Last update: Oct 2026

Cost of Living Comparison Between Provo, UT and Toronto

For one person, living is cheaper in Provo, UT: $2,265 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Provo, UT
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Provo, UT Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Provo, UT

🇺🇸 United States

$2,265

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Provo, UT and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Provo, UT and in Toronto actually costs, broken down by who's living it.

A single person spends $2,265 per month in Provo, UT vs $2,561 in Toronto, rent included.

Provo, UT $2,265
Toronto $2,561

A couple spends around $3,353 per month in Provo, UT vs $3,694 in Toronto, rent included.

Provo, UT $3,353
Toronto $3,694

A family of three spends $4,442 per month in Provo, UT vs $4,826 in Toronto, rent included.

Provo, UT $4,442
Toronto $4,826

Provo, UT is about 12% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Provo, UT and Toronto sit above the global median – Provo, UT by 68%, Toronto by 90%.

Meal at Budget Restaurant

$19.09 $19.09

$17.18 CA$24.38

11.12%

Three-Course Dinner for Two, Mid-Range

$81.4 $81.4

$76.0 CA$108

7.09%

Fast Food Meal (McDonalds, etc)

$10.18 $10.18

$10.54 CA$14.95

-3.42%

Cappuccino

$5.27 $5.27

$4.02 CA$5.71

31.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 $1.97

$2.12 CA$3.01

-7.08%

Water (0.33 liter bottle)

$1.81 $1.81

$1.75 CA$2.49

3.43%

Local Beer (0.5 liter draught)

$5.03 $5.03

$6.24 CA$8.86

-19.39%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$7.09 CA$10.06

11.57%

Milk (1 liter)

$0.98 $0.98

$2.44 CA$3.46

-59.84%

White Bread (500g)

$3.32 $3.32

$2.68 CA$3.80

23.88%

Rice (white) (1kg)

$3.22 $3.22

$2.24 CA$3.18

43.75%

Eggs

$3.97 $3.97

$3.56 CA$5.05

11.52%

Local Cheese (1kg)

$8.22 $8.22

$9.09 CA$12.90

-9.57%

Chicken Fillets (1kg)

$5.59 $5.59

$11.33 CA$16.08

-50.66%

Beef Round Steak (1kg)

$11.04 $11.04

$14.53 CA$20.63

-24.02%

Apples (1kg)

$4.17 $4.17

$3.62 CA$5.14

15.19%

Banana (1kg)

$1.44 $1.44

$1.21 CA$1.72

19.01%

Oranges (1kg)

$2.77 $2.77

$3.60 CA$5.11

-23.06%

Tomato (1kg)

$2.86 $2.86

$4.21 CA$5.98

-32.07%

Potato (1kg)

$3.08 $3.08

$1.79 CA$2.54

72.07%

Onion (1kg)

$1.95 $1.95

$1.59 CA$2.25

22.64%

Lettuce (1 head)

$1.78 $1.78

$2.27 CA$3.22

-21.59%

Water (1.5 liter bottle)

$2.73 $2.73

$1.25 CA$1.78

118.40%

Cigarettes 20 Pack (Marlboro, Camel)

$10.29 $10.29

$13.82 CA$19.61

-25.54%

Wine (Bottle)

$16.32 $16.32

$14.27 CA$20.26

14.37%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.20 CA$3.12

32.27%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.43 CA$3.45

25.51%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.39 CA$3.40

27.62%

Public Transport Monthly Pass (Regular Price)

$85.0 $85.0

$111 CA$157

-23.41%

Taxi Start (Normal Tariff)

$3.43 $3.43

$2.91 CA$4.14

17.87%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

Taxi 1hour Waiting (Normal Tariff)

$13.04 $13.04

$21.38 CA$30.35

-39.01%

Gasoline (1 liter)

$1.02 $1.02

$1.21 CA$1.72

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K $33.0K

$28.2K CA$40.0K

17.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$20.3K CA$28.8K

27.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$120 CA$171

7.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.50 $44.50

$32.26 CA$45.78

37.94%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$47.93 CA$68.0

29.73%

Gym Membership (Monthly)

$22.08 $22.08

$38.48 CA$54.6

-42.62%

Tennis Court (1 Hour on Weekend)

$20.26 $20.26

$22.96 CA$32.59

-11.76%

Cinema Ticket

$11.20 $11.20

$12.38 CA$17.57

-9.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$920 $920

$830 CA$1,178

10.80%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.8K

Jeans (Levis 501 Or Similar)

$47.72 $47.72

$50.7 CA$72.0

-5.90%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$40.02 CA$56.8

37.63%

Sport Shoes (Adidas, Nike)

$65.4 $65.4

$98.0 CA$139

-33.28%

Men's Leather Business Shoes

$78.4 $78.4

$121 CA$171

-35.00%

1-bedroom Apartment, City Center (Monthly)

$1,388 $1,388

$1,592 CA$2,260

-12.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,152 $1,152

$1,410 CA$2,002

-18.33%

3-bedroom Apartment, City Center (Monthly)

$1,862 $1,862

$2,670 CA$3,790

-30.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,870 $1,870

$2,152 CA$3,054

-13.09%

Buy Apartment in City Center (m2)

$2,395 $2,395

$7,945 CA$11.3K

-69.85%

Buy Apartment Outside City Center (m2)

$2,385 $2,385

$6,542 CA$9,286

-63.54%

Average Monthly Net Salary (After Tax)

$3,571 $3,571

$3,727 CA$5,290

-4.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

4.47

60.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Provo, UT: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Provo, UT

$1.2K 50.9%

Toronto

$1.4K 55.1% 22.4% $258

Groceries & Markets

Provo, UT

$319 14.1%

Toronto

$340 13.3% 6.6% $21

Eating Out

Provo, UT

$303 13.4%

Toronto

$278 10.9% 8.1% $25

Monthly Utilities & Internet

Provo, UT

$236 10.4%

Toronto

$201 7.8% 14.9% $35

Clothing & Footwear

Provo, UT

$111 4.9%

Toronto

$139 5.4% 25.4% $28

Getting Around

Provo, UT

$101 * 4.4%

Toronto

$129 5.1% 28.6% $29

Sport & Entertainment

Provo, UT

$44 2%

Toronto

$63 2.5% 42.2% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,388 in Provo, UT versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Provo, UT versus $76.0 in Toronto. Groceries tell a different story – $319 in Provo, UT vs $340 in Toronto – so Provo, UT wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Provo, UT

🇨🇦 Toronto

🕒 Local time

04:40 4:40 AM

06:40 6:40 AM

2 h ahead of Provo, UT

🌤 Weather

👥 Population

115,162

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.705 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.705 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

CAD to USD in detail →

On the map

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Between locations

Provo, UT Toronto 2,680 km ≈ 3 h 45 min nonstop flight

From you

Provo, UT
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Provo, UT vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 13% more than Provo, UT, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,397 per month in Provo, UT and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Provo, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 in Provo, UT and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,265 in Provo, UT and $2,561 in Toronto. That's a gap of about 13%.

A $2,000 monthly budget goes further in Provo, UT, where all-in costs run around $2,265, than in Toronto at $2,561. In Provo, UT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Provo, UT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Provo, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.