Last update: Oct 2026

Cost of Living Comparison Between Rijeka and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,577 in Rijeka, rent and utilities included – about $2,500 less a year. The total is higher in Rijeka despite lower rent and utilities.

Rijeka
🇭🇷 Croatia
$1,577
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Rijeka and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rijeka and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,577 per month in Rijeka vs $1,368 in Ubud, Bali, rent included.

  • Rijeka $1,577
  • Ubud, Bali $1,368

A couple spends around $2,412 per month in Rijeka vs $2,314 in Ubud, Bali, rent included.

  • Rijeka $2,412
  • Ubud, Bali $2,314

A family of three spends $3,248 per month in Rijeka vs $3,260 in Ubud, Bali, rent included.

  • Rijeka $3,248
  • Ubud, Bali $3,260

Rijeka costs about 15% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Rijeka and Ubud, Bali sit above the global median – Rijeka by 17%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Rijeka
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.14 €11.69
$3.33 Rp 59.9K
294.59%
Three-Course Dinner for Two, Mid-Range
$73.2 €65.1
$35.18 Rp 633.2K
108.13%
Fast Food Meal (McDonalds, etc)
$10.10 €8.98
$5.80 Rp 104.5K
74.14%
Cappuccino
$2.35 €2.09
$2.73 Rp 49.1K
-13.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 €2.70
$1.64 Rp 29.5K
84.76%
Water (0.33 liter bottle)
$1.95 €1.74
$0.83 Rp 15.0K
134.94%
Local Beer (0.5 liter draught)
$3.86 €3.43
$2.70 Rp 48.6K
42.96%
Imported Beer (0.33 liter bottle)
$4.37 €3.88
$4.30 Rp 77.4K
1.63%
🛒 Groceries & Markets
Rijeka
Ubud, Bali
Difference
Milk (1 liter)
$1.25 €1.11
$1.50 Rp 27.1K
-16.67%
White Bread (500g)
$1.53 €1.37
$2.30 Rp 41.4K
-33.48%
Rice (white) (1kg)
$3.29 €2.93
$1.18 Rp 21.2K
178.81%
Eggs
$3.72 €3.31
$2.14 Rp 38.6K
73.83%
Local Cheese (1kg)
$15.64 €13.91
$17.48 Rp 314.6K
-10.53%
Chicken Fillets (1kg)
$10.25 €9.12
$4.03 Rp 72.5K
154.34%
Beef Round Steak (1kg)
$14.21 €12.64
$12.23 Rp 220.1K
16.19%
Apples (1kg)
$1.65 €1.47
$3.55 Rp 63.9K
-53.52%
Banana (1kg)
$1.75 €1.56
$1.57 Rp 28.3K
11.46%
Oranges (1kg)
$1.83 €1.63
$2.24 Rp 40.2K
-18.30%
Tomato (1kg)
$2.62 €2.33
$1.93 Rp 34.7K
35.75%
Potato (1kg)
$1.37 €1.22
$1.88 Rp 33.9K
-27.13%
Onion (1kg)
$1.32 €1.17
$2.29 Rp 41.3K
-42.36%
Lettuce (1 head)
$1.32 €1.17
$0.99 Rp 17.9K
33.33%
Water (1.5 liter bottle)
$1.35 €1.20
$0.53 Rp 9,475
154.72%
Cigarettes 20 Pack (Marlboro, Camel)
$5.92 €5.26
$2.28 Rp 41.1K
159.65%
Wine (Bottle)
$7.78 €6.92
$23.01 Rp 414.2K
-66.19%
Local Beer (0.5 liter bottle)
$1.61 €1.43
$2.34 Rp 42.2K
-31.20%
Imported Beer (0.33 liter bottle)
$2.12 €1.88
$2.91 Rp 52.4K
-27.15%
🚌 Getting Around
Rijeka
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.21 €1.97
$0.24 Rp 4,315
820.83%
Public Transport Monthly Pass (Regular Price)
$54.4 €48.37
$8.82 Rp 158.7K
516.55%
Taxi Start (Normal Tariff)
$5.73 €5.10
$0.48 Rp 8,684
1093.75%
Taxi (Normal Tariff) (1km)
$1.44 €1.28
$0.46 Rp 8,233
213.04%
Taxi 1hour Waiting (Normal Tariff)
$27.76 €24.70
$5.45 Rp 98.2K
409.36%
Gasoline (1 liter)
$1.85 €1.64
$0.88 Rp 15.9K
110.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K €23.1K
$24.6K Rp 442.2M
5.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K €21.9K
$31.2K Rp 561.4M
-20.89%
🧾 Monthly Utilities & Internet
Rijeka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 €164
$83.0 Rp 1.5M
122.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.53 €20.93
$6.45 Rp 116.0K
264.81%
Internet (50+ Mbps, Unlimited Data)
$38.52 €34.26
