Last update: Oct 2026

Cost of Living Comparison Between Toronto and Quincy, IL

For one person, living is cheaper in Quincy, IL: $2,374 a month against $2,610 in Toronto, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
115

Cost of Living Index in Quincy, IL
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Quincy, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Quincy, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Quincy, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,374 in Quincy, IL.

Toronto $2,610
Quincy, IL $2,374

Estimated couple costs with rent: $3,727 in Toronto versus $3,368 in Quincy, IL.

Toronto $3,727
Quincy, IL $3,368

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,361 in Quincy, IL.

Toronto $4,844
Quincy, IL $4,361

Living in Toronto is roughly 10% more expensive than in Quincy, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Quincy, IL 75% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.89 $14.89

18.13%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$59.9 $59.9

31.63%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.08 $10.08

6.45%

Cappuccino

$4.09 CA$5.78

$4.29 $4.29

-4.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.25 $2.25

-6.67%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.22 $1.22

40.98%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$3.05 $3.05

108.52%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.12 $5.12

38.28%

Milk (1 liter)

$2.54 CA$3.59

$0.76 $0.76

234.21%

White Bread (500g)

$2.72 CA$3.85

$2.43 $2.43

11.93%

Rice (white) (1kg)

$2.18 CA$3.09

$3.01 $3.01

-27.57%

Eggs

$3.63 CA$5.13

$3.02 $3.02

20.20%

Local Cheese (1kg)

$9.46 CA$13.37

$11.12 $11.12

-14.93%

Chicken Fillets (1kg)

$11.54 CA$16.32

$6.05 $6.05

90.74%

Beef Round Steak (1kg)

$14.37 CA$20.32

$10.88 $10.88

32.08%

Apples (1kg)

$3.70 CA$5.23

$3.48 $3.48

6.32%

Banana (1kg)

$1.19 CA$1.68

$1.44 $1.44

-17.36%

Oranges (1kg)

$3.46 CA$4.90

$3.21 $3.21

7.79%

Tomato (1kg)

$4.22 CA$5.97

$4.56 $4.56

-7.46%

Potato (1kg)

$1.79 CA$2.52

$2.10 $2.10

-14.76%

Onion (1kg)

$1.65 CA$2.33

$2.24 $2.24

-26.34%

Lettuce (1 head)

$2.20 CA$3.11

$2.24 $2.24

-1.79%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.27 $1.27

-0.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$5.95 $5.95

134.79%

Wine (Bottle)

$14.20 CA$20.07

$14.93 $14.93

-4.89%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.10 $2.10

7.14%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.89 $3.89

-34.96%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.25 $2.25

3.11%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.43 $2.43

25.93%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.57 $1.57

-22.29%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$30.02 $30.02

-27.75%

Gasoline (1 liter)

$1.21 CA$1.72

$1.16 $1.16

4.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.1K $27.1K

-3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.6K $26.6K

-20.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$242 $242

-50.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$44.85 $44.85

-28.18%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.4 $69.4

-29.52%

Gym Membership (Monthly)

$39.34 CA$55.6

$45.71 $45.71

-13.94%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$8.37 $8.37

50.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$332 $332

150.93%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$19.8K $19.8K

19.43%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$48.48 $48.48

7.84%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.64 $41.64

-5.28%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$34.81 $34.81

184.40%

Men's Leather Business Shoes

$122 CA$172

$98.5 $98.5

23.72%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,605 $1,605

1.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,298 $1,298

11.56%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,342 $1,342

103.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,114 $2,114

0.74%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,976 $2,976

175.72%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,436 $2,436

180.73%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$1,490 $1,490

136.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.82

-34.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Quincy, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Quincy, IL

$1.3K 54.7% 10.4% $150

Groceries & Markets

Toronto

$343 13.1%

Quincy, IL

$297 12.5% 13.4% $46

Eating Out

Toronto

$283 10.9%

Quincy, IL

$240 10.1% 15.2% $43

Monthly Utilities & Internet

Toronto

$201 7.7%

Quincy, IL

$356 15% 77.3% $155

Clothing & Footwear

Toronto

$141 5.4%

Quincy, IL

$101 4.2% 28.5% $40

Getting Around

Toronto

$130 5%

Quincy, IL

$19 * 0.8% 85.2% $111

Sport & Entertainment

Toronto

$65 2.5%

Quincy, IL

$62 2.6% 3.2% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,605 in Quincy, IL. Housing cost is often the main lever when comparing two cities.

Toronto pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $60.0 in Quincy, IL for a mid-range dinner for two. Groceries echo the gap at $343 vs $297 per month, with Quincy, IL cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Quincy, IL

🕒 Local time

21:46 9:46 PM

20:46 8:46 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

92,271

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Quincy, IL 1,080 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Quincy, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Quincy, IL: Cost of Living - Frequently Asked Questions

Toronto and Quincy, IL differ by about 10% in total monthly costs ($2,610 vs $2,374 including rent). Quincy, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 136% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,605 in Quincy, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,374 in Quincy, IL – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,374 in Quincy, IL versus $2,610 in Toronto, a $3,000 budget is realistic in Quincy, IL but tight or insufficient in Toronto. The gap between the two cities makes Quincy, IL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Quincy, IL gentler on the wallet – expenses run 10% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.