Last update: Oct 2026

Cost of Living Comparison Between Richmond Hill and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,769 in Richmond Hill, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Richmond Hill
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Richmond Hill Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Richmond Hill

🇨🇦 Canada

$2,769

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Richmond Hill and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Richmond Hill and in Montreal actually costs, broken down by who's living it.

A single person spends $2,769 per month in Richmond Hill vs $2,064 in Montreal, rent included.

Richmond Hill $2,769
Montreal $2,064

A couple spends around $3,844 per month in Richmond Hill vs $3,156 in Montreal, rent included.

Richmond Hill $3,844
Montreal $3,156

A family of three spends $4,920 per month in Richmond Hill vs $4,247 in Montreal, rent included.

Richmond Hill $4,920
Montreal $4,247

Richmond Hill costs about 34% more than Montreal, and outside of rent the biggest gap is in transport.

Both Richmond Hill and Montreal sit above the global median – Richmond Hill by 103%, Montreal by 52%.

Meal at Budget Restaurant

$18.10 CA$25.40

$18.98 CA$26.64

-4.64%

Three-Course Dinner for Two, Mid-Range

$70.1 CA$98.4

$73.0 CA$102

-3.92%

Fast Food Meal (McDonalds, etc)

$10.56 CA$14.82

$10.88 CA$15.27

-2.94%

Cappuccino

$3.69 CA$5.18

$3.81 CA$5.35

-3.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 CA$2.51

$1.94 CA$2.72

-7.73%

Water (0.33 liter bottle)

$1.47 CA$2.06

$1.58 CA$2.22

-6.96%

Local Beer (0.5 liter draught)

$5.87 CA$8.24

$6.37 CA$8.94

-7.85%

Imported Beer (0.33 liter bottle)

$5.58 CA$7.84

$7.26 CA$10.20

-23.14%

Milk (1 liter)

$2.74 CA$3.84

$2.23 CA$3.13

22.87%

White Bread (500g)

$2.71 CA$3.80

$3.17 CA$4.45

-14.51%

Rice (white) (1kg)

$2.16 CA$3.03

$3.31 CA$4.64

-34.74%

Eggs

$4.46 CA$6.26

$3.63 CA$5.09

22.87%

Local Cheese (1kg)

$10.95 CA$15.36

$13.16 CA$18.47

-16.79%

Chicken Fillets (1kg)

$11.09 CA$15.57

$11.56 CA$16.22

-4.07%

Beef Round Steak (1kg)

$12.85 CA$18.04

$13.71 CA$19.25

-6.27%

Apples (1kg)

$3.63 CA$5.10

$3.29 CA$4.62

10.33%

Banana (1kg)

$1.34 CA$1.89

$1.46 CA$2.05

-8.22%

Oranges (1kg)

$3.42 CA$4.80

$3.37 CA$4.73

1.48%

Tomato (1kg)

$4.00 CA$5.61

$3.15 CA$4.42

26.98%

Potato (1kg)

$2.04 CA$2.87

$1.89 CA$2.65

7.94%

Onion (1kg)

$2.03 CA$2.85

$1.79 CA$2.52

13.41%

Lettuce (1 head)

$2.33 CA$3.26

$2.47 CA$3.47

-5.67%

Water (1.5 liter bottle)

$1.47 CA$2.07

$1.58 CA$2.22

-6.96%

Cigarettes 20 Pack (Marlboro, Camel)

$13.36 CA$18.75

$11.28 CA$15.84

18.44%

Wine (Bottle)

$12.80 CA$17.96

$10.49 CA$14.73

22.02%

Local Beer (0.5 liter bottle)

$1.83 CA$2.57

$2.34 CA$3.28

-21.79%

Imported Beer (0.33 liter bottle)

$2.23 CA$3.14

$2.91 CA$4.09

-23.37%

One-way Ticket (Public Transport)

$3.38 CA$4.75

$2.61 CA$3.66

29.50%

Public Transport Monthly Pass (Regular Price)

$157 CA$220

$79.1 CA$111

98.41%

Taxi Start (Normal Tariff)

