Last update: Oct 2026

Cost of Living Comparison Between Rockwall, TX and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,297 in Rockwall, TX, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Rockwall, TX
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Rockwall, TX Living Index
77

Cost of Living Index in Monterrey
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Monterrey Living Index

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Rockwall, TX

🇺🇸 United States

$2,297

/mo nomad

Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Rockwall, TX and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rockwall, TX and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,297 in Rockwall, TX versus $1,599 in Monterrey.

Rockwall, TX $2,297
Monterrey $1,599

Estimated couple costs with rent: $3,362 in Rockwall, TX versus $2,493 in Monterrey.

Rockwall, TX $3,362
Monterrey $2,493

Monthly costs for a family of three with rent: $4,428 in Rockwall, TX versus $3,387 in Monterrey.

Rockwall, TX $4,428
Monterrey $3,387

Living in Rockwall, TX is roughly 44% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Rockwall, TX 69% above, Monterrey 18% above.

Meal at Budget Restaurant

$20.38 $20.38

$13.80 MX$255

47.68%

Three-Course Dinner for Two, Mid-Range

$78.7 $78.7

$47.99 MX$887

64.03%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$10.65 MX$197

13.05%

Cappuccino

$5.53 $5.53

$3.99 MX$73.7

38.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.66 MX$30.76

53.61%

Water (0.33 liter bottle)

$2.34 $2.34

$0.99 MX$18.21

136.36%

Local Beer (0.5 liter draught)

$5.11 $5.11

$2.36 MX$43.64

116.53%

Imported Beer (0.33 liter bottle)

$7.36 $7.36

$4.43 MX$81.8

66.14%

Milk (1 liter)

$1.01 $1.01

$1.82 MX$33.58

-44.51%

White Bread (500g)

$3.17 $3.17

$2.83 MX$52.4

12.01%

Rice (white) (1kg)

$4.12 $4.12

$1.92 MX$35.44

114.58%

Eggs

$4.96 $4.96

$2.48 MX$45.78

100.00%

Local Cheese (1kg)

$17.98 $17.98

$11.74 MX$217

53.15%

Chicken Fillets (1kg)

$11.81 $11.81

$9.10 MX$168

29.78%

Beef Round Steak (1kg)

$15.61 $15.61

$12.53 MX$232

24.58%

Apples (1kg)

$6.45 $6.45

$3.34 MX$61.6

93.11%

Banana (1kg)

$1.60 $1.60

$1.57 MX$29.10

1.91%

Oranges (1kg)

$2.79 $2.79

$2.16 MX$39.86

29.17%

Tomato (1kg)

$3.10 $3.10

$2.47 MX$45.65

25.51%

Potato (1kg)

$2.80 $2.80

$2.31 MX$42.64

21.21%

Onion (1kg)

$2.64 $2.64

$2.68 MX$49.47

-1.49%

Lettuce (1 head)

$1.84 $1.84

$1.46 MX$26.90

26.03%

Water (1.5 liter bottle)

$1.78 $1.78

$1.19 MX$22.07

49.58%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.75 MX$87.8

108.00%

Wine (Bottle)

$13.74 $13.74

$13.58 MX$251

1.18%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.92 MX$35.52

-8.33%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$2.88 MX$53.2

17.36%

One-way Ticket (Public Transport)

$0.79 MX$14.66

Public Transport Monthly Pass (Regular Price)

$31.36 MX$579

Taxi Start (Normal Tariff)

$2.92 $2.92

$1.59 MX$29.44

83.65%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.06 MX$19.58

77.36%

Taxi 1hour Waiting (Normal Tariff)

$60.7 $60.7

$10.80 MX$200

461.57%

Gasoline (1 liter)

$0.97 $0.97

$1.55 MX$28.59

-37.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$24.2K MX$446.4K

12.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$24.3K MX$449.4K

6.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$117 MX$2,159

56.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.37 $46.37

$26.38 MX$488

75.78%

Internet (50+ Mbps, Unlimited Data)

$55.0 $55.0

$26.04 MX$481

111.14%

Gym Membership (Monthly)

$10.09 $10.09

$30.26 MX$559

-66.66%

Tennis Court (1 Hour on Weekend)

$21.25 MX$393

Cinema Ticket

$15.02 $15.02

$5.23 MX$96.6

187.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,355 $1,355

$673 MX$12.4K

101.39%

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$11.1K MX$205.2K

61.62%

Jeans (Levis 501 Or Similar)

$59.5 $59.5

$72.1 MX$1,332

-17.49%

Summer Dress (H&M, Zara, etc)

$39.04 $39.04

$42.38 MX$783

-7.88%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$112 MX$2,066

-23.91%

Men's Leather Business Shoes

$67.2 $67.2

$119 MX$2,200

-43.59%

1-bedroom Apartment, City Center (Monthly)

$1,249 $1,249

$949 MX$17.5K

31.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,131 $1,131

$666 MX$12.3K

69.68%

3-bedroom Apartment, City Center (Monthly)

$2,217 $2,217

$1,821 MX$33.7K

21.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,784 $1,784

$1,271 MX$23.5K

40.31%

Buy Apartment in City Center (m2)

$2,132 $2,132

$4,050 MX$74.8K

-47.37%

Buy Apartment Outside City Center (m2)

$2,020 $2,020

$2,348 MX$43.4K

-13.96%

Average Monthly Net Salary (After Tax)

$3,887 $3,887

$1,155 MX$21.3K

236.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

11.79

-44.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rockwall, TX: October 18, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rockwall, TX

$1.1K 49.2%

Monterrey

$666 41.7% 41.1% $464

Groceries & Markets

Rockwall, TX

$392 17.1%

Monterrey

$304 19% 22.3% $87

Eating Out

Rockwall, TX

$325 14.2%

Monterrey

$221 13.9% 31.9% $104

Monthly Utilities & Internet

Rockwall, TX

$284 12.4%

Monterrey

$169 10.6% 40.3% $114

Clothing & Footwear

Rockwall, TX

$113 4.9%

Monterrey

$155 9.7% 37.7% $43

Sport & Entertainment

Rockwall, TX

$40 1.8%

Monterrey

$41 2.6% 1.4% $0.6

Getting Around

Rockwall, TX

$12 * 0.5%

Monterrey

$41 2.6% 237% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,249 in Rockwall, TX and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Rockwall, TX pays 236% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Rockwall, TX vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $392 vs $304 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Rockwall, TX

🇲🇽 Monterrey

🕒 Local time

16:57 4:57 PM

15:57 3:57 PM

1 h behind Rockwall, TX

🌤 Weather

👥 Population

49,669

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

Rockwall, TX Monterrey 890 km ≈ 1 h 30 min nonstop flight

From you

Rockwall, TX
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rockwall, TX vs Monterrey: Cost of Living - Frequently Asked Questions

Rockwall, TX and Monterrey differ by about 44% in total monthly costs ($2,297 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 236% higher in Rockwall, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,249 in Rockwall, TX versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,355 in Rockwall, TX versus $673 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $79.0 in Rockwall, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,599 in Monterrey versus $2,297 in Rockwall, TX, a $2,000 budget is realistic in Monterrey but tight or insufficient in Rockwall, TX. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rockwall, TX and Monterrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Monterrey gentler on the wallet – expenses run 44% less than in Rockwall, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.