🙂Monthly costs for one person with rent: $1,016 in Richards Bay versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,548 in Richards Bay versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,079 in Richards Bay versus $3,763 in Ubud, Bali.
🌍Living in Richards Bay costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Richards Bay is 24% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Richards Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.45R 123
$3.45Rp 62.1K
115.94%
Three-Course Dinner for Two, Mid-Range
$27.57R 455
$32.34Rp 581.1K
-14.75%
Fast Food Meal(McDonalds, etc)
$5.08R 83.8
$4.84Rp 87.1K
4.96%
Cappuccino
$1.92R 31.69
$2.75Rp 49.4K
-30.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.89R 14.68
$1.38Rp 24.9K
-35.51%
Water(0.33 liter bottle)
$0.72R 11.84
$0.75Rp 13.5K
-4.00%
Local Beer(0.5 liter draught)
$1.44R 23.77
$2.99Rp 53.8K
-51.84%
Imported Beer(0.33 liter bottle)
$1.69R 27.92
$3.85Rp 69.2K
-56.10%
🛒 Groceries & Markets
Richards Bay
Ubud, Bali
Difference
Milk(1 liter)
$0.98R 16.24
$1.74Rp 31.2K
-43.68%
White Bread(500g)
$0.96R 15.90
$2.46Rp 44.2K
-60.98%
Rice(white)(1kg)
$1.41R 23.27
$1.17Rp 21.0K
20.51%
Eggs
$2.18R 35.91
$2.43Rp 43.7K
-10.29%
Local Cheese(1kg)
$7.52R 124
$14.50Rp 260.6K
-48.14%
Chicken Fillets(1kg)
$4.52R 74.6
$4.35Rp 78.2K
3.91%
Beef Round Steak(1kg)
$5.57R 91.9
$11.98Rp 215.3K
-53.51%
Apples(1kg)
$1.51R 24.96
$3.72Rp 66.8K
-59.41%
Banana(1kg)
$1.37R 22.67
$1.63Rp 29.2K
-15.95%
Oranges(1kg)
$1.37R 22.68
$2.74Rp 49.3K
-50.00%
Tomato(1kg)
$1.35R 22.35
$2.24Rp 40.3K
-39.73%
Potato(1kg)
$1.14R 18.76
$1.92Rp 34.5K
-40.63%
Onion(1kg)
$1.08R 17.78
$2.28Rp 40.9K
-52.63%
Lettuce(1 head)
$0.99R 16.33
$1.06Rp 19.1K
-6.60%
Water(1.5 liter bottle)
$0.95R 15.73
$0.72Rp 12.9K
31.94%
Cigarettes 20 Pack(Marlboro, Camel)
$2.46R 40.53
$3.29Rp 59.0K
-25.23%
Wine(Bottle)
$4.75R 78.3
$23.19Rp 416.8K
-79.52%
Local Beer(0.5 liter bottle)
$1.39R 22.99
$2.78Rp 49.9K
-50.00%
Imported Beer(0.33 liter bottle)
$1.69R 27.88
$2.73Rp 49.1K
-38.10%
🚌 Getting Around
Richards Bay
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.61R 26.60
$0.27Rp 4,786
496.30%
Public Transport Monthly Pass(Regular Price)
$93.5R 1,544
$8.11Rp 145.7K
1053.27%
Taxi Start(Normal Tariff)
$1.67R 27.51
$0.48Rp 8,675
247.92%
Taxi(Normal Tariff)(1km)
$0.62R 10.28
$0.42Rp 7,545
47.62%
Taxi 1hour Waiting(Normal Tariff)
$6.82R 113
$6.22Rp 111.8K
9.65%
Gasoline(1 liter)
$1.32R 21.86
$0.81Rp 14.6K
62.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8KR 326.5K
$26.6KRp 478.2M
-25.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5KR 404.8K
$32.2KRp 578.5M
-23.81%
🧾 Monthly Utilities & Internet
Richards Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$130R 2,140
$78.4Rp 1.4M
65.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.75R 491
$4.07Rp 73.1K
630.96%
Internet(50+ Mbps, Unlimited Data)
$33.74R 557
$24.33Rp 437.1K
38.68%
🎉 Sport & Entertainment
Richards Bay
Ubud, Bali
Difference
Gym Membership(Monthly)
$32.17R 531
$98.6Rp 1.8M
-67.38%
Tennis Court(1 Hour on Weekend)
$4.40R 72.6
$6.34Rp 113.9K
-30.60%
Cinema Ticket
$6.88R 114
$3.99Rp 71.6K
72.43%
🧸 Childcare & Education
Richards Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$92.3R 1,523
$305Rp 5.5M
-69.74%
International Primary School, 1 Child(Yearly)
$2,445R 40.4K
$6,642Rp 119.4M
-63.18%
👕👟 Clothing & Footwear
Richards Bay
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$42.62R 703
$54.1Rp 972.9K
-21.28%
Summer Dress(H&M, Zara, etc)
$19.22R 317
$37.81Rp 679.4K
-49.17%
Sport Shoes(Adidas, Nike)
$86.6R 1,430
$86.8Rp 1.6M
-0.24%
Men's Leather Business Shoes
$73.6R 1,214
$76.4Rp 1.4M
-3.67%
🏠 Accommodation & Living
Richards Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$395R 6,516
$992Rp 17.8M
-60.19%
1-bedroom Apartment, Outside City Center(Monthly)
$296R 4,882
$673Rp 12.1M
-56.03%
3-bedroom Apartment, City Center(Monthly)
$851R 14.0K
$3,375Rp 60.7M
-74.79%
3-bedroom Apartment, Outside City Center(Monthly)
$601R 9,919
$2,050Rp 36.8M
-70.69%
Buy Apartment in City Center(m2)
$349R 5,761
$2,805Rp 50.4M
-87.55%
Buy Apartment Outside City Center(m2)
$524R 8,652
$2,227Rp 40.0M
-76.46%
💵 Salaries & Financials
Richards Bay
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,200R 19.8K
$167Rp 3.0M
618.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
12.01
13.28
-9.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Richards Bay: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $395 in Richards Bay and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Richards Bay pays 619% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $28.00 in Richards Bay vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $165 vs $297 per month, with Richards Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Richards Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Richards Bay?
Richards Bay is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 39% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Richards Bay or Ubud, Bali?
Average pay runs 619% higher in Richards Bay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Richards Bay and Ubud, Bali?
Rent for a central apartment: $395 in Richards Bay versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Richards Bay and in Ubud, Bali?
Supermarket bills run roughly 81% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Richards Bay or in Ubud, Bali?
Dining out is cheaper in Richards Bay – a meal for two runs $28.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Richards Bay or in Ubud, Bali?
At $1,016 in Richards Bay versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Richards Bay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Richards Bay the clear choice for anyone on this budget.
Is Richards Bay or Ubud, Bali more family-friendly?
For families, Richards Bay is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Richards Bay or Ubud, Bali?
Safety-wise, Richards Bay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Richards Bay gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Richards Bay vs other spots: cost of living compared