Last update: Oct 2026

Cost of Living Comparison Between Riyadh and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,738 in Riyadh, rent and utilities included – about $4,700 less a year. Rent and utilities account for about half of the difference.

83

Cost of Living Index in Riyadh
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Riyadh Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Riyadh

🇸🇦 Saudi Arabia

$1,738

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Riyadh and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Riyadh and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,738 in Riyadh versus $1,349 in Ubud, Bali.

Riyadh $1,738
Ubud, Bali $1,349

Estimated couple costs with rent: $2,587 in Riyadh versus $2,305 in Ubud, Bali.

Riyadh $2,587
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,437 in Riyadh versus $3,261 in Ubud, Bali.

Riyadh $3,437
Ubud, Bali $3,261

Living in Riyadh is roughly 29% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$8.09 SAR 30.37

$3.32 Rp 60.4K

143.67%

Three-Course Dinner for Two, Mid-Range

$65.3 SAR 245

$35.64 Rp 648.1K

83.25%

Fast Food Meal (McDonalds, etc)

$8.18 SAR 30.68

$5.53 Rp 100.6K

47.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 SAR 8.12

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.97 SAR 11.16

Cappuccino

$4.30 SAR 16.13

$2.72 Rp 49.4K

58.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 SAR 3.18

$1.70 Rp 30.9K

-50.00%

Water (0.33 liter bottle)

$0.30 SAR 1.12

$0.76 Rp 13.8K

-60.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.83 SAR 6.85

$1.49 Rp 27.1K

22.82%

White Bread (500g)

$1.31 SAR 4.93

$2.28 Rp 41.4K

-42.54%

Rice (white) (1kg)

$2.37 SAR 8.88

$1.19 Rp 21.6K

99.16%

Eggs

$3.04 SAR 11.41

$2.04 Rp 37.0K

49.02%

Local Cheese (1kg)

$10.77 SAR 40.40

$17.70 Rp 321.9K

-39.15%

Chicken Fillets (1kg)

$9.38 SAR 35.17

$3.96 Rp 72.1K

136.87%

Beef Round Steak (1kg)

$14.98 SAR 56.2

$12.19 Rp 221.7K

22.89%

Apples (1kg)

$2.85 SAR 10.70

$3.66 Rp 66.5K

-22.13%

Banana (1kg)

$1.90 SAR 7.13

$1.52 Rp 27.6K

25.00%

Oranges (1kg)

$2.47 SAR 9.25

$2.23 Rp 40.5K

10.76%

Tomato (1kg)

$1.71 SAR 6.43

$1.97 Rp 35.9K

-13.20%

Potato (1kg)

$1.18 SAR 4.43

$1.85 Rp 33.6K

-36.22%

Onion (1kg)

$1.28 SAR 4.82

$2.42 Rp 44.1K

-47.11%

Lettuce (1 head)

$1.78 SAR 6.69

$0.99 Rp 18.0K

79.80%

Water (1.5 liter bottle)

$0.58 SAR 2.16

$0.51 Rp 9,336

13.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.15 SAR 30.58

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.82 SAR 6.83

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.47 SAR 9.28

Cigarettes 20 Pack (Marlboro, Camel)

$7.85 SAR 29.45

$2.22 Rp 40.4K

253.60%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$1.04 SAR 3.91

$0.25 Rp 4,564

316.00%

Public Transport Monthly Pass (Regular Price)

$38.07 SAR 143

$7.82 Rp 142.3K

386.83%

Taxi Start (Normal Tariff)

$3.13 SAR 11.74

$0.44 Rp 7,992

611.36%

Taxi (Normal Tariff) (1km)

$1.91 SAR 7.16

$0.43 Rp 7,821

344.19%

Taxi 1hour Waiting (Normal Tariff)

$13.31 SAR 49.91

$5.41 Rp 98.4K

146.03%

Gasoline (1 liter)

$0.60 SAR 2.26

$0.82 Rp 15.0K

-26.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K SAR 98.2K

$23.8K Rp 433.5M

9.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K SAR 83.4K

$31.7K Rp 577.3M

-29.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 SAR 403

$79.1 Rp 1.4M

36.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.62 SAR 111

$6.45 Rp 117.2K

359.22%

Internet (50+ Mbps, Unlimited Data)

