Cost of Living Comparison Between Romford and Bergen County, NJ Cost of Living Comparison Between Romford and Bergen County, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $2,757 in Romford versus $4,259 in Bergen County, NJ.

Estimated couple costs with rent: $4,239 in Romford versus $5,407 in Bergen County, NJ.

Monthly costs for a family of three with rent: $5,721 in Romford versus $6,555 in Bergen County, NJ.

Living in Romford costs roughly 35% less than in Bergen County, NJ, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Romford 101% above, Bergen County, NJ 210% above.

Meal at Budget Restaurant

$24.58 £18.19

$22.15 $22.15

10.97%

Three-Course Dinner for Two, Mid-Range

$108 £79.6

$83.8 $83.8

28.34%

Fast Food Meal (McDonalds, etc)

$10.80 £7.99

$12.57 $12.57

-14.08%

Cappuccino

$4.80 £3.55

$5.30 $5.30

-9.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 £2.02

$3.02 $3.02

-9.27%

Water (0.33 liter bottle)

$1.97 £1.46

$2.24 $2.24

-12.05%

Local Beer (0.5 liter draught)

$8.21 £6.08

$7.86 $7.86

4.45%

Imported Beer (0.33 liter bottle)

$7.34 £5.43

$8.03 $8.03

-8.59%

Milk (1 liter)

$1.94 £1.44

$1.41 $1.41

37.59%

White Bread (500g)

$1.79 £1.33

$4.52 $4.52

-60.40%

Rice (white) (1kg)

$2.69 £1.99

$8.68 $8.68

-69.01%

Eggs

$5.03 £3.72

$5.29 $5.29

-4.91%

Local Cheese (1kg)

$10.16 £7.52

$12.52 $12.52

-18.85%

Chicken Fillets (1kg)

$9.48 £7.01

$11.65 $11.65

-18.63%

Beef Round Steak (1kg)

$15.94 £11.79

$17.38 $17.38

-8.29%

Apples (1kg)

$3.03 £2.24

$5.37 $5.37

-43.58%

Banana (1kg)

$1.45 £1.07

$1.69 $1.69

-14.20%

Oranges (1kg)

$3.45 £2.55

$5.03 $5.03

-31.41%

Tomato (1kg)

$3.50 £2.59

$5.08 $5.08

-31.10%

Potato (1kg)

$1.66 £1.23

$2.78 $2.78

-40.29%

Onion (1kg)

$1.89 £1.40

$3.15 $3.15

-40.00%

Lettuce (1 head)

$1.28 £0.95

$2.38 $2.38

-46.22%

Water (1.5 liter bottle)

$1.86 £1.37

$2.46 $2.46

-24.39%

Cigarettes 20 Pack (Marlboro, Camel)

$24.32 £17.99

$13.15 $13.15

84.94%

Wine (Bottle)

$13.46 £9.96

$23.64 $23.64

-43.06%

Local Beer (0.5 liter bottle)

$3.32 £2.45

$1.72 $1.72

93.02%

Imported Beer (0.33 liter bottle)

$4.25 £3.14

$4.44 $4.44

-4.28%

One-way Ticket (Public Transport)

$4.86 £3.59

$4.14 $4.14

17.39%

Public Transport Monthly Pass (Regular Price)

$97.1 £71.8

$168 $168

-42.10%

Taxi Start (Normal Tariff)

$5.68 £4.20

$2.68 $2.68

111.94%

Taxi (Normal Tariff) (1km)

$2.81 £2.08

$1.54 $1.54

82.47%

Taxi 1hour Waiting (Normal Tariff)

$24.77 £18.32

$23.59 $23.59

5.00%

Gasoline (1 liter)

$2.13 £1.58

$1.06 $1.06

100.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K £29.4K

$36.7K $36.7K

8.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.3K

$25.0K $25.0K

63.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £275

$207 $207

79.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.84 £13.94

$77.1 $77.1

-75.58%

Internet (50+ Mbps, Unlimited Data)

$45.78 £33.87

$67.5 $67.5

-32.17%

Gym Membership (Monthly)

$51.2 £37.88

$101 $101

-49.08%

Tennis Court (1 Hour on Weekend)

$49.77 $49.77

Cinema Ticket

$17.47 £12.92

$14.88 $14.88

17.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,653 £1,962

$2,257 $2,257

17.54%

International Primary School, 1 Child (Yearly)

$30.5K £22.6K

$23.8K $23.8K

28.38%

Jeans (Levis 501 Or Similar)

$93.4 £69.1

$49.41 $49.41

89.05%

Summer Dress (H&M, Zara, etc)

$47.71 £35.30

$46.40 $46.40

2.82%

Sport Shoes (Adidas, Nike)

$93.9 £69.5

$79.7 $79.7

17.89%

Men's Leather Business Shoes

$132 £97.9

$150 $150

-11.55%

1-bedroom Apartment, City Center (Monthly)

$1,912 £1,415

$2,729 $2,729

-29.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,214 £898

$2,678 $2,678

-54.66%

3-bedroom Apartment, City Center (Monthly)

$3,426 £2,535

$4,703 $4,703

-27.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,313 £1,711

$2,956 $2,956

-21.74%

Buy Apartment in City Center (m2)

$5,231 £3,870

$3,914 $3,914

33.66%

Buy Apartment Outside City Center (m2)

$3,479 £2,574

$3,785 $3,785

-8.08%

Average Monthly Net Salary (After Tax)

$2,847 £2,106

$5,352 $5,352

-46.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.16

-18.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Romford: September 1, 2026

Last update for Bergen County, NJ: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,912 in Romford and $2,729 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 88% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $108 in Romford vs $84.0 in Bergen County, NJ. Groceries flip the comparison at $337 vs $464, with Romford cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Romford vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Romford and Bergen County, NJ differ by about 54% in total monthly costs ($2,757 vs $4,259 including rent). Romford is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 88% lower in Bergen County, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,912 in Romford versus $2,729 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Romford – a meal for two runs $108 versus $84.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,757 per month in Romford versus $4,259 in Bergen County, NJ – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Romford is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Romford gentler on the wallet – expenses run 54% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.