Last update: Oct 2026

Cost of Living Comparison Between Queenstown and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,370 in Queenstown, rent and utilities included – about $12,300 less a year. Rent and utilities account for about half of the difference.

115

Cost of Living Index in Queenstown
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Queenstown Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Queenstown

🇳🇿 New Zealand

$2,370

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Queenstown and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Queenstown and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,370 in Queenstown versus $1,349 in Ubud, Bali.

Queenstown $2,370
Ubud, Bali $1,349

Estimated couple costs with rent: $3,764 in Queenstown versus $2,305 in Ubud, Bali.

Queenstown $3,764
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,158 in Queenstown versus $3,261 in Ubud, Bali.

Queenstown $5,158
Ubud, Bali $3,261

Living in Queenstown is roughly 76% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.26 NZ$30.39

$3.32 Rp 59.9K

419.88%

Three-Course Dinner for Two, Mid-Range

$86.8 NZ$153

$35.64 Rp 642.4K

143.66%

Fast Food Meal (McDonalds, etc)

$9.76 NZ$17.17

$5.53 Rp 99.7K

76.49%

Cappuccino

$3.28 NZ$5.77

$2.72 Rp 49.0K

20.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 NZ$4.03

$1.70 Rp 30.7K

34.71%

Water (0.33 liter bottle)

$2.08 NZ$3.66

$0.76 Rp 13.7K

173.68%

Local Beer (0.5 liter draught)

$6.75 NZ$11.87

$2.65 Rp 47.8K

154.72%

Imported Beer (0.33 liter bottle)

$6.19 NZ$10.90

$4.38 Rp 79.0K

41.32%

Milk (1 liter)

$2.14 NZ$3.76

$1.49 Rp 26.9K

43.62%

White Bread (500g)

$1.96 NZ$3.45

$2.28 Rp 41.0K

-14.04%

Rice (white) (1kg)

$1.78 NZ$3.13

$1.19 Rp 21.5K

49.58%

Eggs

$5.80 NZ$10.20

$2.04 Rp 36.7K

184.31%

Local Cheese (1kg)

$8.53 NZ$15.02

$17.70 Rp 319.1K

-51.81%

Chicken Fillets (1kg)

$10.16 NZ$17.89

$3.96 Rp 71.4K

156.57%

Beef Round Steak (1kg)

$15.81 NZ$27.83

$12.19 Rp 219.7K

29.70%

Apples (1kg)

$2.92 NZ$5.15

$3.66 Rp 65.9K

-20.22%

Banana (1kg)

$2.40 NZ$4.23

$1.52 Rp 27.4K

57.89%

Oranges (1kg)

$3.89 NZ$6.86

$2.23 Rp 40.2K

74.44%

Tomato (1kg)

$5.50 NZ$9.67

$1.97 Rp 35.6K

179.19%

Potato (1kg)

$3.55 NZ$6.25

$1.85 Rp 33.3K

91.89%

Onion (1kg)

$1.84 NZ$3.24

$2.42 Rp 43.7K

-23.97%

Lettuce (1 head)

$2.42 NZ$4.25

$0.99 Rp 17.8K

144.44%

Water (1.5 liter bottle)

$1.97 NZ$3.46

$0.51 Rp 9,255

286.27%

Cigarettes 20 Pack (Marlboro, Camel)

$27.67 NZ$48.70

$2.22 Rp 40.0K

1146.40%

Wine (Bottle)

$9.24 NZ$16.27

$22.24 Rp 400.9K

-58.45%

Local Beer (0.5 liter bottle)

$4.50 NZ$7.92

$2.26 Rp 40.7K

99.12%

Imported Beer (0.33 liter bottle)

$6.63 NZ$11.66

$2.97 Rp 53.5K

123.23%

One-way Ticket (Public Transport)

$1.88 NZ$3.31

$0.25 Rp 4,525

652.00%

Public Transport Monthly Pass (Regular Price)

$128 NZ$226

$7.82 Rp 141.0K

1542.07%

Taxi Start (Normal Tariff)

