Last update: Oct 2026

Cost of Living Comparison Between Ratlam and Cebu

For one person, living is cheaper in Ratlam: $317 a month against $915 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

15

Cost of Living Index in Ratlam
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Ratlam Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Ratlam

🇮🇳 India

$317

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratlam and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratlam and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $317 in Ratlam versus $915 in Cebu.

Ratlam $317
Cebu $915

Estimated couple costs with rent: $464 in Ratlam versus $1,418 in Cebu.

Ratlam $464
Cebu $1,418

Monthly costs for a family of three with rent: $610 in Ratlam versus $1,921 in Cebu.

Ratlam $610
Cebu $1,921

Living in Ratlam costs roughly 65% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ratlam 77% lower, Cebu 33% lower.

Meal at Budget Restaurant

$2.17 ₹206

$3.05 ₱192

-28.85%

Three-Course Dinner for Two, Mid-Range

$6.23 ₹591

$24.00 ₱1,511

-74.04%

Fast Food Meal (McDonalds, etc)

$2.66 ₹253

$3.99 ₱251

-33.33%

Cappuccino

$1.58 ₹150

$2.50 ₱157

-36.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₹31.33

$1.54 ₱97.1

-78.57%

Water (0.33 liter bottle)

$0.13 ₹12.08

$0.50 ₱31.37

-74.00%

Local Beer (0.5 liter draught)

$1.99 ₹189

$1.78 ₱112

11.80%

Imported Beer (0.33 liter bottle)

$3.20 ₹304

$2.17 ₱136

47.47%

Milk (1 liter)

$0.56 ₹53.6

$2.00 ₱126

-72.00%

White Bread (500g)

$0.43 ₹41.19

$1.37 ₱86.2

-68.61%

Rice (white) (1kg)

$0.65 ₹62.0

$1.03 ₱64.9

-36.89%

Eggs

$0.89 ₹84.9

$2.03 ₱128

-56.16%

Local Cheese (1kg)

$5.13 ₹487

$10.20 ₱642

-49.71%

Chicken Fillets (1kg)

$2.08 ₹198

$4.45 ₱280

-53.26%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$2.13 ₹202

$3.31 ₱208

-35.65%

Banana (1kg)

$0.41 ₹38.81

$1.46 ₱91.8

-71.92%

Oranges (1kg)

$0.99 ₹93.7

$2.32 ₱146

-57.33%

Tomato (1kg)

$0.40 ₹38.16

$1.49 ₱94.0

-73.15%

Potato (1kg)

$0.19 ₹18.21

$2.34 ₱147

-91.88%

Onion (1kg)

$0.20 ₹18.97

$1.94 ₱122

-89.69%

Lettuce (1 head)

$0.22 ₹20.92

$1.16 ₱73.0

-81.03%

Water (1.5 liter bottle)

$0.34 ₹31.89

$0.68 ₱42.89

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.65 ₹252

$2.99 ₱188

-11.37%

Wine (Bottle)

$7.69 ₹730

$6.24 ₱393

23.24%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$1.23 ₱77.3

28.46%

Imported Beer (0.33 liter bottle)

$2.60 ₹247

$1.73 ₱109

50.29%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.69 ₹541

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.72 ₹68.2

$0.79 ₱49.96

-8.86%

Taxi (Normal Tariff) (1km)

$0.16 ₹14.93

$0.22 ₱13.86

-27.27%

Taxi 1hour Waiting (Normal Tariff)

$1.28 ₹122

$4.54 ₱286

-71.81%

Gasoline (1 liter)

$1.13 ₹107

$1.32 ₱82.9

-14.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₹2.0M

$21.0K ₱1.3M

-1.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$19.4K ₱1.2M

17.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.35 ₹2,502

$119 ₱7,464

-77.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 ₹388

$14.22 ₱896

-71.24%

Internet (50+ Mbps, Unlimited Data)

$5.23 ₹496

$27.47 ₱1,730

-80.96%

Gym Membership (Monthly)

$5.17 ₹491

$32.31 ₱2,034

-84.00%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$3.10 ₹295

$5.40 ₱340

-42.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 ₹6,379

$276 ₱17.4K

-75.66%

International Primary School, 1 Child (Yearly)

$1,000 ₹95.0K

$7,866 ₱495.3K

-87.29%

Jeans (Levis 501 Or Similar)

$7.57 ₹719

$49.37 ₱3,108

-84.67%

Summer Dress (H&M, Zara, etc)

$8.32 ₹790

$24.58 ₱1,548

-66.15%

Sport Shoes (Adidas, Nike)

$15.99 ₹1,519

$76.6 ₱4,825

-79.14%

Men's Leather Business Shoes

$26.55 ₹2,522

$58.9 ₱3,706

-54.89%

1-bedroom Apartment, City Center (Monthly)

$121 ₹11.5K

$503 ₱31.7K

-75.87%

1-bedroom Apartment, Outside City Center (Monthly)

$84.1 ₹7,986

$305 ₱19.2K

-72.38%

3-bedroom Apartment, City Center (Monthly)

$158 ₹15.0K

$1,075 ₱67.7K

-85.32%

3-bedroom Apartment, Outside City Center (Monthly)

$130 ₹12.4K

$632 ₱39.8K

-79.40%

Buy Apartment in City Center (m2)

$2,243 ₹213.0K

$2,870 ₱180.7K

-21.83%

Buy Apartment Outside City Center (m2)

$689 ₹65.4K

$1,877 ₱118.2K

-63.31%

Average Monthly Net Salary (After Tax)

$389 ₹36.9K

$336 ₱21.1K

15.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.73

7.2

21.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratlam: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ratlam

$95 30.1%

Cebu

$210 22.9% 120% $114

Accommodation & Living

Ratlam

$84 26.5%

Cebu

$305 33.3% 262% $220

Eating Out

Ratlam

$63 19.7%

Cebu

$88 9.6% 40.4% $25

Monthly Utilities & Internet

Ratlam

$36 11.3%

Cebu

$160 17.5% 349% $125

Clothing & Footwear

Ratlam

$26 8.3%

Cebu

$94 10.3% 258% $68

Sport & Entertainment

Ratlam

$11 3.6%

Cebu

$43 4.7% 279% $32

Getting Around

Ratlam

$1.5 * 0.5%

Cebu

$15 1.7% 910% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $121 in Ratlam and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Ratlam pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $6.00 in Ratlam vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $210 per month, with Ratlam cheaper across the board.

Good to know

🇮🇳 Ratlam

🇵🇭 Cebu

🕒 Local time

22:19 10:19 PM

00:49 12:49 AM

2 h 30 min ahead of Ratlam

🌤 Weather

👥 Population

100,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Ratlam Cebu 5,370 km ≈ 7 h nonstop flight

From you

Ratlam
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratlam vs Cebu: Cost of Living - Frequently Asked Questions

Ratlam is cheaper overall, especially in groceries, eating out, and clothing. The 189% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 16% higher in Ratlam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $121 in Ratlam versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 120% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $317 per month in Ratlam versus $915 in Cebu – a 189% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Ratlam gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ratlam is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ratlam and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 189% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.