Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saanich

For one person, living costs are similar in Toronto and in Saanich: $2,589 and $2,592 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Saanich
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Saanich Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Saanich

🇨🇦 Canada

$2,592

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saanich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saanich actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,592 in Saanich.

Toronto $2,589
Saanich $2,592

Estimated couple costs with rent: $3,710 in Toronto versus $3,650 in Saanich.

Toronto $3,710
Saanich $3,650

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,707 in Saanich.

Toronto $4,831
Saanich $4,707

Monthly costs are close between Toronto and Saanich; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Toronto 90% above, Saanich 90% above.

Meal at Budget Restaurant

$17.60 CA$24.59

$17.77 CA$24.83

-0.96%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$71.0 CA$99.2

9.64%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$11.26 CA$15.73

-5.95%

Cappuccino

$4.16 CA$5.81

$4.25 CA$5.93

-2.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.34 CA$3.27

-12.82%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.73 CA$2.42

1.16%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$5.58 CA$7.80

17.92%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.59 CA$9.21

7.89%

Milk (1 liter)

$2.53 CA$3.54

$1.93 CA$2.70

31.09%

White Bread (500g)

$2.70 CA$3.78

$3.04 CA$4.25

-11.18%

Rice (white) (1kg)

$2.24 CA$3.13

$3.12 CA$4.36

-28.21%

Eggs

$3.48 CA$4.87

$4.08 CA$5.70

-14.71%

Local Cheese (1kg)

$9.38 CA$13.10

$11.36 CA$15.88

-17.43%

Chicken Fillets (1kg)

$11.60 CA$16.21

$12.69 CA$17.74

-8.59%

Beef Round Steak (1kg)

$14.68 CA$20.52

$17.34 CA$24.23

-15.34%

Apples (1kg)

$3.74 CA$5.23

$4.62 CA$6.46

-19.05%

Banana (1kg)

$1.22 CA$1.71

$1.44 CA$2.02

-15.28%

Oranges (1kg)

$3.48 CA$4.86

$4.23 CA$5.91

-17.73%

Tomato (1kg)

$4.32 CA$6.04

$5.78 CA$8.07

-25.26%

Potato (1kg)

$1.85 CA$2.59

$3.45 CA$4.82

-46.38%

Onion (1kg)

$1.69 CA$2.36

$2.89 CA$4.04

-41.52%

Lettuce (1 head)

$2.23 CA$3.11

$3.26 CA$4.56

-31.60%

Water (1.5 liter bottle)

$1.28 CA$1.78

$2.22 CA$3.10

-42.34%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$14.46 CA$20.20

-2.90%

Wine (Bottle)

$14.43 CA$20.16

$15.63 CA$21.84

-7.68%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.67 CA$3.73

-19.10%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.64 CA$5.09

-30.77%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.29 CA$3.20

3.49%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$80.0 CA$112

40.63%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$2.83 CA$3.95

7.42%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.57 CA$2.19

-21.02%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$28.10 CA$39.27

-19.75%

Gasoline (1 liter)

$1.24 CA$1.74

$1.39 CA$1.94

-10.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.4K CA$39.7K

-5.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.0K CA$29.4K

1.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$119 CA$166

4.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$41.27 CA$57.7

-19.92%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$66.2 CA$92.5

-27.53%

Gym Membership (Monthly)

$36.69 CA$51.3

$69.6 CA$97.2

-47.28%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

Cinema Ticket

$13.08 CA$18.27

$11.22 CA$15.68

16.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$877 CA$1,225

-13.42%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$13.3K CA$18.6K

78.31%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$54.3 CA$75.8

-1.33%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$35.53 CA$49.65

13.82%

Sport Shoes (Adidas, Nike)

$100 CA$140

$90.4 CA$126

11.19%

Men's Leather Business Shoes

$125 CA$175

$107 CA$150

16.64%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$1,470 CA$2,053

10.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,347 CA$1,882

5.12%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$2,039 CA$2,849

32.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$1,890 CA$2,641

11.15%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

$3,819 CA$5,336

74.77%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$2,903 CA$4,057

22.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.72

-5.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Saanich: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Saanich

$1.3K 52% 4.9% $69

Groceries & Markets

Toronto

$345 13.3%

Saanich

$413 16% 19.9% $69

Eating Out

Toronto

$285 11%

Saanich

$284 11% 0.2% $0.4

Monthly Utilities & Internet

Toronto

$206 7.9%

Saanich

$226 8.7% 10.1% $21

Clothing & Footwear

Toronto

$144 5.6%

Saanich

$129 5% 10.1% $14

Getting Around

Toronto

$131 5.1%

Saanich

$100 3.9% 23.9% $31

Sport & Entertainment

Toronto

$63 2.4%

Saanich

$92 3.6% 46.4% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,470 in Saanich. Housing cost is often the main lever when comparing two cities.

Toronto pays 22% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $71 in Saanich. Groceries flip the comparison at $345 vs $413, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Saanich

🕒 Local time

13:13 1:13 PM

10:13 10:13 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

117,735

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Saanich 3,390 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Saanich

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saanich: Cost of Living - Frequently Asked Questions

Average pay runs 22% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,470 in Saanich. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $877 in Saanich. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saanich – a meal for two runs $71 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.