Last update: Oct 2026

Cost of Living Comparison Between Quincy, IL and Toronto

For one person, living is cheaper in Quincy, IL: $2,374 a month against $2,610 in Toronto, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

115

Cost of Living Index in Quincy, IL
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Quincy, IL Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Quincy, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quincy, IL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Quincy, IL versus $2,610 in Toronto.

Quincy, IL $2,374
Toronto $2,610

Estimated couple costs with rent: $3,368 in Quincy, IL versus $3,727 in Toronto.

Quincy, IL $3,368
Toronto $3,727

Monthly costs for a family of three with rent: $4,361 in Quincy, IL versus $4,844 in Toronto.

Quincy, IL $4,361
Toronto $4,844

Living in Quincy, IL costs roughly 9% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Quincy, IL 75% above, Toronto 93% above.

Meal at Budget Restaurant

$14.89 $14.89

$17.59 CA$24.87

-15.35%

Three-Course Dinner for Two, Mid-Range

$59.9 $59.9

$78.8 CA$111

-24.03%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$10.73 CA$15.16

-6.06%

Cappuccino

$4.29 $4.29

$4.09 CA$5.78

4.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$2.10 CA$2.97

7.14%

Water (0.33 liter bottle)

$1.22 $1.22

$1.72 CA$2.43

-29.07%

Local Beer (0.5 liter draught)

$3.05 $3.05

$6.36 CA$8.99

-52.04%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.08 CA$10.01

-27.68%

Milk (1 liter)

$0.76 $0.76

$2.54 CA$3.59

-70.08%

White Bread (500g)

$2.43 $2.43

$2.72 CA$3.85

-10.66%

Rice (white) (1kg)

$3.01 $3.01

$2.18 CA$3.09

38.07%

Eggs

$3.02 $3.02

$3.63 CA$5.13

-16.80%

Local Cheese (1kg)

$11.12 $11.12

$9.46 CA$13.37

17.55%

Chicken Fillets (1kg)

$6.05 $6.05

$11.54 CA$16.32

-47.57%

Beef Round Steak (1kg)

$10.88 $10.88

$14.37 CA$20.32

-24.29%

Apples (1kg)

$3.48 $3.48

$3.70 CA$5.23

-5.95%

Banana (1kg)

$1.44 $1.44

$1.19 CA$1.68

21.01%

Oranges (1kg)

$3.21 $3.21

$3.46 CA$4.90

-7.23%

Tomato (1kg)

$4.56 $4.56

$4.22 CA$5.97

8.06%

Potato (1kg)

$2.10 $2.10

$1.79 CA$2.52

17.32%

Onion (1kg)

$2.24 $2.24

$1.65 CA$2.33

35.76%

Lettuce (1 head)

$2.24 $2.24

$2.20 CA$3.11

1.82%

Water (1.5 liter bottle)

$1.27 $1.27

$1.26 CA$1.78

0.79%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 $5.95

$13.97 CA$19.75

-57.41%

Wine (Bottle)

$14.93 $14.93

$14.20 CA$20.07

5.14%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.25 CA$3.18

-6.67%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$2.53 CA$3.58

53.75%

One-way Ticket (Public Transport)

$2.25 $2.25

$2.32 CA$3.28

-3.02%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.06 CA$4.33

-20.59%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.22 CA$1.72

28.69%

Taxi 1hour Waiting (Normal Tariff)

$30.02 $30.02

$21.69 CA$30.66

38.40%

Gasoline (1 liter)

$1.16 $1.16

$1.21 CA$1.72

-4.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$26.1K CA$37.0K

3.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$21.1K CA$29.9K

25.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$120 CA$169

101.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.85 $44.85

$32.21 CA$45.54

39.24%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$48.88 CA$69.1

41.88%

Gym Membership (Monthly)

$45.71 $45.71

$39.34 CA$55.6

16.19%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$8.37 $8.37

$12.58 CA$17.79

-33.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 $332

$832 CA$1,176

-60.15%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$23.6K CA$33.4K

-16.27%

Jeans (Levis 501 Or Similar)

$48.48 $48.48

$52.3 CA$73.9

-7.27%

Summer Dress (H&M, Zara, etc)

$41.64 $41.64

$39.44 CA$55.8

5.58%

Sport Shoes (Adidas, Nike)

$34.81 $34.81

$99.0 CA$140

-64.84%

Men's Leather Business Shoes

$98.5 $98.5

$122 CA$172

-19.17%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$1,631 CA$2,306

-1.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,298 $1,298

$1,448 CA$2,048

-10.36%

3-bedroom Apartment, City Center (Monthly)

$1,342 $1,342

$2,737 CA$3,869

-50.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$2,129 CA$3,010

-0.74%

Buy Apartment in City Center (m2)

$2,976 $2,976

$8,206 CA$11.6K

-63.73%

Buy Apartment Outside City Center (m2)

$2,436 $2,436

$6,838 CA$9,666

-64.38%

Average Monthly Net Salary (After Tax)

$1,490 $1,490

$3,520 CA$4,976

-57.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.47

52.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, IL: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quincy, IL

$1.3K 54.7%

Toronto

$1.4K 55.5% 11.6% $150

Monthly Utilities & Internet

Quincy, IL

$356 15%

Toronto

$201 7.7% 43.6% $155

Groceries & Markets

Quincy, IL

$297 12.5%

Toronto

$343 13.1% 15.5% $46

Eating Out

Quincy, IL

$240 10.1%

Toronto

$283 10.9% 17.9% $43

Clothing & Footwear

Quincy, IL

$101 4.2%

Toronto

$141 5.4% 39.9% $40

Sport & Entertainment

Quincy, IL

$62 2.6%

Toronto

$65 2.5% 3.3% $2

Getting Around

Quincy, IL

$19 * 0.8%

Toronto

$130 5% 575% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,605 in Quincy, IL and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Quincy, IL vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $297 vs $343 per month, with Quincy, IL cheaper across the board.

Good to know

🇺🇸 Quincy, IL

🇨🇦 Toronto

🕒 Local time

19:58 7:58 PM

20:58 8:58 PM

1 h ahead of Quincy, IL

🌤 Weather

👥 Population

92,271

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Quincy, IL Toronto 1,080 km ≈ 1 h 45 min nonstop flight

From you

Quincy, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, IL vs Toronto: Cost of Living - Frequently Asked Questions

Quincy, IL and Toronto differ by about 10% in total monthly costs ($2,374 vs $2,610 including rent). Quincy, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 136% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,605 in Quincy, IL versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,374 per month in Quincy, IL versus $2,610 in Toronto – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,374 in Quincy, IL versus $2,610 in Toronto, a $3,000 budget is realistic in Quincy, IL but tight or insufficient in Toronto. The gap between the two cities makes Quincy, IL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Quincy, IL gentler on the wallet – expenses run 10% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.