$2.69 NZ$4.74

$0.44 Rp 7,923

511.36%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.38

$0.43 Rp 7,753

346.51%

Taxi 1hour Waiting (Normal Tariff)

$29.48 NZ$51.9

$5.41 Rp 97.5K

444.92%

Gasoline (1 liter)

$1.70 NZ$2.99

$0.82 Rp 14.9K

107.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K NZ$46.9K

$23.8K Rp 429.7M

11.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K NZ$39.6K

$31.7K Rp 572.3M

-29.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 NZ$195

$79.1 Rp 1.4M

39.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.93 NZ$50.9

$6.45 Rp 116.2K

348.53%

Internet (50+ Mbps, Unlimited Data)

$51.8 NZ$91.2

$18.58 Rp 334.9K

178.96%

Gym Membership (Monthly)

$55.9 NZ$98.4

$49.48 Rp 892.0K

12.97%

Tennis Court (1 Hour on Weekend)

$26.64 NZ$46.88

$17.65 Rp 318.1K

50.93%

Cinema Ticket

$11.17 NZ$19.66

$4.27 Rp 77.0K

161.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$983 NZ$1,730

$491 Rp 8.8M

100.37%

International Primary School, 1 Child (Yearly)

$7,685 NZ$13.5K

$5,674 Rp 102.3M

35.44%

Jeans (Levis 501 Or Similar)

$60.0 NZ$106

$44.64 Rp 804.7K

34.41%

Summer Dress (H&M, Zara, etc)

$46.90 NZ$82.6

$34.95 Rp 630.1K

34.19%

Sport Shoes (Adidas, Nike)

$91.0 NZ$160

$79.9 Rp 1.4M

13.85%

Men's Leather Business Shoes

$137 NZ$242

$79.4 Rp 1.4M

73.04%

1-bedroom Apartment, City Center (Monthly)

$1,523 NZ$2,680

$1,125 Rp 20.3M

35.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,162 NZ$2,046

$671 Rp 12.1M

73.11%

3-bedroom Apartment, City Center (Monthly)

$2,918 NZ$5,135

$3,565 Rp 64.3M

-18.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,294 NZ$4,038

$1,723 Rp 31.1M

33.14%

Buy Apartment in City Center (m2)

$7,612 NZ$13.4K

$2,732 Rp 49.2M

178.65%

Buy Apartment Outside City Center (m2)

$5,271 NZ$9,278

$2,284 Rp 41.2M

130.79%

Average Monthly Net Salary (After Tax)

$3,054 NZ$5,375

$164 Rp 3.0M

1764.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

13.78

-55.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Queenstown: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Queenstown

$1.2K 49%

Ubud, Bali

$672 49.8% 42.2% $491

Groceries & Markets

Queenstown

$369 15.6%

Ubud, Bali

$288 21.4% 21.8% $81

Eating Out

Queenstown

$270 11.4%

Ubud, Bali

$108 8% 60.2% $163

Monthly Utilities & Internet

Queenstown

$191 8.1%

Ubud, Bali

$104 7.7% 45.6% $87

Clothing & Footwear

Queenstown

$151 6.4%

Ubud, Bali

$108 8% 28.7% $43

Getting Around

Queenstown

$148 6.3%

Ubud, Bali

$11 0.9% 92.3% $137

Sport & Entertainment

Queenstown

$78 3.3%

Ubud, Bali

$58 4.3% 25.8% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,523 in Queenstown and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Queenstown pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $87 in Queenstown vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $369 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇿 Queenstown

🇮🇩 Ubud, Bali

🕒 Local time

03:08 3:08 AM

22:08 10:08 PM

5 h behind Queenstown

🌤 Weather

👥 Population

15,450

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.568 USD

1 NZD = 0.511 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to NZD in detail →

On the map

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Between locations

Queenstown Ubud, Bali 6,510 km ≈ 9 h nonstop flight

From you

Queenstown
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Queenstown vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and groceries. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay in Queenstown is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,523 in Queenstown versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $87 in Queenstown. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,370 per month in Queenstown versus $1,349 in Ubud, Bali – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Queenstown, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Queenstown and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Queenstown. Beyond cost, consider language, visa policies, and how big the international community is in each city.