$2.97 CA$4.17

$3.26 CA$4.57

-8.90%

Taxi (Normal Tariff) (1km)

$1.08 CA$1.52

$1.44 CA$2.02

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$18.89 CA$26.51

$33.43 CA$46.92

-43.49%

Gasoline (1 liter)

$1.23 CA$1.72

$1.33 CA$1.87

-7.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.5K

$28.6K CA$40.2K

-4.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.1K CA$29.6K

1.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 CA$192

$80.1 CA$112

70.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.31 CA$48.15

$34.30 CA$48.14

0.03%

Internet (50+ Mbps, Unlimited Data)

$46.63 CA$65.5

$42.85 CA$60.1

8.82%

Gym Membership (Monthly)

$45.55 CA$63.9

$31.14 CA$43.71

46.27%

Tennis Court (1 Hour on Weekend)

$17.78 CA$24.96

$19.41 CA$27.24

-8.40%

Cinema Ticket

$10.78 CA$15.13

$11.23 CA$15.76

-4.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$342 CA$480

$525 CA$737

-34.91%

International Primary School, 1 Child (Yearly)

$10.8K CA$15.1K

$16.3K CA$22.9K

-34.01%

Jeans (Levis 501 Or Similar)

$44.38 CA$62.3

$58.0 CA$81.4

-23.48%

Summer Dress (H&M, Zara, etc)

$38.78 CA$54.4

$38.11 CA$53.5

1.76%

Sport Shoes (Adidas, Nike)

$93.6 CA$131

$93.4 CA$131

0.15%

Men's Leather Business Shoes

$103 CA$145

$110 CA$155

-6.32%

1-bedroom Apartment, City Center (Monthly)

$1,769 CA$2,483

$1,285 CA$1,803

37.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,190

$977 CA$1,371

59.77%

3-bedroom Apartment, City Center (Monthly)

$2,550 CA$3,579

$2,271 CA$3,187

12.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 CA$3,045

$1,665 CA$2,336

30.31%

Buy Apartment in City Center (m2)

$6,499 CA$9,120

$5,139 CA$7,212

26.45%

Buy Apartment Outside City Center (m2)

$5,341 CA$7,496

$3,834 CA$5,381

39.30%

Average Monthly Net Salary (After Tax)

$3,159 CA$4,433

$3,002 CA$4,213

5.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.55

4.48

1.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Richmond Hill: October 26, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Richmond Hill

$1.6K 56.4%

Montreal

$977 47.3% 37.4% $584

Groceries & Markets

Richmond Hill

$344 12.4%

Montreal

$351 17% 2.1% $7.1

Eating Out

Richmond Hill

$274 9.9%

Montreal

$291 14.1% 6% $16

Monthly Utilities & Internet

Richmond Hill

$218 7.9%

Montreal

$157 7.6% 27.8% $61

Getting Around

Richmond Hill

$179 6.5%

Montreal

$100 4.9% 44.1% $79

Clothing & Footwear

Richmond Hill

$126 4.6%

Montreal

$135 6.5% 7.1% $8.9

Sport & Entertainment

Richmond Hill

$67 2.4%

Montreal

$54 2.6% 20.1% $13

Cost Breakdown

A central one-bedroom costs $1,769 in Richmond Hill versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Richmond Hill, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70 in Richmond Hill versus $73 in Montreal. Monthly groceries follow the same trend: $344 vs $351 – making Richmond Hill the more affordable choice for daily food spending.

Good to know

🇨🇦 Richmond Hill

🇨🇦 Montreal

🕒 Local time

10:10 10:10 AM

Same time as Richmond Hill

🌤 Weather

👥 Population

202,022

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Richmond Hill vs Montreal: Cost of Living - Frequently Asked Questions

Richmond Hill costs about 34% more than Montreal, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,153 per month in Richmond Hill and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,769 in Richmond Hill.

A mid-range dinner for two costs $70 in Richmond Hill and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 50% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,769 in Richmond Hill and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,769 in Richmond Hill. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Richmond Hill makes more sense. Both are solid long-term options with distinct trade-offs.