Last update: Oct 2026

Cost of Living Comparison Between Rutland, VT and New York, NY

For one person, living is cheaper in Rutland, VT: $2,352 a month against $4,941 in New York, NY, rent and utilities included – about $31,100 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Rutland, VT
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Rutland, VT Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Rutland, VT

🇺🇸 United States

$2,352

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Rutland, VT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rutland, VT and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,352 per month in Rutland, VT vs $4,941 in New York, NY, rent included.

Rutland, VT $2,352
New York, NY $4,941

A couple spends around $4,163 per month in Rutland, VT vs $7,225 in New York, NY, rent included.

Rutland, VT $4,163
New York, NY $7,225

A family of three spends $5,974 per month in Rutland, VT vs $9,509 in New York, NY, rent included.

Rutland, VT $5,974
New York, NY $9,509

Rutland, VT is about 52% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Rutland, VT and New York, NY sit above the global median – Rutland, VT by 73%, New York, NY by 263%.

Meal at Budget Restaurant

$19.95 $19.95

$28.55 $28.55

-30.12%

Three-Course Dinner for Two, Mid-Range

$98.5 $98.5

$118 $118

-16.84%

Fast Food Meal (McDonalds, etc)

$14.74 $14.74

$15.04 $15.04

-1.99%

Cappuccino

$3.99 $3.99

$6.53 $6.53

-38.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$3.96 $3.96

-33.84%

Water (0.33 liter bottle)

$1.01 $1.01

$3.01 $3.01

-66.45%

Local Beer (0.5 liter draught)

$6.02 $6.02

$8.16 $8.16

-26.23%

Imported Beer (0.33 liter bottle)

$10.34 $10.34

$9.84 $9.84

5.08%

Milk (1 liter)

$0.82 $0.82

$1.37 $1.37

-40.15%

White Bread (500g)

$2.23 $2.23

$4.97 $4.97

-55.13%

Rice (white) (1kg)

$6.73 $6.73

$7.81 $7.81

-13.83%

Eggs

$4.05 $4.05

$5.97 $5.97

-32.16%

Local Cheese (1kg)

$6.65 $6.65

$18.91 $18.91

-64.83%

Chicken Fillets (1kg)

$13.37 $13.37

$18.04 $18.04

-25.89%

Beef Round Steak (1kg)

$18.52 $18.52

$19.05 $19.05

-2.78%

Apples (1kg)

$4.77 $4.77

$6.76 $6.76

-29.44%

Banana (1kg)

$1.37 $1.37

$2.27 $2.27

-39.65%

Oranges (1kg)

$4.39 $4.39

$6.83 $6.83

-35.72%

Tomato (1kg)

$4.38 $4.38

$7.09 $7.09

-38.22%

Potato (1kg)

$3.29 $3.29

$4.22 $4.22

-22.04%

Onion (1kg)

$2.16 $2.16

$4.65 $4.65

-53.55%

Lettuce (1 head)

$2.32 $2.32

$2.87 $2.87

-19.16%

Water (1.5 liter bottle)

$1.98 $1.98

$2.60 $2.60

-23.85%

Cigarettes 20 Pack (Marlboro, Camel)

$8.92 $8.92

$18.77 $18.77

-52.48%

Wine (Bottle)

$8.81 $8.81

$20.13 $20.13

-56.23%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$3.45 $3.45

-40.29%

Imported Beer (0.33 liter bottle)

$3.96 $3.96

$4.02 $4.02

-1.49%

One-way Ticket (Public Transport)

$2.28 $2.28

$2.91 $2.91

-21.65%

Public Transport Monthly Pass (Regular Price)

$56.6 $56.6

$139 $139

-59.25%

Taxi Start (Normal Tariff)

$4.76 $4.76

$3.08 $3.08

54.55%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$2.12 $2.12

-35.38%

Taxi 1hour Waiting (Normal Tariff)

$15.13 $15.13

$41.96 $41.96

-63.94%

Gasoline (1 liter)

$1.12 $1.12

$1.17 $1.17

-4.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.5K $34.5K

-20.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K $22.2K

$25.9K $25.9K

-14.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$219 $219

-4.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$74.2 $74.2

-6.30%

Internet (50+ Mbps, Unlimited Data)

$89.0 $89.0

$70.2 $70.2

26.79%

Gym Membership (Monthly)

$37.91 $37.91

$112 $112

-66.14%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$15.09 $15.09

$22.14 $22.14

-31.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,517 $1,517

$3,558 $3,558

-57.36%

International Primary School, 1 Child (Yearly)

$17.1K $17.1K

$62.2K $62.2K

-72.43%

Jeans (Levis 501 Or Similar)

$55.6 $55.6

$75.6 $75.6

-26.46%

Summer Dress (H&M, Zara, etc)

$39.11 $39.11

$51.2 $51.2

-23.61%

Sport Shoes (Adidas, Nike)

$112 $112

$123 $123

-9.29%

Men's Leather Business Shoes

$106 $106

$140 $140

-24.36%

1-bedroom Apartment, City Center (Monthly)

$1,240 $1,240

$4,499 $4,499

-72.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 $1,011

$3,078 $3,078

-67.16%

3-bedroom Apartment, City Center (Monthly)

$2,601 $2,601

$9,447 $9,447

-72.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,944 $2,944

$5,190 $5,190

-43.28%

Buy Apartment in City Center (m2)

$2,577 $2,577

$18.1K $18.1K

-85.77%

Buy Apartment Outside City Center (m2)

$2,230 $2,230

$6,693 $6,693

-66.68%

Average Monthly Net Salary (After Tax)

$3,927 $3,927

$5,220 $5,220

-24.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.86

-2.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rutland, VT: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rutland, VT

$1K 43%

New York, NY

$3.1K 62.3% 205% $2.1K

Groceries & Markets

Rutland, VT

$371 15.8%

New York, NY

$563 11.4% 51.9% $192

Monthly Utilities & Internet

Rutland, VT

$368 15.6%

New York, NY

$364 7.4% 1% $3.8

Eating Out

Rutland, VT

$317 13.5%

New York, NY

$440 8.9% 38.9% $123

Clothing & Footwear

Rutland, VT

$140 6%

New York, NY

$175 3.6% 24.9% $35

Getting Around

Rutland, VT

$77 3.3%

New York, NY

$164 3.3% 112% $87

Sport & Entertainment

Rutland, VT

$68 2.9%

New York, NY

$156 3.2% 129% $88

Cost Breakdown

A central one-bedroom costs $1,240 in Rutland, VT versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Rutland, VT versus $118 in New York, NY. Monthly groceries follow the same trend: $371 vs $563 – making Rutland, VT the more affordable choice for daily food spending.

Good to know

🇺🇸 Rutland, VT

🇺🇸 New York, NY

🕒 Local time

21:08 9:08 PM

Same time as Rutland, VT

🌤 Weather

👥 Population

15,074

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Rutland, VT New York, NY 350 km

From you

Rutland, VT
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rutland, VT vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 110% more than Rutland, VT, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,528 per month in Rutland, VT and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rutland, VT, especially for central apartments: a one-bedroom in the center costs $1,240 there versus $4,499 in New York, NY.

Kindergarten costs $1,517 per month in Rutland, VT and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 52% more in New York, NY, though the gap depends on what you buy.

Families tend to lean toward Rutland, VT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Rutland, VT. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.