Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Quincy, IL

For one person, living is cheaper in Quincy, IL: $2,374 a month against $3,139 in Chicago, IL, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
115

Cost of Living Index in Quincy, IL
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Quincy, IL Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Quincy, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Quincy, IL actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,374 in Quincy, IL, rent included.

Chicago, IL $3,139
Quincy, IL $2,374

A couple spends around $4,627 per month in Chicago, IL vs $3,368 in Quincy, IL, rent included.

Chicago, IL $4,627
Quincy, IL $3,368

A family of three spends $6,115 per month in Chicago, IL vs $4,361 in Quincy, IL, rent included.

Chicago, IL $6,115
Quincy, IL $4,361

Chicago, IL costs about 32% more than Quincy, IL, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Quincy, IL sit above the global median – Chicago, IL by 132%, Quincy, IL by 75%.

Meal at Budget Restaurant

$20.65 $20.65

$14.89 $14.89

38.68%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$59.9 $59.9

50.68%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$10.08 $10.08

28.37%

Cappuccino

$5.60 $5.60

$4.29 $4.29

30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.25 $2.25

17.33%

Water (0.33 liter bottle)

$2.27 $2.27

$1.22 $1.22

86.07%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.05 $3.05

128.85%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.12 $5.12

72.46%

Milk (1 liter)

$1.27 $1.27

$0.76 $0.76

67.11%

White Bread (500g)

$3.80 $3.80

$2.43 $2.43

56.38%

Rice (white) (1kg)

$5.30 $5.30

$3.01 $3.01

76.08%

Eggs

$4.76 $4.76

$3.02 $3.02

57.62%

Local Cheese (1kg)

$13.96 $13.96

$11.12 $11.12

25.54%

Chicken Fillets (1kg)

$14.61 $14.61

$6.05 $6.05

141.49%

Beef Round Steak (1kg)

$18.77 $18.77

$10.88 $10.88

72.52%

Apples (1kg)

$5.19 $5.19

$3.48 $3.48

49.14%

Banana (1kg)

$1.98 $1.98

$1.44 $1.44

37.50%

Oranges (1kg)

$3.93 $3.93

$3.21 $3.21

22.43%

Tomato (1kg)

$4.96 $4.96

$4.56 $4.56

8.77%

Potato (1kg)

$2.76 $2.76

$2.10 $2.10

31.43%

Onion (1kg)

$2.76 $2.76

$2.24 $2.24

23.21%

Lettuce (1 head)

$2.22 $2.22

$2.24 $2.24

-0.89%

Water (1.5 liter bottle)

$2.98 $2.98

$1.27 $1.27

134.65%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$5.95 $5.95

135.63%

Wine (Bottle)

$15.28 $15.28

$14.93 $14.93

2.34%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.10 $2.10

22.86%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.89 $3.89

-10.03%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.25 $2.25

9.78%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.43 $2.43

37.45%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.57 $1.57

-8.92%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$30.02 $30.02

-18.99%

Gasoline (1 liter)

$1.26 $1.26

$1.16 $1.16

8.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.1K $27.1K

29.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.6K $26.6K

-2.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$242 $242

-20.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$44.85 $44.85

52.17%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$69.4 $69.4

-11.61%

Gym Membership (Monthly)

$54.1 $54.1

$45.71 $45.71

18.40%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$8.37 $8.37

111.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$332 $332

398.27%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$19.8K $19.8K

57.13%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$48.48 $48.48

36.28%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.64 $41.64

23.05%

Sport Shoes (Adidas, Nike)

$100 $100

$34.81 $34.81

187.62%

Men's Leather Business Shoes

$141 $141

$98.5 $98.5

43.00%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,605 $1,605

52.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,298 $1,298

29.22%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,342 $1,342

251.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$2,114 $2,114

32.26%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,976 $2,976

37.93%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,436 $2,436

8.79%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$1,490 $1,490

226.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.82

-0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Quincy, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Quincy, IL

$1.3K 54.7% 22.6% $379

Groceries & Markets

Chicago, IL

$449 14.3%

Quincy, IL

$297 12.5% 33.9% $152

Eating Out

Chicago, IL

$343 10.9%

Quincy, IL

$240 10.1% 30.1% $103

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Quincy, IL

$356 15% 10.4% $34

Clothing & Footwear

Chicago, IL

$161 5.1%

Quincy, IL

$101 4.2% 37.6% $61

Getting Around

Chicago, IL

$95 3%

Quincy, IL

$19 * 0.8% 79.7% $76

Sport & Entertainment

Chicago, IL

$90 2.9%

Quincy, IL

$62 2.6% 30.3% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,605 in Quincy, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $60.0 in Quincy, IL. Monthly groceries follow the same trend: $449 vs $297 – making Quincy, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Quincy, IL

🕒 Local time

19:07 7:07 PM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

92,271

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Quincy, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $2,374 in Quincy, IL – roughly 32% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,560 in Quincy, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quincy, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $60.0 in Quincy, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Quincy, IL, where all-in costs run around $2,374, than in Chicago, IL at $3,139. In Quincy, IL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,374 in Quincy, IL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Quincy, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.