😐A single person spends $1,624 per month in Rijeka vs $1,396 in Ubud, Bali, rent included.
😐A couple spends around $2,498 per month in Rijeka vs $2,334 in Ubud, Bali, rent included.
😐A family of three spends $3,373 per month in Rijeka vs $3,273 in Ubud, Bali, rent included.
😐Rijeka costs about 16% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Rijeka and Ubud, Bali sit above the global median – Rijeka by 18%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Rijeka
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.89€11.98
$3.37Rp 59.8K
312.17%
Three-Course Dinner for Two, Mid-Range
$74.2€64.0
$38.59Rp 683.8K
92.38%
Fast Food Meal(McDonalds, etc)
$10.57€9.12
$5.52Rp 97.8K
91.49%
Cappuccino
$2.34€2.02
$2.64Rp 46.9K
-11.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.19€2.75
$1.67Rp 29.6K
91.02%
Water(0.33 liter bottle)
$2.00€1.72
$0.77Rp 13.6K
159.74%
Local Beer(0.5 liter draught)
$3.92€3.38
$2.63Rp 46.7K
49.05%
Imported Beer(0.33 liter bottle)
$4.58€3.95
$4.28Rp 75.9K
7.01%
🛒 Groceries & Markets
Rijeka
Ubud, Bali
Difference
Milk(1 liter)
$1.23€1.06
$1.55Rp 27.4K
-20.65%
White Bread(500g)
$1.66€1.43
$2.22Rp 39.4K
-25.23%
Rice(white)(1kg)
$3.54€3.06
$1.13Rp 19.9K
213.27%
Eggs
$3.86€3.33
$2.09Rp 37.0K
84.69%
Local Cheese(1kg)
$16.83€14.52
$17.39Rp 308.2K
-3.22%
Chicken Fillets(1kg)
$10.43€9.00
$3.87Rp 68.5K
169.51%
Beef Round Steak(1kg)
$14.69€12.67
$12.55Rp 222.4K
17.05%
Apples(1kg)
$1.75€1.51
$3.62Rp 64.1K
-51.66%
Banana(1kg)
$1.80€1.55
$1.56Rp 27.6K
15.38%
Oranges(1kg)
$1.91€1.64
$2.35Rp 41.7K
-18.72%
Tomato(1kg)
$2.66€2.29
$2.06Rp 36.4K
29.13%
Potato(1kg)
$1.43€1.23
$1.90Rp 33.7K
-24.74%
Onion(1kg)
$1.31€1.13
$2.34Rp 41.4K
-44.02%
Lettuce(1 head)
$1.36€1.18
$1.03Rp 18.3K
32.04%
Water(1.5 liter bottle)
$1.37€1.18
$0.55Rp 9,830
149.09%
Cigarettes 20 Pack(Marlboro, Camel)
$6.14€5.30
$2.25Rp 39.9K
172.89%
Wine(Bottle)
$8.16€7.04
$23.81Rp 421.9K
-65.73%
Local Beer(0.5 liter bottle)
$1.65€1.42
$2.31Rp 41.0K
-28.57%
Imported Beer(0.33 liter bottle)
$2.21€1.91
$2.80Rp 49.6K
-21.07%
🚌 Getting Around
Rijeka
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.29€1.97
$0.27Rp 4,827
748.15%
Public Transport Monthly Pass(Regular Price)
$56.7€48.93
$8.66Rp 153.5K
555.08%
Taxi Start(Normal Tariff)
$5.76€4.96
$0.48Rp 8,533
1100.00%
Taxi(Normal Tariff)(1km)
$1.48€1.28
$0.45Rp 7,904
228.89%
Taxi 1hour Waiting(Normal Tariff)
$29.41€25.37
$5.72Rp 101.4K
414.16%
Gasoline(1 liter)
$1.95€1.68
$0.76Rp 13.4K
156.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K€23.6K
$24.5KRp 433.9M
11.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K€22.3K
$32.1KRp 569.3M
-19.67%
🧾 Monthly Utilities & Internet
Rijeka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$192€166
$83.6Rp 1.5M
130.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$24.89€21.46
$6.46Rp 114.4K
285.29%
Internet(50+ Mbps, Unlimited Data)
$40.70€35.11
$18.99Rp 336.6K
114.32%
🎉 Sport & Entertainment
Rijeka
Ubud, Bali
Difference
Gym Membership(Monthly)
$55.5€47.89
$56.0Rp 992.0K
-0.80%
Tennis Court(1 Hour on Weekend)
$11.44€9.87
$18.62Rp 329.9K
-38.56%
Cinema Ticket
$7.00€6.04
$4.28Rp 75.9K
63.55%
🧸 Childcare & Education
Rijeka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$558€481
$487Rp 8.6M
14.72%
International Primary School, 1 Child(Yearly)
$13.2K€11.4K
$5,856Rp 103.8M
124.81%
👕👟 Clothing & Footwear
Rijeka
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$104€89.6
$45.56Rp 807.4K
127.99%
Summer Dress(H&M, Zara, etc)
$42.90€37.00
$36.38Rp 644.7K
17.92%
Sport Shoes(Adidas, Nike)
$105€90.8
$82.0Rp 1.5M
28.50%
Men's Leather Business Shoes
$115€98.9
$80.4Rp 1.4M
42.61%
🏠 Accommodation & Living
Rijeka
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$727€627
$1,117Rp 19.8M
-34.85%
1-bedroom Apartment, Outside City Center(Monthly)
$554€478
$701Rp 12.4M
-20.92%
3-bedroom Apartment, City Center(Monthly)
$1,237€1,067
$3,537Rp 62.7M
-65.01%
3-bedroom Apartment, Outside City Center(Monthly)
$892€770
$1,762Rp 31.2M
-49.36%
Buy Apartment in City Center(m2)
$4,274€3,686
$2,826Rp 50.1M
51.23%
Buy Apartment Outside City Center(m2)
$4,159€3,587
$2,292Rp 40.6M
81.47%
💵 Salaries & Financials
Rijeka
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,525€1,315
$170Rp 3.0M
798.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.73
13.78
-72.93%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Rijeka: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $727 in Rijeka versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 798% higher in Rijeka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $74.0 in Rijeka versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $303 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rijeka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Rijeka?
Yes – Rijeka is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,435 per month in Rijeka and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Rijeka and in Ubud, Bali?
Groceries cost about 4% more in Rijeka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Rijeka or in Ubud, Bali?
A mid-range dinner for two costs $74.0 in Rijeka and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Rijeka or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Rijeka at $1,624. In Ubud, Bali it covers expenses comfortably, while in Rijeka it requires careful planning or may not stretch far enough.
Is Rijeka or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Rijeka or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rijeka makes more sense. Both are solid long-term options with distinct trade-offs.