Last update: Oct 2026

Cost of Living Comparison Between Quincy, IL and Chicago, IL

For one person, living is cheaper in Quincy, IL: $2,374 a month against $3,139 in Chicago, IL, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

115

Cost of Living Index in Quincy, IL
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Quincy, IL Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Quincy, IL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quincy, IL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,374 per month in Quincy, IL vs $3,139 in Chicago, IL, rent included.

Quincy, IL $2,374
Chicago, IL $3,139

A couple spends around $3,368 per month in Quincy, IL vs $4,627 in Chicago, IL, rent included.

Quincy, IL $3,368
Chicago, IL $4,627

A family of three spends $4,361 per month in Quincy, IL vs $6,115 in Chicago, IL, rent included.

Quincy, IL $4,361
Chicago, IL $6,115

Quincy, IL is about 24% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Quincy, IL and Chicago, IL sit above the global median – Quincy, IL by 75%, Chicago, IL by 132%.

Meal at Budget Restaurant

$14.89 $14.89

$20.65 $20.65

-27.89%

Three-Course Dinner for Two, Mid-Range

$59.9 $59.9

$90.2 $90.2

-33.64%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$12.94 $12.94

-22.10%

Cappuccino

$4.29 $4.29

$5.60 $5.60

-23.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$2.64 $2.64

-14.77%

Water (0.33 liter bottle)

$1.22 $1.22

$2.27 $2.27

-46.26%

Local Beer (0.5 liter draught)

$3.05 $3.05

$6.98 $6.98

-56.30%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$8.83 $8.83

-42.02%

Milk (1 liter)

$0.76 $0.76

$1.27 $1.27

-40.16%

White Bread (500g)

$2.43 $2.43

$3.80 $3.80

-36.05%

Rice (white) (1kg)

$3.01 $3.01

$5.30 $5.30

-43.21%

Eggs

$3.02 $3.02

$4.76 $4.76

-36.55%

Local Cheese (1kg)

$11.12 $11.12

$13.96 $13.96

-20.34%

Chicken Fillets (1kg)

$6.05 $6.05

$14.61 $14.61

-58.59%

Beef Round Steak (1kg)

$10.88 $10.88

$18.77 $18.77

-42.04%

Apples (1kg)

$3.48 $3.48

$5.19 $5.19

-32.95%

Banana (1kg)

$1.44 $1.44

$1.98 $1.98

-27.27%

Oranges (1kg)

$3.21 $3.21

$3.93 $3.93

-18.32%

Tomato (1kg)

$4.56 $4.56

$4.96 $4.96

-8.06%

Potato (1kg)

$2.10 $2.10

$2.76 $2.76

-23.91%

Onion (1kg)

$2.24 $2.24

$2.76 $2.76

-18.84%

Lettuce (1 head)

$2.24 $2.24

$2.22 $2.22

0.90%

Water (1.5 liter bottle)

$1.27 $1.27

$2.98 $2.98

-57.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 $5.95

$14.02 $14.02

-57.56%

Wine (Bottle)

$14.93 $14.93

$15.28 $15.28

-2.29%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.58 $2.58

-18.60%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$3.50 $3.50

11.14%

One-way Ticket (Public Transport)

$2.25 $2.25

$2.47 $2.47

-8.91%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.34 $3.34

-27.25%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.43 $1.43

9.79%

Taxi 1hour Waiting (Normal Tariff)

$30.02 $30.02

$24.32 $24.32

23.44%

Gasoline (1 liter)

$1.16 $1.16

$1.26 $1.26

-7.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$35.0K $35.0K

-22.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.1K $26.1K

2.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$193 $193

25.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.85 $44.85

$68.3 $68.3

-34.29%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$61.3 $61.3

13.13%

Gym Membership (Monthly)

$45.71 $45.71

$54.1 $54.1

-15.54%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$8.37 $8.37

$17.74 $17.74

-52.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 $332

$1,652 $1,652

-79.93%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$31.1K $31.1K

-36.36%

Jeans (Levis 501 Or Similar)

$48.48 $48.48

$66.1 $66.1

-26.62%

Summer Dress (H&M, Zara, etc)

$41.64 $41.64

$51.2 $51.2

-18.74%

Sport Shoes (Adidas, Nike)

$34.81 $34.81

$100 $100

-65.23%

Men's Leather Business Shoes

$98.5 $98.5

$141 $141

-30.07%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$2,446 $2,446

-34.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,298 $1,298

$1,678 $1,678

-22.61%

3-bedroom Apartment, City Center (Monthly)

$1,342 $1,342

$4,717 $4,717

-71.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$2,795 $2,795

-24.39%

Buy Apartment in City Center (m2)

$2,976 $2,976

$4,105 $4,105

-27.50%

Buy Apartment Outside City Center (m2)

$2,436 $2,436

$2,650 $2,650

-8.08%

Average Monthly Net Salary (After Tax)

$1,490 $1,490

$4,866 $4,866

-69.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.81

0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, IL: October 19, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quincy, IL

$1.3K 54.7%

Chicago, IL

$1.7K 53.5% 29.2% $379

Monthly Utilities & Internet

Quincy, IL

$356 15%

Chicago, IL

$322 10.3% 9.4% $34

Groceries & Markets

Quincy, IL

$297 12.5%

Chicago, IL

$449 14.3% 51.3% $152

Eating Out

Quincy, IL

$240 10.1%

Chicago, IL

$343 10.9% 43% $103

Clothing & Footwear

Quincy, IL

$101 4.2%

Chicago, IL

$161 5.1% 60.4% $61

Sport & Entertainment

Quincy, IL

$62 2.6%

Chicago, IL

$90 2.9% 43.5% $27

Getting Around

Quincy, IL

$19 * 0.8%

Chicago, IL

$95 3% 393% $76

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,605 in Quincy, IL versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Quincy, IL versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $297 vs $449 – making Quincy, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Quincy, IL

🇺🇸 Chicago, IL

🕒 Local time

18:30 6:30 PM

Same time as Quincy, IL

🌤 Weather

👥 Population

92,271

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Quincy, IL Chicago, IL 380 km

From you

Quincy, IL
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, IL vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,374 in Quincy, IL, $3,139 in Chicago, IL – roughly 32% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,560 per month in Quincy, IL and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quincy, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $60.0 in Quincy, IL and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Quincy, IL, where all-in costs run around $2,374, than in Chicago, IL at $3,139. In Quincy, IL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,374 in Quincy, IL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Quincy, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.