$71.0 SAR 266

$18.58 Rp 337.8K

281.86%

Gym Membership (Monthly)

$83.0 SAR 311

$49.48 Rp 899.8K

67.81%

Tennis Court (1 Hour on Weekend)

$57.3 SAR 215

$17.65 Rp 320.9K

224.48%

Cinema Ticket

$13.31 SAR 49.94

$4.27 Rp 77.7K

211.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$554 SAR 2,077

$491 Rp 8.9M

12.86%

International Primary School, 1 Child (Yearly)

$10.1K SAR 37.8K

$5,674 Rp 103.2M

77.80%

Jeans (Levis 501 Or Similar)

$57.7 SAR 216

$44.64 Rp 811.7K

29.26%

Summer Dress (H&M, Zara, etc)

$54.4 SAR 204

$34.95 Rp 635.6K

55.77%

Sport Shoes (Adidas, Nike)

$104 SAR 391

$79.9 Rp 1.5M

30.31%

Men's Leather Business Shoes

$105 SAR 393

$79.4 Rp 1.4M

31.86%

1-bedroom Apartment, City Center (Monthly)

$1,149 SAR 4,310

$1,125 Rp 20.5M

2.15%

1-bedroom Apartment, Outside City Center (Monthly)

$833 SAR 3,127

$671 Rp 12.2M

24.13%

3-bedroom Apartment, City Center (Monthly)

$2,166 SAR 8,125

$3,565 Rp 64.8M

-39.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,276 SAR 4,786

$1,723 Rp 31.3M

-25.97%

Buy Apartment in City Center (m2)

$2,779 SAR 10.4K

$2,732 Rp 49.7M

1.72%

Buy Apartment Outside City Center (m2)

$1,718 SAR 6,443

$2,284 Rp 41.5M

-24.80%

Average Monthly Net Salary (After Tax)

$2,052 SAR 7,699

$164 Rp 3.0M

1152.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

13.78

-59.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Riyadh: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Riyadh

$833 48%

Ubud, Bali

$672 49.8% 19.4% $162

Groceries & Markets

Riyadh

$241 13.9%

Ubud, Bali

$288 21.4% 19.5% $47

Monthly Utilities & Internet

Riyadh

$208 12%

Ubud, Bali

$104 7.7% 50% $104

Eating Out

Riyadh

$145 8.4%

Ubud, Bali

$108 8% 26% $38

Clothing & Footwear

Riyadh

$144 8.3%

Ubud, Bali

$108 8% 25.6% $37

Sport & Entertainment

Riyadh

$110 6.3%

Ubud, Bali

$58 4.3% 47.1% $52

Getting Around

Riyadh

$55 3.2%

Ubud, Bali

$11 0.9% 79.2% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,149 in Riyadh and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Riyadh pays about 13 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in Riyadh vs $36 in Ubud, Bali. Groceries flip the comparison at $241 vs $288, with Riyadh cheaper for home cooking.

Good to know

🇸🇦 Riyadh

🇮🇩 Ubud, Bali

🕒 Local time

11:17 11:17 AM

16:17 4:17 PM

5 h ahead of Riyadh

🌤 Weather

👥 Population

5,188,286 Capital

74,800

💱 Currency

Saudi Riyal SAR ر.س

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 SAR = 0.267 USD

1 SAR = 0.239 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 29, 2026: 1 USD = 3.75 SAR (1 SAR = 0.267 USD). 1 EUR = 4.19 SAR (1 SAR = 0.239 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to SAR in detail →

On the map

Lowest

Highest

Between locations

Riyadh Ubud, Bali 8,280 km ≈ 11 h nonstop flight

From you

Riyadh
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Riyadh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,738 in Riyadh and $1,349 in Ubud, Bali, so Ubud, Bali is about 22% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Riyadh is about 13 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,149 in Riyadh versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,738 per month in Riyadh versus $1,349 in Ubud, Bali – Ubud, Bali is about 22% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 79% less than in Riyadh. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Riyadh and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Riyadh on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.