Last update: Oct 2026

Cost of Living Comparison Between Roy, UT and Toronto

For one person, living is cheaper in Roy, UT: $2,327 a month against $2,530 in Toronto, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

111

Cost of Living Index in Roy, UT
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Roy, UT Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Roy, UT

🇺🇸 United States

$2,327

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Roy, UT and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roy, UT and in Toronto actually costs, broken down by who's living it.

A single person spends $2,327 per month in Roy, UT vs $2,530 in Toronto, rent included.

Roy, UT $2,327
Toronto $2,530

A couple spends around $3,336 per month in Roy, UT vs $3,646 in Toronto, rent included.

Roy, UT $3,336
Toronto $3,646

A family of three spends $4,344 per month in Roy, UT vs $4,761 in Toronto, rent included.

Roy, UT $4,344
Toronto $4,761

Roy, UT is about 8% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Roy, UT and Toronto sit above the global median – Roy, UT by 74%, Toronto by 89%.

Meal at Budget Restaurant

$17.81 $17.81

$17.67 CA$25.19

0.79%

Three-Course Dinner for Two, Mid-Range

$72.8 $72.8

$77.4 CA$110

-5.87%

Fast Food Meal (McDonalds, etc)

$9.96 $9.96

$10.47 CA$14.93

-4.87%

Cappuccino

$4.94 $4.94

$4.08 CA$5.82

21.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$2.12 CA$3.02

3.30%

Water (0.33 liter bottle)

$1.66 $1.66

$1.76 CA$2.51

-5.68%

Local Beer (0.5 liter draught)

$5.85 $5.85

$6.17 CA$8.80

-5.19%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$6.89 CA$9.83

18.43%

Milk (1 liter)

$0.66 $0.66

$2.43 CA$3.47

-72.84%

White Bread (500g)

$2.82 $2.82

$2.75 CA$3.92

2.55%

Rice (white) (1kg)

$4.02 $4.02

$2.23 CA$3.18

80.27%

Eggs

$3.43 $3.43

$3.45 CA$4.91

-0.58%

Local Cheese (1kg)

$12.06 $12.06

$8.93 CA$12.74

35.05%

Chicken Fillets (1kg)

$12.23 $12.23

$11.44 CA$16.31

6.91%

Beef Round Steak (1kg)

$11.16 $11.16

$14.61 CA$20.83

-23.61%

Apples (1kg)

$4.18 $4.18

$3.75 CA$5.34

11.47%

Banana (1kg)

$1.39 $1.39

$1.15 CA$1.64

20.87%

Oranges (1kg)

$3.73 $3.73

$3.55 CA$5.06

5.07%

Tomato (1kg)

$3.86 $3.86

$4.28 CA$6.11

-9.81%

Potato (1kg)

$2.21 $2.21

$1.85 CA$2.63

19.46%

Onion (1kg)

$2.42 $2.42

$1.67 CA$2.38

44.91%

Lettuce (1 head)

$1.92 $1.92

$2.22 CA$3.16

-13.51%

Water (1.5 liter bottle)

$1.89 $1.89

$1.21 CA$1.72

56.20%

Cigarettes 20 Pack (Marlboro, Camel)

$10.33 $10.33

$13.88 CA$19.79

-25.58%

Wine (Bottle)

$14.95 $14.95

$14.25 CA$20.32

4.91%

Local Beer (0.5 liter bottle)

$2.73 $2.73

$2.20 CA$3.13

24.09%

Imported Beer (0.33 liter bottle)

$3.30 $3.30

$2.42 CA$3.45

36.36%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.42 CA$3.45

-18.60%

Public Transport Monthly Pass (Regular Price)

$45.41 $45.41

$111 CA$158

-58.99%

Taxi Start (Normal Tariff)

$2.53 $2.53

$2.90 CA$4.13

-12.76%

Taxi (Normal Tariff) (1km)

$2.35 $2.35

$1.26 CA$1.80

86.51%

Taxi 1hour Waiting (Normal Tariff)

$12.96 $12.96

$22.03 CA$31.41

-41.17%

Gasoline (1 liter)

$1.02 $1.02

$1.22 CA$1.74

-16.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K $34.6K

$27.6K CA$39.4K

25.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$19.8K CA$28.3K

28.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$122 CA$174

60.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.90 $49.90

$32.03 CA$45.67

55.79%

Internet (50+ Mbps, Unlimited Data)

$78.2 $78.2

$47.92 CA$68.3

63.27%

Gym Membership (Monthly)

$42.10 $42.10

$38.90 CA$55.5

8.23%

Tennis Court (1 Hour on Weekend)

$14.79 $14.79

$23.24 CA$33.13

-36.36%

Cinema Ticket

$11.12 $11.12

$12.61 CA$17.98

-11.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,291 $1,291

$834 CA$1,189

54.79%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$23.3K CA$33.3K

-11.58%

Jeans (Levis 501 Or Similar)

$40.47 $40.47

$52.6 CA$75.0

-23.06%

Summer Dress (H&M, Zara, etc)

$24.60 $24.60

$40.26 CA$57.4

-38.90%

Sport Shoes (Adidas, Nike)

$90.9 $90.9

$96.2 CA$137

-5.56%

Men's Leather Business Shoes

$108 $108

$123 CA$175

-11.98%

1-bedroom Apartment, City Center (Monthly)

$1,303 $1,303

$1,598 CA$2,279

-18.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,057 $1,057

$1,435 CA$2,046

-26.32%

3-bedroom Apartment, City Center (Monthly)

$1,731 $1,731

$2,657 CA$3,788

-34.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,657 $1,657

$2,096 CA$2,989

-20.97%

Buy Apartment in City Center (m2)

$2,968 $2,968

$8,033 CA$11.5K

-63.05%

Buy Apartment Outside City Center (m2)

$2,438 $2,438

$6,557 CA$9,350

-62.82%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

4.47

44.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roy, UT: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Roy, UT

$1.1K 46.5%

Toronto

$1.4K 55.4% 35.7% $378

Groceries & Markets

Roy, UT

$351 15.4%

Toronto

$340 13.1% 3% $11

Monthly Utilities & Internet

Roy, UT

$324 14.2%

Toronto

$202 7.8% 37.6% $122

Eating Out

Roy, UT

$293 12.9%

Toronto

$282 10.9% 3.7% $11

Clothing & Footwear

Roy, UT

$119 5.2%

Toronto

$140 5.4% 18.1% $22

Getting Around

Roy, UT

$68 3%

Toronto

$130 5% 91.8% $62

Sport & Entertainment

Roy, UT

$64 2.8%

Toronto

$64 2.5% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $1,303 in Roy, UT versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73.0 in Roy, UT versus $77.0 in Toronto. Groceries tell a different story – $351 in Roy, UT vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Roy, UT

🇨🇦 Toronto

🕒 Local time

21:41 9:41 PM

23:41 11:41 PM

2 h ahead of Roy, UT

🌤 Weather

👥 Population

39,306

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Roy, UT Toronto 2,680 km ≈ 3 h 45 min nonstop flight

From you

Roy, UT
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roy, UT vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 9%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,490 per month in Roy, UT and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roy, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 144% less in Roy, UT. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,291 per month in Roy, UT and $834 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Roy, UT, where all-in costs run around $2,327, than in Toronto at $2,530. In Roy, UT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Roy, UT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Roy, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.