Cost of Living Comparison Between Richmond Hill and Montreal Cost of Living Comparison Between Richmond Hill and Montreal

Monthly Cost of Living

A single person spends $2,975 per month in Richmond Hill vs $2,108 in Montreal, rent included.

A couple spends around $4,082 per month in Richmond Hill vs $3,226 in Montreal, rent included.

A family of three spends $5,189 per month in Richmond Hill vs $4,344 in Montreal, rent included.

Richmond Hill costs about 41% more than Montreal, driven mainly by Getting Around.

Both Richmond Hill and Montreal sit above the global median – Richmond Hill by 116%, Montreal by 53%.

Meal at Budget Restaurant

$18.16 CA$25.19

$17.83 CA$24.73

1.85%

Three-Course Dinner for Two, Mid-Range

$71.3 CA$98.9

$73.6 CA$102

-3.07%

Fast Food Meal (McDonalds, etc)

$10.77 CA$14.93

$10.81 CA$15.00

-0.37%

Cappuccino

$3.65 CA$5.06

$3.92 CA$5.44

-6.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 CA$2.50

$2.04 CA$2.84

-11.76%

Water (0.33 liter bottle)

$1.45 CA$2.01

$1.52 CA$2.11

-4.61%

Local Beer (0.5 liter draught)

$5.87 CA$8.13

$6.59 CA$9.14

-10.93%

Imported Beer (0.33 liter bottle)

$7.21 CA$10.00

$7.14 CA$9.90

0.98%

Milk (1 liter)

$2.77 CA$3.85

$2.37 CA$3.28

16.88%

White Bread (500g)

$2.65 CA$3.67

$3.23 CA$4.48

-17.96%

Rice (white) (1kg)

$2.15 CA$2.98

$2.95 CA$4.10

-27.12%

Eggs

$4.46 CA$6.19

$3.69 CA$5.12

20.87%

Local Cheese (1kg)

$11.54 CA$16.01

$13.65 CA$18.93

-15.46%

Chicken Fillets (1kg)

$11.59 CA$16.07

$11.94 CA$16.56

-2.93%

Beef Round Steak (1kg)

$13.63 CA$18.90

$14.07 CA$19.52

-3.13%

Apples (1kg)

$3.80 CA$5.27

$3.61 CA$5.01

5.26%

Banana (1kg)

$1.35 CA$1.87

$1.55 CA$2.15

-12.90%

Oranges (1kg)

$3.47 CA$4.81

$3.29 CA$4.56

5.47%

Tomato (1kg)

$4.15 CA$5.76

$3.07 CA$4.26

35.18%

Potato (1kg)

$2.13 CA$2.95

$2.00 CA$2.78

6.50%

Onion (1kg)

$2.12 CA$2.93

$1.90 CA$2.64

11.58%

Lettuce (1 head)

$2.39 CA$3.31

$2.64 CA$3.66

-9.47%

Water (1.5 liter bottle)

$1.56 CA$2.17

$1.39 CA$1.93

12.23%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 CA$19.19

$11.80 CA$16.36

17.29%

Wine (Bottle)

$12.91 CA$17.91

$10.80 CA$14.98

19.54%

Local Beer (0.5 liter bottle)

$1.88 CA$2.61

$2.37 CA$3.29

-20.68%

Imported Beer (0.33 liter bottle)

$2.38 CA$3.29

$2.90 CA$4.02

-17.93%

One-way Ticket (Public Transport)

$2.69 CA$3.73

$2.74 CA$3.79

-1.82%

Public Transport Monthly Pass (Regular Price)

$112 CA$156

$77.1 CA$107

45.67%

Taxi Start (Normal Tariff)

$3.12 CA$4.32

$3.31 CA$4.59

-5.74%

Taxi (Normal Tariff) (1km)

$1.14 CA$1.58

$1.46 CA$2.02

-21.92%

Taxi 1hour Waiting (Normal Tariff)

$18.98 CA$26.32

$32.98 CA$45.74

-42.45%

Gasoline (1 liter)

$1.20 CA$1.66

$1.31 CA$1.82

-8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$39.6K

$28.7K CA$39.8K

-0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.2K

$20.4K CA$28.4K

-4.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 CA$199

$79.9 CA$111

79.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.17 CA$50.2

$34.79 CA$48.25

3.97%

Internet (50+ Mbps, Unlimited Data)

$47.00 CA$65.2

$42.55 CA$59.0

10.46%

Gym Membership (Monthly)

$43.02 CA$59.7

$29.20 CA$40.50

47.33%

Tennis Court (1 Hour on Weekend)

$18.36 CA$25.46

$20.33 CA$28.20

-9.69%

Cinema Ticket

$11.31 CA$15.69

$11.48 CA$15.93

-1.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$360 CA$499

$565 CA$784

-36.39%

International Primary School, 1 Child (Yearly)

$10.9K CA$15.1K

$16.6K CA$23.0K

-34.43%

Jeans (Levis 501 Or Similar)

$44.78 CA$62.1

$60.2 CA$83.5

-25.60%

Summer Dress (H&M, Zara, etc)

$39.57 CA$54.9

$41.87 CA$58.1

-5.49%

Sport Shoes (Adidas, Nike)

$87.9 CA$122

$104 CA$144

-15.43%

Men's Leather Business Shoes

$100.0 CA$139

$113 CA$156

-11.19%

1-bedroom Apartment, City Center (Monthly)

$1,753 CA$2,431

$1,294 CA$1,795

35.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,805 CA$2,504

$1,014 CA$1,407

78.01%

3-bedroom Apartment, City Center (Monthly)

$3,029 CA$4,201

$2,271 CA$3,149

33.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,467 CA$3,422

$1,683 CA$2,334

46.58%

Buy Apartment in City Center (m2)

$6,536 CA$9,065

$5,156 CA$7,151

26.77%

Buy Apartment Outside City Center (m2)

$5,624 CA$7,800

$3,842 CA$5,328

46.40%

Average Monthly Net Salary (After Tax)

$3,051 CA$4,232

$3,032 CA$4,205

0.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.44

1.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Richmond Hill: September 6, 2026

Last update for Montreal: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,753 in Richmond Hill versus $1,294 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Richmond Hill, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Richmond Hill versus $74.0 in Montreal. Monthly groceries follow the same trend: $355 vs $358 – making Richmond Hill the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Richmond Hill vs Montreal: Cost of Living - Frequently Asked Questions

Richmond Hill costs about 41% more than Montreal, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,462 per month in Richmond Hill and $3,163 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Richmond Hill – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $71.0 in Richmond Hill and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,108, than in Richmond Hill at $2,975. In Montreal it covers expenses comfortably, while in Richmond Hill it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,108 versus $2,975 in Richmond Hill. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Richmond Hill makes more sense. Both are solid long-term options with distinct trade-offs.