Last update: Oct 2026

Cost of Living Comparison Between Quincy, IL and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,374 in Quincy, IL, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Quincy, IL outweigh lower spending on other living expenses.

115

Cost of Living Index in Quincy, IL
Learn more

Quincy, IL Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Quincy, IL and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quincy, IL and in Montreal actually costs, broken down by who's living it.

A single person spends $2,374 per month in Quincy, IL vs $2,059 in Montreal, rent included.

Quincy, IL $2,374
Montreal $2,059

A couple spends around $3,368 per month in Quincy, IL vs $3,123 in Montreal, rent included.

Quincy, IL $3,368
Montreal $3,123

A family of three spends $4,361 per month in Quincy, IL vs $4,187 in Montreal, rent included.

Quincy, IL $4,361
Montreal $4,187

Quincy, IL costs about 15% more than Montreal, and outside of rent the biggest gap is in transport.

Both Quincy, IL and Montreal sit above the global median – Quincy, IL by 75%, Montreal by 52%.

Meal at Budget Restaurant

$14.89 $14.89

$18.84 CA$26.63

-20.97%

Three-Course Dinner for Two, Mid-Range

$59.9 $59.9

$73.2 CA$104

-18.22%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$10.54 CA$14.90

-4.36%

Cappuccino

$4.29 $4.29

$3.97 CA$5.61

8.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$1.94 CA$2.74

15.98%

Water (0.33 liter bottle)

$1.22 $1.22

$1.57 CA$2.22

-22.29%

Local Beer (0.5 liter draught)

$3.05 $3.05

$6.42 CA$9.08

-52.49%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.20 CA$10.19

-28.89%

Milk (1 liter)

$0.76 $0.76

$2.32 CA$3.28

-67.24%

White Bread (500g)

$2.43 $2.43

$3.19 CA$4.51

-23.82%

Rice (white) (1kg)

$3.01 $3.01

$3.19 CA$4.50

-5.64%

Eggs

$3.02 $3.02

$3.68 CA$5.20

-17.93%

Local Cheese (1kg)

$11.12 $11.12

$13.24 CA$18.72

-16.01%

Chicken Fillets (1kg)

$6.05 $6.05

$11.69 CA$16.53

-48.25%

Beef Round Steak (1kg)

$10.88 $10.88

$13.98 CA$19.76

-22.17%

Apples (1kg)

$3.48 $3.48

$3.14 CA$4.44

10.83%

Banana (1kg)

$1.44 $1.44

$1.45 CA$2.05

-0.69%

Oranges (1kg)

$3.21 $3.21

$3.38 CA$4.78

-5.03%

Tomato (1kg)

$4.56 $4.56

$3.11 CA$4.40

46.62%

Potato (1kg)

$2.10 $2.10

$1.93 CA$2.72

8.81%

Onion (1kg)

$2.24 $2.24

$1.83 CA$2.58

22.40%

Lettuce (1 head)

$2.24 $2.24

$2.36 CA$3.34

-5.08%

Water (1.5 liter bottle)

$1.27 $1.27

$1.50 CA$2.12

-15.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 $5.95

$11.12 CA$15.73

-46.49%

Wine (Bottle)

$14.93 $14.93

$10.60 CA$14.98

40.85%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.22 CA$3.14

-5.41%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$2.84 CA$4.01

36.97%

One-way Ticket (Public Transport)

$2.25 $2.25

$2.62 CA$3.71

-14.12%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.23 CA$4.56

-24.77%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.48 CA$2.10

6.08%

Taxi 1hour Waiting (Normal Tariff)

$30.02 $30.02

$32.22 CA$45.55

-6.83%

Gasoline (1 liter)

$1.16 $1.16

$1.36 CA$1.92

-14.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$27.6K CA$39.1K

-1.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$21.2K CA$30.0K

25.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$77.0 CA$109

213.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.85 $44.85

$34.14 CA$48.26

31.37%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$42.19 CA$59.7

64.38%

Gym Membership (Monthly)

$45.71 $45.71

$30.81 CA$43.56

48.36%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$8.37 $8.37

$11.47 CA$16.22

-27.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 $332

$506 CA$716

-34.50%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$16.2K CA$23.0K

21.76%

Jeans (Levis 501 Or Similar)

$48.48 $48.48

$57.3 CA$81.0

-15.33%

Summer Dress (H&M, Zara, etc)

$41.64 $41.64

$38.10 CA$53.9

9.29%

Sport Shoes (Adidas, Nike)

$34.81 $34.81

$91.9 CA$130

-62.13%

Men's Leather Business Shoes

$98.5 $98.5

$110 CA$155

-10.21%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$1,237 CA$1,748

29.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,298 $1,298

$977 CA$1,381

32.93%

3-bedroom Apartment, City Center (Monthly)

$1,342 $1,342

$2,180 CA$3,082

-38.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$1,608 CA$2,273

31.44%

Buy Apartment in City Center (m2)

$2,976 $2,976

$5,113 CA$7,228

-41.79%

Buy Apartment Outside City Center (m2)

$2,436 $2,436

$3,744 CA$5,293

-34.95%

Average Monthly Net Salary (After Tax)

$1,490 $1,490

$2,957 CA$4,180

-49.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.48

52.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, IL: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quincy, IL

$1.3K 54.7%

Montreal

$977 47.4% 24.8% $322

Monthly Utilities & Internet

Quincy, IL

$356 15%

Montreal

$153 7.5% 56.9% $202

Groceries & Markets

Quincy, IL

$297 12.5%

Montreal

$351 17.1% 18.2% $54

Eating Out

Quincy, IL

$240 10.1%

Montreal

$290 14.1% 20.9% $50

Clothing & Footwear

Quincy, IL

$101 4.2%

Montreal

$134 6.5% 32.9% $33

Sport & Entertainment

Quincy, IL

$62 2.6%

Montreal

$54 2.6% 13.9% $8.7

Getting Around

Quincy, IL

$19 * 0.8%

Montreal

$100 4.9% 420% $81

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,605 in Quincy, IL versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $60.0 in Quincy, IL versus $73.0 in Montreal. Monthly groceries follow the same trend: $297 vs $351 – making Quincy, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Quincy, IL

🇨🇦 Montreal

🕒 Local time

20:49 8:49 PM

21:49 9:49 PM

1 h ahead of Quincy, IL

🌤 Weather

👥 Population

92,271

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Quincy, IL Montreal 1,580 km ≈ 2 h 30 min nonstop flight

From you

Quincy, IL
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, IL vs Montreal: Cost of Living - Frequently Asked Questions

Quincy, IL costs about 15% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,560 per month in Quincy, IL and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $60.0 in Quincy, IL and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 18% cheaper in Quincy, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Quincy, IL at $2,374. In Montreal it covers expenses comfortably, while in Quincy, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,374 in Quincy, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Quincy, IL makes more sense. Both are solid long-term options with distinct trade-offs.