$18.57 Rp 334.2K
107.43%
🎉 Sport & Entertainment
Rijeka
Ubud, Bali
Difference
Gym Membership (Monthly)
$54.1 €48.13
$55.8 Rp 1.0M
-3.06%
Tennis Court (1 Hour on Weekend)
$11.04 €9.82
$18.11 Rp 326.0K
-39.04%
Cinema Ticket
$6.70 €5.96
$4.38 Rp 78.9K
52.97%
🧸 Childcare & Education
Rijeka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$538 €479
$493 Rp 8.9M
9.15%
International Primary School, 1 Child (Yearly)
$12.8K €11.4K
$5,754 Rp 103.6M
121.94%
👕👟 Clothing & Footwear
Rijeka
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$99.9 €88.8
$46.19 Rp 831.4K
116.22%
Summer Dress (H&M, Zara, etc)
$42.00 €37.36
$35.33 Rp 636.0K
18.88%
Sport Shoes (Adidas, Nike)
$101 €89.9
$79.1 Rp 1.4M
27.74%
Men's Leather Business Shoes
$108 €95.8
$78.4 Rp 1.4M
37.33%
🏠 Accommodation & Living
Rijeka
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$693 €616
$1,142 Rp 20.6M
-39.35%
1-bedroom Apartment, Outside City Center (Monthly)
$525 €467
$676 Rp 12.2M
-22.28%
3-bedroom Apartment, City Center (Monthly)
$1,205 €1,072
$3,503 Rp 63.1M
-65.60%
3-bedroom Apartment, Outside City Center (Monthly)
$859 €764
$1,700 Rp 30.6M
-49.48%
Buy Apartment in City Center (m2)
$4,045 €3,598
$2,784 Rp 50.1M
45.28%
Buy Apartment Outside City Center (m2)
$3,954 €3,517
$2,241 Rp 40.3M
76.48%
💵 Salaries & Financials
Rijeka
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,494 €1,329
$165 Rp 3.0M
807.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.73
13.78
-72.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rijeka: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Rijeka
$525
Ubud, Bali
$676 28.7% $151
Groceries & Markets
Rijeka
$292
Ubud, Bali
$290 0.5% $1.5
Monthly Utilities & Internet
Rijeka
$247
Ubud, Bali
$108 56.2% $139
Eating Out
Rijeka
$212
Ubud, Bali
$109 48.6% $103
Clothing & Footwear
Rijeka
$158
Ubud, Bali
$108 31.8% $50
Getting Around
Rijeka
$76
Ubud, Bali
$13 83.5% $64
Sport & Entertainment
Rijeka
$68
Ubud, Bali
$65 4.3% $2.9

Cost Breakdown

A central one-bedroom costs $693 in Rijeka versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 808% higher in Rijeka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Rijeka versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $292 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇭🇷 Rijeka
🇮🇩 Ubud, Bali
🕒 Local time
19:28 7:28 PM
01:28 1:28 AM
6 h ahead of Rijeka
🌤 Weather
👥 Population
107,964
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Rijeka Ubud, Bali 11,520 km ≈ 15 h nonstop flight
From you
  • Rijeka
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rijeka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Rijeka?
Yes – Rijeka is pricier by about 15%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,365 per month in Rijeka and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Rijeka and in Ubud, Bali?
Groceries cost about 1% more in Rijeka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Rijeka or in Ubud, Bali?
A mid-range dinner for two costs $73.0 in Rijeka and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Rijeka or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Rijeka at $1,577. In Ubud, Bali it covers expenses comfortably, while in Rijeka it requires careful planning or may not stretch far enough.
Is Rijeka or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Rijeka or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rijeka makes more sense. Both are solid long-term options with distinct trade-offs.

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