Last update: Oct 2026

Cost of Living Comparison Between Toronto and Roy, UT

For one person, living is cheaper in Roy, UT: $2,327 a month against $2,530 in Toronto, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
111

Cost of Living Index in Roy, UT
Learn more

Roy, UT Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Roy, UT

🇺🇸 United States

$2,327

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Roy, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Roy, UT actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,327 in Roy, UT, rent included.

Toronto $2,530
Roy, UT $2,327

A couple spends around $3,646 per month in Toronto vs $3,336 in Roy, UT, rent included.

Toronto $3,646
Roy, UT $3,336

A family of three spends $4,761 per month in Toronto vs $4,344 in Roy, UT, rent included.

Toronto $4,761
Roy, UT $4,344

Toronto costs about 9% more than Roy, UT, and outside of rent the biggest gap is in transport.

Both Toronto and Roy, UT sit above the global median – Toronto by 89%, Roy, UT by 74%.

Meal at Budget Restaurant

$17.67 CA$25.19

$17.81 $17.81

-0.79%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$72.8 $72.8

6.23%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$9.96 $9.96

5.12%

Cappuccino

$4.08 CA$5.82

$4.94 $4.94

-17.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.19 $2.19

-3.20%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.66 $1.66

6.02%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.85 $5.85

5.47%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.83

$8.16 $8.16

-15.56%

Milk (1 liter)

$2.43 CA$3.47

$0.66 $0.66

268.18%

White Bread (500g)

$2.75 CA$3.92

$2.82 $2.82

-2.48%

Rice (white) (1kg)

$2.23 CA$3.18

$4.02 $4.02

-44.53%

Eggs

$3.45 CA$4.91

$3.43 $3.43

0.58%

Local Cheese (1kg)

$8.93 CA$12.74

$12.06 $12.06

-25.95%

Chicken Fillets (1kg)

$11.44 CA$16.31

$12.23 $12.23

-6.46%

Beef Round Steak (1kg)

$14.61 CA$20.83

$11.16 $11.16

30.91%

Apples (1kg)

$3.75 CA$5.34

$4.18 $4.18

-10.29%

Banana (1kg)

$1.15 CA$1.64

$1.39 $1.39

-17.27%

Oranges (1kg)

$3.55 CA$5.06

$3.73 $3.73

-4.83%

Tomato (1kg)

$4.28 CA$6.11

$3.86 $3.86

10.88%

Potato (1kg)

$1.85 CA$2.63

$2.21 $2.21

-16.29%

Onion (1kg)

$1.67 CA$2.38

$2.42 $2.42

-30.99%

Lettuce (1 head)

$2.22 CA$3.16

$1.92 $1.92

15.63%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.89 $1.89

-35.98%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.79

$10.33 $10.33

34.37%

Wine (Bottle)

$14.25 CA$20.32

$14.95 $14.95

-4.68%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.73 $2.73

-19.41%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.30 $3.30

-26.67%

One-way Ticket (Public Transport)

$2.42 CA$3.45

$1.97 $1.97

22.84%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$45.41 $45.41

143.87%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$2.53 $2.53

14.62%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$2.35 $2.35

-46.38%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.41

$12.96 $12.96

69.98%

Gasoline (1 liter)

$1.22 CA$1.74

$1.02 $1.02

19.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$34.6K $34.6K

-20.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.6K $25.6K

-22.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$195 $195

-37.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.67

$49.90 $49.90

-35.81%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$78.2 $78.2

-38.75%

Gym Membership (Monthly)

$38.90 CA$55.5

$42.10 $42.10

-7.60%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

$14.79 $14.79

57.13%

Cinema Ticket

$12.61 CA$17.98

$11.12 $11.12

13.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,291 $1,291

-35.40%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$20.6K $20.6K

13.10%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$40.47 $40.47

29.97%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$24.60 $24.60

63.66%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$90.9 $90.9

5.89%

Men's Leather Business Shoes

$123 CA$175

$108 $108

13.61%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,279

$1,303 $1,303

22.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,046

$1,057 $1,057

35.72%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,788

$1,731 $1,731

53.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,989

$1,657 $1,657

26.53%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,968 $2,968

170.62%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,350

$2,438 $2,438

168.96%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.46

-30.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Roy, UT: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Roy, UT

$1.1K 46.5% 26.3% $378

Groceries & Markets

Toronto

$340 13.1%

Roy, UT

$351 15.4% 3.1% $11

Eating Out

Toronto

$282 10.9%

Roy, UT

$293 12.9% 3.8% $11

Monthly Utilities & Internet

Toronto

$202 7.8%

Roy, UT

$324 14.2% 60.3% $122

Clothing & Footwear

Toronto

$140 5.4%

Roy, UT

$119 5.2% 15.3% $22

Getting Around

Toronto

$130 5%

Roy, UT

$68 3% 47.9% $62

Sport & Entertainment

Toronto

$64 2.5%

Roy, UT

$64 2.8% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,303 in Roy, UT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Toronto versus $73.0 in Roy, UT. Groceries tell a different story – $340 in Toronto vs $351 in Roy, UT – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Roy, UT

🕒 Local time

00:45 12:45 AM

22:45 10:45 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

39,306

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Roy, UT 2,680 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Roy, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Roy, UT: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 9%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,795 per month in Toronto and $3,490 in Roy, UT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roy, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 144% less in Roy, UT. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $834 per month in Toronto and $1,291 in Roy, UT. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Roy, UT, where all-in costs run around $2,327, than in Toronto at $2,530. In Roy, UT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Roy, UT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Roy, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.