Last update: Oct 2026

Cost of Living Comparison Between Rochester, MN and Toronto

For one person, living costs are similar in Rochester, MN and in Toronto: $2,512 and $2,610 a month, rent and utilities included.

122

Cost of Living Index in Rochester, MN
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Rochester, MN Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Rochester, MN

🇺🇸 United States

$2,512

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Rochester, MN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rochester, MN and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,512 in Rochester, MN versus $2,610 in Toronto.

Rochester, MN $2,512
Toronto $2,610

Estimated couple costs with rent: $3,838 in Rochester, MN versus $3,727 in Toronto.

Rochester, MN $3,838
Toronto $3,727

Monthly costs for a family of three with rent: $5,164 in Rochester, MN versus $4,844 in Toronto.

Rochester, MN $5,164
Toronto $4,844

Living in Rochester, MN costs roughly 4% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Rochester, MN 85% above, Toronto 93% above.

Meal at Budget Restaurant

$19.97 $19.97

$17.59 CA$24.87

13.53%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$78.8 CA$111

-6.66%

Fast Food Meal (McDonalds, etc)

$11.06 $11.06

$10.73 CA$15.16

3.08%

Cappuccino

$5.83 $5.83

$4.09 CA$5.78

42.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 $2.82

$2.10 CA$2.97

34.29%

Water (0.33 liter bottle)

$2.46 $2.46

$1.72 CA$2.43

43.02%

Local Beer (0.5 liter draught)

$5.03 $5.03

$6.36 CA$8.99

-20.91%

Imported Beer (0.33 liter bottle)

$5.67 $5.67

$7.08 CA$10.01

-19.92%

Milk (1 liter)

$0.86 $0.86

$2.54 CA$3.59

-66.14%

White Bread (500g)

$2.88 $2.88

$2.72 CA$3.85

5.88%

Rice (white) (1kg)

$3.26 $3.26

$2.18 CA$3.09

49.54%

Eggs

$3.65 $3.65

$3.63 CA$5.13

0.55%

Local Cheese (1kg)

$9.31 $9.31

$9.46 CA$13.37

-1.59%

Chicken Fillets (1kg)

$12.22 $12.22

$11.54 CA$16.32

5.89%

Beef Round Steak (1kg)

$18.90 $18.90

$14.37 CA$20.32

31.52%

Apples (1kg)

$5.20 $5.20

$3.70 CA$5.23

40.54%

Banana (1kg)

$1.51 $1.51

$1.19 CA$1.68

26.89%

Oranges (1kg)

$4.27 $4.27

$3.46 CA$4.90

23.41%

Tomato (1kg)

$3.84 $3.84

$4.22 CA$5.97

-9.00%

Potato (1kg)

$2.17 $2.17

$1.79 CA$2.52

21.23%

Onion (1kg)

$3.60 $3.60

$1.65 CA$2.33

118.18%

Lettuce (1 head)

$2.72 $2.72

$2.20 CA$3.11

23.64%

Water (1.5 liter bottle)

$2.91 $2.91

$1.26 CA$1.78

130.95%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$13.97 CA$19.75

-29.63%

Wine (Bottle)

$15.15 $15.15

$14.20 CA$20.07

6.69%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.25 CA$3.18

-24.89%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$2.53 CA$3.58

16.21%

One-way Ticket (Public Transport)

$1.98 $1.98

$2.32 CA$3.28

-14.66%

Public Transport Monthly Pass (Regular Price)

$42.25 $42.25

$112 CA$158

-62.16%

Taxi Start (Normal Tariff)

$2.02 $2.02

$3.06 CA$4.33

-33.99%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.22 CA$1.72

4.10%

Taxi 1hour Waiting (Normal Tariff)

$19.82 $19.82

$21.69 CA$30.66

-8.62%

Gasoline (1 liter)

$0.86 $0.86

$1.21 CA$1.72

-28.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$26.1K CA$37.0K

4.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$21.1K CA$29.9K

21.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$120 CA$169

41.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.11 $47.11

$32.21 CA$45.54

46.26%

Internet (50+ Mbps, Unlimited Data)

$44.05 $44.05

$48.88 CA$69.1

-9.88%

Gym Membership (Monthly)

$53.2 $53.2

$39.34 CA$55.6

35.18%

Tennis Court (1 Hour on Weekend)

$20.18 $20.18

$23.58 CA$33.34

-14.42%

Cinema Ticket

$10.09 $10.09

$12.58 CA$17.79

-19.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,352 $1,352

$832 CA$1,176

62.51%

International Primary School, 1 Child (Yearly)

$11.9K $11.9K

$23.6K CA$33.4K

-49.72%

Jeans (Levis 501 Or Similar)

$62.4 $62.4

$52.3 CA$73.9

19.36%

Summer Dress (H&M, Zara, etc)

$62.7 $62.7

$39.44 CA$55.8

59.03%

Sport Shoes (Adidas, Nike)

$73.9 $73.9

$99.0 CA$140

-25.38%

Men's Leather Business Shoes

$86.4 $86.4

$122 CA$172

-29.17%

1-bedroom Apartment, City Center (Monthly)

$1,645 $1,645

$1,631 CA$2,306

0.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,284 $1,284

$1,448 CA$2,048

-11.36%

3-bedroom Apartment, City Center (Monthly)

$2,035 $2,035

$2,737 CA$3,869

-25.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,380 $2,380

$2,129 CA$3,010

11.80%

Buy Apartment in City Center (m2)

$2,165 $2,165

$8,206 CA$11.6K

-73.61%

Buy Apartment Outside City Center (m2)

$1,961 $1,961

$6,838 CA$9,666

-71.32%

Average Monthly Net Salary (After Tax)

$4,617 $4,617

$3,520 CA$4,976

31.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rochester, MN: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rochester, MN

$1.3K 51.1%

Toronto

$1.4K 55.5% 12.8% $165

Groceries & Markets

Rochester, MN

$386 15.4%

Toronto

$343 13.1% 11.2% $43

Eating Out

Rochester, MN

$321 12.8%

Toronto

$283 10.9% 11.7% $37

Monthly Utilities & Internet

Rochester, MN

$261 10.4%

Toronto

$201 7.7% 23% $60

Clothing & Footwear

Rochester, MN

$128 5.1%

Toronto

$141 5.4% 9.6% $12

Sport & Entertainment

Rochester, MN

$73 2.9%

Toronto

$65 2.5% 12.1% $8.8

Getting Around

Rochester, MN

$59 2.3%

Toronto

$130 5% 122% $72

Cost Breakdown

A one-bedroom apartment in the center runs $1,645 in Rochester, MN and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Rochester, MN pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Rochester, MN vs $79.0 in Toronto. Groceries flip the comparison at $386 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Rochester, MN

🇨🇦 Toronto

🕒 Local time

03:43 3:43 AM

04:43 4:43 AM

1 h ahead of Rochester, MN

🌤 Weather

👥 Population

211,328

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Rochester, MN Toronto 1,050 km ≈ 1 h 45 min nonstop flight

From you

Rochester, MN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rochester, MN vs Toronto: Cost of Living - Frequently Asked Questions

Rochester, MN wins on cost – living expenses run 4% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Rochester, MN the obvious pick if budget is a priority.

Average pay runs 31% higher in Rochester, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,645 in Rochester, MN versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 13% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Rochester, MN – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Rochester, MN is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rochester, MN gentler on the wallet – expenses run 4% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.