro, Camel)

$10.03 €8.95

$2.18 Rp 39.0K

360.09%

Wine (Bottle)

$6.90 €6.16

$22.98 Rp 410.7K

-69.97%

Local Beer (0.5 liter bottle)

$1.04 €0.93

$2.40 Rp 42.8K

-56.67%

Imported Beer (0.33 liter bottle)

$1.36 €1.21

$3.00 Rp 53.6K

-54.67%

One-way Ticket (Public Transport)

$3.36 €3.00

$0.24 Rp 4,255

1300.00%

Public Transport Monthly Pass (Regular Price)

$64.3 €57.4

$6.99 Rp 125.0K

820.03%

Taxi Start (Normal Tariff)

$5.39 €4.81

$0.44 Rp 7,876

1125.00%

Taxi (Normal Tariff) (1km)

$3.99 €3.56

$0.42 Rp 7,582

850.00%

Taxi 1hour Waiting (Normal Tariff)

$35.37 €31.57

$5.45 Rp 97.4K

548.99%

Gasoline (1 liter)

$2.04 €1.82

$0.84 Rp 15.1K

142.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €29.6K

$24.3K Rp 434.8M

36.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.2K

$31.9K Rp 570.0M

20.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 €182

$80.8 Rp 1.4M

152.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.93 €24.92

$6.58 Rp 117.6K

324.47%

Internet (50+ Mbps, Unlimited Data)

$37.66 €33.61

$18.24 Rp 326.1K

106.47%

Gym Membership (Monthly)

$34.71 €30.98

$55.1 Rp 985.4K

-37.04%

Tennis Court (1 Hour on Weekend)

$27.88 €24.88

$18.51 Rp 330.9K

50.62%

Cinema Ticket

$16.52 €14.74

$4.24 Rp 75.9K

289.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$433 €386

$486 Rp 8.7M

-10.86%

International Primary School, 1 Child (Yearly)

$10.1K €8,985

$5,676 Rp 101.5M

77.37%

Jeans (Levis 501 Or Similar)

$99.6 €88.9

$45.18 Rp 807.6K

120.52%

Summer Dress (H&M, Zara, etc)

$43.69 €38.99

$34.57 Rp 617.9K

26.38%

Sport Shoes (Adidas, Nike)

$98.6 €88.0

$79.2 Rp 1.4M

24.52%

Men's Leather Business Shoes

$151 €134

$77.6 Rp 1.4M

93.89%

1-bedroom Apartment, City Center (Monthly)

$631 €563

$1,127 Rp 20.1M

-44.02%

1-bedroom Apartment, Outside City Center (Monthly)

$520 €464

$674 Rp 12.1M

-22.86%

3-bedroom Apartment, City Center (Monthly)

$1,150 €1,026

$3,618 Rp 64.7M

-68.21%

3-bedroom Apartment, Outside City Center (Monthly)

$928 €829

$1,735 Rp 31.0M

-46.48%

Buy Apartment in City Center (m2)

$3,207 €2,862

$2,829 Rp 50.6M

13.36%

Buy Apartment Outside City Center (m2)

$2,221 €1,982

$2,307 Rp 41.2M

-3.73%

Average Monthly Net Salary (After Tax)

$2,778 €2,479

$166 Rp 3.0M

1576.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.92

13.78

-71.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saarbrucken: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saarbrucken

$520 31%

Ubud, Bali

$674 49.6% 29.6% $154

Groceries & Markets

Saarbrucken

$316 18.8%

Ubud, Bali

$290 21.4% 8.1% $26

Monthly Utilities & Internet

Saarbrucken

$270 16%

Ubud, Bali

$106 7.8% 60.8% $164

Eating Out

Saarbrucken

$228 13.6%

Ubud, Bali

$108 8% 52.6% $120

Clothing & Footwear

Saarbrucken

$177 10.5%

Ubud, Bali

$106 7.8% 39.7% $70

Getting Around

Saarbrucken

$103 6.1%

Ubud, Bali

$11 0.8% 89.8% $93

Sport & Entertainment

Saarbrucken

$68 4%

Ubud, Bali

$64 4.7% 6.1% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $631 in Saarbrucken and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saarbrucken pays 1577% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Saarbrucken vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $316 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Saarbrucken

🇮🇩 Ubud, Bali

🕒 Local time

04:01 4:01 AM

10:01 10:01 AM

6 h ahead of Saarbrucken

🌤 Weather

👥 Population

177,201

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Saarbrucken Ubud, Bali 12,050 km ≈ 16 h nonstop flight

From you

Saarbrucken
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saarbrucken vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saarbrucken and Ubud, Bali differ by about 26% in total monthly costs ($1,702 vs $1,348 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1577% higher in Saarbrucken, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $631 in Saarbrucken versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $433 in Saarbrucken versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Saarbrucken. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $1,702 in Saarbrucken, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saarbrucken. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saarbrucken and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Saarbrucken. Beyond cost, consider language, visa policies, and how big the international community is in each city.