Last update: Oct 2026

Cost of Living Comparison Between Toronto and Provo, UT

For one person, living is cheaper in Provo, UT: $2,265 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
111

Cost of Living Index in Provo, UT
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Provo, UT Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Provo, UT

🇺🇸 United States

$2,265

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Provo, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Provo, UT actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,265 in Provo, UT, rent included.

Toronto $2,561
Provo, UT $2,265

A couple spends around $3,694 per month in Toronto vs $3,353 in Provo, UT, rent included.

Toronto $3,694
Provo, UT $3,353

A family of three spends $4,826 per month in Toronto vs $4,442 in Provo, UT, rent included.

Toronto $4,826
Provo, UT $4,442

Toronto costs about 13% more than Provo, UT, and outside of rent the biggest gap is in transport.

Both Toronto and Provo, UT sit above the global median – Toronto by 90%, Provo, UT by 68%.

Meal at Budget Restaurant

$17.18 CA$24.38

$19.09 $19.09

-10.01%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$81.4 $81.4

-6.62%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.95

$10.18 $10.18

3.54%

Cappuccino

$4.02 CA$5.71

$5.27 $5.27

-23.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$1.97 $1.97

7.61%

Water (0.33 liter bottle)

$1.75 CA$2.49

$1.81 $1.81

-3.31%

Local Beer (0.5 liter draught)

$6.24 CA$8.86

$5.03 $5.03

24.06%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.06

$7.91 $7.91

-10.37%

Milk (1 liter)

$2.44 CA$3.46

$0.98 $0.98

148.98%

White Bread (500g)

$2.68 CA$3.80

$3.32 $3.32

-19.28%

Rice (white) (1kg)

$2.24 CA$3.18

$3.22 $3.22

-30.43%

Eggs

$3.56 CA$5.05

$3.97 $3.97

-10.33%

Local Cheese (1kg)

$9.09 CA$12.90

$8.22 $8.22

10.58%

Chicken Fillets (1kg)

$11.33 CA$16.08

$5.59 $5.59

102.68%

Beef Round Steak (1kg)

$14.53 CA$20.63

$11.04 $11.04

31.61%

Apples (1kg)

$3.62 CA$5.14

$4.17 $4.17

-13.19%

Banana (1kg)

$1.21 CA$1.72

$1.44 $1.44

-15.97%

Oranges (1kg)

$3.60 CA$5.11

$2.77 $2.77

29.96%

Tomato (1kg)

$4.21 CA$5.98

$2.86 $2.86

47.20%

Potato (1kg)

$1.79 CA$2.54

$3.08 $3.08

-41.88%

Onion (1kg)

$1.59 CA$2.25

$1.95 $1.95

-18.46%

Lettuce (1 head)

$2.27 CA$3.22

$1.78 $1.78

27.53%

Water (1.5 liter bottle)

$1.25 CA$1.78

$2.73 $2.73

-54.21%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.61

$10.29 $10.29

34.31%

Wine (Bottle)

$14.27 CA$20.26

$16.32 $16.32

-12.56%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$2.91 $2.91

-24.40%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.45

$3.05 $3.05

-20.33%

One-way Ticket (Public Transport)

$2.39 CA$3.40

$3.05 $3.05

-21.64%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$85.0 $85.0

30.57%

Taxi Start (Normal Tariff)

$2.91 CA$4.14

$3.43 $3.43

-15.16%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.35

$13.04 $13.04

63.96%

Gasoline (1 liter)

$1.21 CA$1.72

$1.02 $1.02

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.0K

$33.0K $33.0K

-14.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$25.7K $25.7K

-21.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$171

$129 $129

-6.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.78

$44.50 $44.50

-27.51%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$68.0

$62.2 $62.2

-22.92%

Gym Membership (Monthly)

$38.48 CA$54.6

$22.08 $22.08

74.28%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.59

$20.26 $20.26

13.33%

Cinema Ticket

$12.38 CA$17.57

$11.20 $11.20

10.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,178

$920 $920

-9.74%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.8K

Jeans (Levis 501 Or Similar)

$50.7 CA$72.0

$47.72 $47.72

6.27%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.8

$55.1 $55.1

-27.34%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$65.4 $65.4

49.87%

Men's Leather Business Shoes

$121 CA$171

$78.4 $78.4

53.85%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,260

$1,388 $1,388

14.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$2,002

$1,152 $1,152

22.44%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,790

$1,862 $1,862

43.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,054

$1,870 $1,870

15.06%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

$2,395 $2,395

231.69%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,286

$2,385 $2,385

174.29%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,290

$3,571 $3,571

4.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.19

-37.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Provo, UT: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Provo, UT

$1.2K 50.9% 18.3% $258

Groceries & Markets

Toronto

$340 13.3%

Provo, UT

$319 14.1% 6.2% $21

Eating Out

Toronto

$278 10.9%

Provo, UT

$303 13.4% 8.8% $25

Monthly Utilities & Internet

Toronto

$201 7.8%

Provo, UT

$236 10.4% 17.5% $35

Clothing & Footwear

Toronto

$139 5.4%

Provo, UT

$111 4.9% 20.3% $28

Getting Around

Toronto

$129 5.1%

Provo, UT

$101 * 4.4% 22.3% $29

Sport & Entertainment

Toronto

$63 2.5%

Provo, UT

$44 2% 29.7% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,388 in Provo, UT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $81.0 in Provo, UT. Groceries tell a different story – $340 in Toronto vs $319 in Provo, UT – so Provo, UT wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Provo, UT

🕒 Local time

07:23 7:23 AM

05:23 5:23 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

115,162

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.705 USD

1 CAD = 0.628 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.705 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Provo, UT 2,680 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Provo, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Provo, UT: Cost of Living - Frequently Asked Questions

Toronto costs about 13% more than Provo, UT, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,397 in Provo, UT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Provo, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $81.0 in Provo, UT. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,265 in Provo, UT. That's a gap of about 13%.

A $2,000 monthly budget goes further in Provo, UT, where all-in costs run around $2,265, than in Toronto at $2,561. In Provo, UT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Provo, UT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Provo, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.