😐Monthly costs for one person with rent: $1,703 in Ruwais versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,505 in Ruwais versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $3,306 in Ruwais versus $3,660 in Ubud, Bali.
😐Living in Ruwais is roughly 20% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Ruwais27% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Ruwais
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.84AED 25.14
$3.56Rp 63.7K
92.13%
Three-Course Dinner for Two, Mid-Range
$37.56AED 138
$32.73Rp 584.5K
14.76%
Fast Food Meal(McDonalds, etc)
$7.46AED 27.41
$4.95Rp 88.4K
50.71%
Cappuccino
$4.63AED 17.01
$2.71Rp 48.4K
70.85%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.76AED 2.77
$1.34Rp 24.0K
-43.28%
Water(0.33 liter bottle)
$0.35AED 1.28
$0.70Rp 12.5K
-50.00%
Local Beer(0.5 liter draught)
$10.51AED 38.61
$2.92Rp 52.1K
259.93%
Imported Beer(0.33 liter bottle)
$9.93AED 36.45
$3.96Rp 70.7K
150.76%
🛒 Groceries & Markets
Ruwais
Ubud, Bali
Difference
Milk(1 liter)
$1.84AED 6.76
$1.81Rp 32.3K
1.66%
White Bread(500g)
$1.52AED 5.60
$2.52Rp 45.0K
-39.68%
Rice(white)(1kg)
$1.86AED 6.84
$1.16Rp 20.7K
60.34%
Eggs
$3.07AED 11.27
$2.46Rp 43.9K
24.80%
Local Cheese(1kg)
$2.75AED 10.08
$14.71Rp 262.7K
-81.31%
Chicken Fillets(1kg)
$7.59AED 27.87
$4.32Rp 77.1K
75.69%
Beef Round Steak(1kg)
$6.73AED 24.71
$12.14Rp 216.7K
-44.56%
Apples(1kg)
$2.96AED 10.88
$3.84Rp 68.6K
-22.92%
Banana(1kg)
$1.67AED 6.14
$1.56Rp 27.8K
7.05%
Oranges(1kg)
$1.39AED 5.10
$2.83Rp 50.6K
-50.88%
Tomato(1kg)
$0.78AED 2.87
$2.33Rp 41.5K
-66.52%
Potato(1kg)
$0.65AED 2.39
$1.91Rp 34.2K
-65.97%
Onion(1kg)
$0.42AED 1.55
$2.20Rp 39.3K
-80.91%
Lettuce(1 head)
$1.60AED 5.88
$1.01Rp 18.1K
58.42%
Water(1.5 liter bottle)
$0.62AED 2.27
$0.78Rp 13.8K
-20.51%
Cigarettes 20 Pack(Marlboro, Camel)
$6.66AED 24.47
$3.32Rp 59.2K
100.60%
Wine(Bottle)
$12.48AED 45.83
$23.74Rp 423.9K
-47.43%
Local Beer(0.5 liter bottle)
$1.33AED 4.87
$2.79Rp 49.8K
-52.33%
Imported Beer(0.33 liter bottle)
$2.75AED 10.08
$2.86Rp 51.1K
-3.85%
🚌 Getting Around
Ruwais
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.67AED 6.13
$0.27Rp 4,800
518.52%
Public Transport Monthly Pass(Regular Price)
$52.1AED 191
$8.03Rp 143.4K
548.82%
Taxi Start(Normal Tariff)
$2.70AED 9.93
$0.46Rp 8,150
486.96%
Taxi(Normal Tariff)(1km)
$0.70AED 2.57
$0.45Rp 8,037
55.56%
Taxi 1hour Waiting(Normal Tariff)
$8.05AED 29.55
$6.10Rp 108.9K
31.97%
Gasoline(1 liter)
$0.74AED 2.70
$0.79Rp 14.2K
-6.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.8KAED 164.5K
$26.1KRp 467.0M
71.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5KAED 82.5K
$32.1KRp 573.6M
-30.04%
🧾 Monthly Utilities & Internet
Ruwais
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.3AED 332
$79.9Rp 1.4M
13.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$53.9AED 198
$4.06Rp 72.6K
1227.34%
Internet(50+ Mbps, Unlimited Data)
$96.9AED 356
$23.52Rp 420.0K
311.99%
🎉 Sport & Entertainment
Ruwais
Ubud, Bali
Difference
Gym Membership(Monthly)
$64.1AED 235
$98.7Rp 1.8M
-35.08%
Tennis Court(1 Hour on Weekend)
$39.61AED 145
$6.63Rp 118.4K
497.44%
Cinema Ticket
$11.45AED 42.06
$4.15Rp 74.1K
175.90%
🧸 Childcare & Education
Ruwais
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$590AED 2,167
$304Rp 5.4M
94.11%
International Primary School, 1 Child(Yearly)
$3,756AED 13.8K
$6,613Rp 118.1M
-43.20%
👕👟 Clothing & Footwear
Ruwais
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$22.19AED 81.5
$55.5Rp 991.8K
-60.05%
Summer Dress(H&M, Zara, etc)
$81.3AED 299
$38.31Rp 684.1K
112.24%
Sport Shoes(Adidas, Nike)
$79.7AED 293
$88.6Rp 1.6M
-10.10%
Men's Leather Business Shoes
$54.0AED 198
$77.9Rp 1.4M
-30.67%
🏠 Accommodation & Living
Ruwais
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$747AED 2,743
$1,006Rp 18.0M
-25.80%
1-bedroom Apartment, Outside City Center(Monthly)
$768AED 2,821
$675Rp 12.1M
13.73%
3-bedroom Apartment, City Center(Monthly)
$2,544AED 9,343
$3,442Rp 61.5M
-26.09%
3-bedroom Apartment, Outside City Center(Monthly)
$1,380AED 5,067
$2,039Rp 36.4M
-32.35%
Buy Apartment in City Center(m2)
$4,622AED 17.0K
$2,841Rp 50.7M
62.66%
Buy Apartment Outside City Center(m2)
$2,005AED 7,364
$2,264Rp 40.4M
-11.43%
💵 Salaries & Financials
Ruwais
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,681AED 9,848
$165Rp 3.0M
1522.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.71
13.28
-64.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ruwais: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $747 in Ruwais and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ruwais pays 1523% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $38.00 in Ruwais vs $33.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $302, with Ruwais cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ruwais vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ruwais or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 20% lower than in Ruwais. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ruwais or Ubud, Bali?
Ruwais pays 1523% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ruwais vs Ubud, Bali?
Rent for a central apartment: $747 in Ruwais versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ruwais and Ubud, Bali?
Childcare runs $590 in Ruwais versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ruwais or Ubud, Bali?
Shoppers in Ruwais pay roughly 45% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Ruwais or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,703 in Ruwais, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ruwais. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ruwais or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ruwais compared to Ubud, Bali?
Safety-wise, Ruwais and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 20% less than in Ruwais. Beyond cost, consider language, visa policies, and how big the international community is in each city.