Last update: Oct 2026

Cost of Living Comparison Between Ratchaburi and Cebu

For one person, living costs are similar in Ratchaburi and in Cebu: $944 and $918 a month, rent and utilities included.

46

Cost of Living Index in Ratchaburi
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Ratchaburi Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ratchaburi

🇹🇭 Thailand

$944

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratchaburi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratchaburi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $944 in Ratchaburi versus $918 in Cebu.

Ratchaburi $944
Cebu $918

Estimated couple costs with rent: $1,573 in Ratchaburi versus $1,409 in Cebu.

Ratchaburi $1,573
Cebu $1,409

Monthly costs for a family of three with rent: $2,202 in Ratchaburi versus $1,900 in Cebu.

Ratchaburi $2,202
Cebu $1,900

Living in Ratchaburi is roughly 3% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ratchaburi 30% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.59 ฿120

$3.09 ₱194

16.18%

Three-Course Dinner for Two, Mid-Range

$35.96 ฿1,202

$24.22 ₱1,525

48.47%

Fast Food Meal (McDonalds, etc)

$9.10 ฿304

$3.92 ₱247

132.14%

Cappuccino

$2.04 ฿68.1

$2.51 ₱158

-18.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.78

$1.59 ₱100

-53.46%

Water (0.33 liter bottle)

$0.30 ฿9.93

$0.53 ₱33.43

-43.40%

Local Beer (0.5 liter draught)

$2.31 ฿77.2

$1.78 ₱112

29.78%

Imported Beer (0.33 liter bottle)

$2.66 ฿88.8

$2.17 ₱137

22.58%

Milk (1 liter)

$1.78 ฿59.6

$1.92 ₱121

-7.29%

White Bread (500g)

$1.44 ฿47.98

$1.36 ₱85.4

5.88%

Rice (white) (1kg)

$1.39 ฿46.38

$1.01 ₱63.5

37.62%

Eggs

$2.22 ฿74.1

$2.03 ₱128

9.36%

Local Cheese (1kg)

$15.32 ฿512

$9.86 ₱621

55.38%

Chicken Fillets (1kg)

$2.56 ฿85.7

$4.39 ₱277

-41.69%

Beef Round Steak (1kg)

$10.00 ฿334

$7.60 ₱479

31.58%

Apples (1kg)

$3.48 ฿116

$3.30 ₱208

5.45%

Banana (1kg)

$1.21 ฿40.35

$1.39 ₱87.8

-12.95%

Oranges (1kg)

$1.92 ฿64.1

$2.33 ₱147

-17.60%

Tomato (1kg)

$1.91 ฿63.8

$1.50 ₱94.3

27.33%

Potato (1kg)

$1.20 ฿40.07

$2.36 ₱149

-49.15%

Onion (1kg)

$1.09 ฿36.40

$1.90 ₱119

-42.63%

Lettuce (1 head)

$1.22 ฿40.84

$1.19 ₱74.9

2.52%

Water (1.5 liter bottle)

$0.45 ฿14.99

$0.63 ₱39.71

-28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 ฿144

$3.00 ₱189

43.33%

Wine (Bottle)

$17.87 ฿597

$6.03 ₱379

196.35%

Local Beer (0.5 liter bottle)

$1.76 ฿58.8

$1.23 ₱77.7

43.09%

Imported Beer (0.33 liter bottle)

$2.90 ฿96.8

$1.75 ₱110

65.71%

One-way Ticket (Public Transport)

$0.92 ฿30.82

$0.25 ₱15.86

268.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.38 ฿46.08

$0.77 ₱48.62

79.22%

Taxi (Normal Tariff) (1km)

$1.12 ฿37.58

$0.23 ₱14.53

386.96%

Taxi 1hour Waiting (Normal Tariff)

$3.60 ฿120

$4.46 ₱281

-19.28%

Gasoline (1 liter)

$1.51 ฿50.4

$1.31 ₱82.8

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.1K ฿1.5M

$21.2K ₱1.3M

117.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿899.0K

$19.1K ₱1.2M

40.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.9 ฿3,037

$120 ₱7,569

-24.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.58 ฿387

$14.00 ₱882

-17.29%

Internet (50+ Mbps, Unlimited Data)

$19.18 ฿641

$27.54 ₱1,734

-30.36%

Gym Membership (Monthly)

$46.61 ฿1,558

$32.33 ₱2,035

44.17%

Tennis Court (1 Hour on Weekend)

$14.27 ฿477

$6.65 ₱419

114.59%

Cinema Ticket

$7.49 ฿250

$5.65 ₱356

32.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 ฿21.0K

$275 ₱17.3K

128.25%

International Primary School, 1 Child (Yearly)

$14.3K ฿477.1K

$7,918 ₱498.5K

80.27%

Jeans (Levis 501 Or Similar)

$50.5 ฿1,686

$49.33 ₱3,106

2.29%

Summer Dress (H&M, Zara, etc)

$29.47 ฿985

$25.24 ₱1,589

16.76%

Sport Shoes (Adidas, Nike)

$93.9 ฿3,138

$77.0 ₱4,846

21.99%

Men's Leather Business Shoes

$74.8 ฿2,501

$57.2 ₱3,601

30.82%

1-bedroom Apartment, City Center (Monthly)

$441 ฿14.7K

$500 ₱31.5K

-11.66%

1-bedroom Apartment, Outside City Center (Monthly)

$293 ฿9,777

$309 ₱19.4K

-5.27%

3-bedroom Apartment, City Center (Monthly)

$1,387 ฿46.3K

$1,078 ₱67.9K

28.64%

3-bedroom Apartment, Outside City Center (Monthly)

$737 ฿24.6K

$615 ₱38.7K

19.87%

Buy Apartment in City Center (m2)

$1,969 ฿65.8K

$2,886 ₱181.7K

-31.78%

Buy Apartment Outside City Center (m2)

$1,584 ฿52.9K

$1,917 ₱120.7K

-17.36%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

7.2

-17.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratchaburi: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ratchaburi

$293 31%

Cebu

$309 33.6% 5.6% $16

Groceries & Markets

Ratchaburi

$244 25.8%

Cebu

$206 22.4% 15.5% $38

Monthly Utilities & Internet

Ratchaburi

$122 12.9%

Cebu

$162 17.6% 33% $40

Clothing & Footwear

Ratchaburi

$112 11.9%

Cebu

$94 10.2% 16.1% $18

Eating Out

Ratchaburi

$102 10.8%

Cebu

$88 9.6% 13.1% $13

Sport & Entertainment

Ratchaburi

$62 6.5%

Cebu

$44 4.8% 29.2% $18

Getting Around

Ratchaburi

$11 * 1.1%

Cebu

$16 1.7% 45.7% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $441 in Ratchaburi and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ratchaburi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $244 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇹🇭 Ratchaburi

🇵🇭 Cebu

🕒 Local time

02:22 2:22 AM

03:22 3:22 AM

1 h ahead of Ratchaburi

🌤 Weather

👥 Population

38,208

964,169

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Ratchaburi Cebu 2,640 km ≈ 3 h 45 min nonstop flight

From you

Ratchaburi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratchaburi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 3% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,415 in Ratchaburi and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $441 in Ratchaburi versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Ratchaburi. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $944 per month in Ratchaburi versus $918 in Cebu – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $944 in Ratchaburi, a $1,500 budget is realistic in Cebu but tight or insufficient in Ratchaburi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ratchaburi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ratchaburi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 3% less than in Ratchaburi. Beyond cost, consider language, visa policies, and how big the international community is in each city.