Last update: Oct 2026

Cost of Living Comparison Between Saanich and Toronto

For one person, living costs are similar in Saanich and in Toronto: $2,548 and $2,561 a month, rent and utilities included.

123

Cost of Living Index in Saanich
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Saanich Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saanich

🇨🇦 Canada

$2,548

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Saanich and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saanich and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,548 in Saanich versus $2,561 in Toronto.

Saanich $2,548
Toronto $2,561

Estimated couple costs with rent: $3,593 in Saanich versus $3,694 in Toronto.

Saanich $3,593
Toronto $3,694

Monthly costs for a family of three with rent: $4,638 in Saanich versus $4,826 in Toronto.

Saanich $4,638
Toronto $4,826

Living in Saanich costs roughly 1% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saanich 89% above, Toronto 90% above.

Meal at Budget Restaurant

$17.52 CA$24.77

$17.18 CA$24.29

1.98%

Three-Course Dinner for Two, Mid-Range

$70.4 CA$99.6

$76.0 CA$107

-7.28%

Fast Food Meal (McDonalds, etc)

$11.02 CA$15.58

$10.54 CA$14.89

4.55%

Cappuccino

$4.38 CA$6.19

$4.02 CA$5.68

8.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.11

$2.12 CA$3.00

3.77%

Water (0.33 liter bottle)

$1.77 CA$2.51

$1.75 CA$2.48

1.14%

Local Beer (0.5 liter draught)

$5.52 CA$7.80

$6.24 CA$8.83

-11.54%

Imported Beer (0.33 liter bottle)

$6.82 CA$9.65

$7.09 CA$10.02

-3.81%

Milk (1 liter)

$1.97 CA$2.79

$2.44 CA$3.45

-19.26%

White Bread (500g)

$3.04 CA$4.30

$2.68 CA$3.78

13.43%

Rice (white) (1kg)

$2.97 CA$4.19

$2.24 CA$3.17

32.59%

Eggs

$4.18 CA$5.90

$3.56 CA$5.03

17.42%

Local Cheese (1kg)

$11.35 CA$16.05

$9.09 CA$12.85

24.86%

Chicken Fillets (1kg)

$12.78 CA$18.07

$11.33 CA$16.01

12.80%

Beef Round Steak (1kg)

$16.94 CA$23.94

$14.53 CA$20.55

16.59%

Apples (1kg)

$4.53 CA$6.41

$3.62 CA$5.12

25.14%

Banana (1kg)

$1.41 CA$2.00

$1.21 CA$1.72

16.53%

Oranges (1kg)

$4.18 CA$5.91

$3.60 CA$5.09

16.11%

Tomato (1kg)

$5.67 CA$8.02

$4.21 CA$5.96

34.68%

Potato (1kg)

$3.50 CA$4.95

$1.79 CA$2.53

95.53%

Onion (1kg)

$2.89 CA$4.08

$1.59 CA$2.25

81.76%

Lettuce (1 head)

$3.17 CA$4.48

$2.27 CA$3.21

39.65%

Water (1.5 liter bottle)

$2.17 CA$3.06

$1.25 CA$1.77

73.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.81 CA$19.52

$13.82 CA$19.53

-0.07%

Wine (Bottle)

$15.12 CA$21.37

$14.27 CA$20.18

5.96%

Local Beer (0.5 liter bottle)

$2.69 CA$3.80

$2.20 CA$3.10

22.27%

Imported Beer (0.33 liter bottle)

$3.48 CA$4.92

$2.43 CA$3.44

43.21%

One-way Ticket (Public Transport)

$2.31 CA$3.27

$2.39 CA$3.38

-3.35%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$111

$111 CA$157

-29.23%

Taxi Start (Normal Tariff)

$2.78 CA$3.93

$2.91 CA$4.12

-4.47%

Taxi (Normal Tariff) (1km)

$1.54 CA$2.17

$1.20 CA$1.69

28.33%

Taxi 1hour Waiting (Normal Tariff)

$27.67 CA$39.12

$21.38 CA$30.23

29.42%

Gasoline (1 liter)

$1.38 CA$1.95

$1.21 CA$1.71

14.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$38.7K

$28.2K CA$39.8K

-2.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K CA$27.1K

$20.3K CA$28.6K

-5.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

-0.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.21 CA$56.9

$32.26 CA$45.60

24.64%

Internet (50+ Mbps, Unlimited Data)

$65.8 CA$93.0

$47.93 CA$67.8

37.30%

Gym Membership (Monthly)

$68.6 CA$96.9

$38.48 CA$54.4

78.14%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$11.39 CA$16.10

$12.38 CA$17.50

-8.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$905 CA$1,280

$830 CA$1,173

9.07%

International Primary School, 1 Child (Yearly)

$12.9K CA$18.2K

$23.1K CA$32.6K

-44.33%

Jeans (Levis 501 Or Similar)

$52.2 CA$73.8

$50.7 CA$71.7

2.94%

Summer Dress (H&M, Zara, etc)

$35.03 CA$49.53

$40.02 CA$56.6

-12.47%

Sport Shoes (Adidas, Nike)

$90.0 CA$127

$98.0 CA$139

-8.14%

Men's Leather Business Shoes

$107 CA$151

$121 CA$171

-11.20%

1-bedroom Apartment, City Center (Monthly)

$1,413 CA$1,998

$1,592 CA$2,251

-11.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,311 CA$1,854

$1,410 CA$1,994

-7.01%

3-bedroom Apartment, City Center (Monthly)

$2,005 CA$2,834

$2,670 CA$3,775

-24.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,844 CA$2,606

$2,152 CA$3,042

-14.31%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$3,748 CA$5,298

$6,542 CA$9,249

-42.71%

Average Monthly Net Salary (After Tax)

$2,951 CA$4,173

$3,727 CA$5,269

-20.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.47

5.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saanich: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saanich

$1.3K 51.5%

Toronto

$1.4K 55.1% 7.5% $99

Groceries & Markets

Saanich

$409 16.1%

Toronto

$340 13.3% 17% $70

Eating Out

Saanich

$283 11.1%

Toronto

$278 10.9% 1.7% $4.8

Monthly Utilities & Internet

Saanich

$226 8.9%

Toronto

$201 7.8% 11.4% $26

Clothing & Footwear

Saanich

$128 5%

Toronto

$139 5.4% 8.8% $11

Getting Around

Saanich

$98 3.9%

Toronto

$129 5.1% 31.7% $31

Sport & Entertainment

Saanich

$91 3.6%

Toronto

$63 2.5% 30.8% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,413 in Saanich and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Saanich vs $76.0 in Toronto. Groceries flip the comparison at $409 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Saanich

🇨🇦 Toronto

🕒 Local time

10:54 10:54 AM

13:54 1:54 PM

3 h ahead of Saanich

🌤 Weather

👥 Population

117,735

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Saanich Toronto 3,390 km ≈ 4 h 45 min nonstop flight

From you

Saanich
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saanich vs Toronto: Cost of Living - Frequently Asked Questions

Saanich is cheaper overall, especially in clothing and transport. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 26% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,413 in Saanich versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saanich – a meal for two runs $70.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,548 per month in Saanich versus $2,561 in Toronto – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Saanich is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saanich gentler on the wallet – expenses run 1% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.