Last update: Nov 2026

Cost of Living Comparison Between Ponce and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,941 in Ponce, rent and utilities included – about $7,300 less a year. Rent and utilities account for about half of the difference.

Ponce, Puerto Rico
Ubud, Bali, Indonesia
Ponce
🇵🇷 Puerto Rico
$1,941
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Ponce and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponce and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,941 in Ponce versus $1,331 in Ubud, Bali.

  • Ponce $1,941
  • Ubud, Bali $1,331

Estimated couple costs with rent: $2,726 in Ponce versus $2,255 in Ubud, Bali.

  • Ponce $2,726
  • Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,510 in Ponce versus $3,180 in Ubud, Bali.

  • Ponce $3,510
  • Ubud, Bali $3,180

Living in Ponce is roughly 46% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ponce is 44% above, Ubud, Bali is 2% below.

Currency
🍽 Eating Out
Ponce
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.70 $16.70
$3.38 Rp 61.3K
394.08%
Three-Course Dinner for Two, Mid-Range
$60.2 $60.2
$34.65 Rp 628.8K
73.68%
Fast Food Meal (McDonalds, etc)
$9.41 $9.41
$5.57 Rp 101.2K
68.94%
Cappuccino
$3.46 $3.46
$2.62 Rp 47.5K
32.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 $1.72
$1.54 Rp 27.9K
11.69%
Water (0.33 liter bottle)
$1.51 $1.51
$0.64 Rp 11.6K
135.94%
Local Beer (0.5 liter draught)
$2.72 $2.72
$2.67 Rp 48.4K
1.87%
Imported Beer (0.33 liter bottle)
$3.94 $3.94
$4.26 Rp 77.4K
-7.51%
🛒 Groceries & Markets
Ponce
Ubud, Bali
Difference
Milk (1 liter)
$1.62 $1.62
$1.46 Rp 26.5K
10.96%
White Bread (500g)
$3.40 $3.40
$2.29 Rp 41.6K
48.47%
Rice (white) (1kg)
$1.02 $1.02
$1.11 Rp 20.1K
-8.11%
Eggs
$5.97 $5.97
$2.10 Rp 38.1K
184.29%
Local Cheese (1kg)
$12.73 $12.73
$15.94 Rp 289.3K
-20.14%
Chicken Fillets (1kg)
$6.67 $6.67
$3.88 Rp 70.5K
71.91%
Beef Round Steak (1kg)
$13.36 $13.36
$11.40 Rp 206.9K
17.19%
Apples (1kg)
$5.04 $5.04
$3.55 Rp 64.5K
41.97%
Banana (1kg)
$2.63 $2.63
$1.54 Rp 27.9K
70.78%
Oranges (1kg)
$4.91 $4.91
$2.23 Rp 40.5K
120.18%
Tomato (1kg)
$4.89 $4.89
$1.97 Rp 35.8K
148.22%
Potato (1kg)
$3.74 $3.74
$1.86 Rp 33.7K
101.08%
Onion (1kg)
$4.07 $4.07
$2.42 Rp 43.9K
68.18%
Lettuce (1 head)
$3.47 $3.47
$1.02 Rp 18.6K
240.20%
Water (1.5 liter bottle)
$1.67 $1.67
$0.52 Rp 9,479
221.15%
Cigarettes 20 Pack (Marlboro, Camel)
$12.05 $12.05
$2.20 Rp 39.9K
447.73%
Wine (Bottle)
$15.32 $15.32
$21.79 Rp 395.4K
-29.69%
Local Beer (0.5 liter bottle)
$2.96 $2.96
$2.33 Rp 42.2K
27.04%
Imported Beer (0.33 liter bottle)
$4.07 $4.07
$2.97 Rp 53.9K
37.04%
🚌 Getting Around
Ponce
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,544
-
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 148.4K
-
Taxi Start (Normal Tariff)
$2.43 $2.43
$0.44 Rp 7,944
452.27%
Taxi (Normal Tariff) (1km)
$1.49 $1.49
$0.47 Rp 8,493
217.02%
Taxi 1hour Waiting (Normal Tariff)
$41.17 $41.17
$5.60 Rp 101.6K
635.18%
Gasoline (1 liter)
$1.17 $1.17
$0.83 Rp 15.0K
40.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K $34.2K
$24.4K Rp 443.7M
39.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K $28.2K
$31.7K Rp 575.2M
-11.15%
🧾 Monthly Utilities & Internet
Ponce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$321 $321
$77.5 Rp 1.4M
313.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.62 $49.62
$6.14 Rp 111.5K
708.14%
Internet (50+ Mbps, Unlimited Data)
$60.3 $60.3
$18.92 Rp 343.3K
218.50%
🎉 Sport & Entertainment
Ponce
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.60 $30.60
$51.0 Rp 925.4K
-39.99%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.2K
-
Cinema Ticket
$6.95 $6.95
$4.38 Rp 79.5K
58.68%
🧸 Childcare & Education
Ponce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$818 $818
$492 Rp 8.9M
66.16%
International Primary School, 1 Child (Yearly)
$3,504 $3,504
$12.2K Rp 221.8M
-71.33%
👕👟 Clothing & Footwear
Ponce
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$45.16 Rp 819.6K
24.58%
Summer Dress (H&M, Zara, etc)
$39.52 $39.52
$34.89 Rp 633.2K
13.27%
Sport Shoes (Adidas, Nike)
$81.2 $81.2
$78.3 Rp 1.4M
3.69%
Men's Leather Business Shoes
$112 $112
$77.9 Rp 1.4M
43.50%
🏠 Accommodation & Living
Ponce
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,056 $1,056
$1,078 Rp 19.6M
-2.04%
1-bedroom Apartment, Outside City Center (Monthly)
$707 $707
$665 Rp 12.1M
6.36%
3-bedroom Apartment, City Center (Monthly)
$2,070 $2,070
$3,510 Rp 63.7M
-41.02%
3-bedroom Apartment, Outside City Center (Monthly)
$963 $963
$1,671 Rp 30.3M
-42.36%
Buy Apartment in City Center (m2)
-
$2,340 Rp 42.5M
-
Buy Apartment Outside City Center (m2)
-
$2,236 Rp 40.6M
-
💵 Salaries & Financials
Ponce
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
13.78
-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponce: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ponce
$707
Ubud, Bali
$665 6% $42
Monthly Utilities & Internet
Ponce
$431
Ubud, Bali
$103 76.2% $328
Groceries & Markets
Ponce
$382
Ubud, Bali
$279 26.8% $102
Eating Out
Ponce
$238
Ubud, Bali
$106 55.5% $132
Clothing & Footwear
Ponce
$130
Ubud, Bali
$106 18.2% $24
Sport & Entertainment
Ponce
$45
Ubud, Bali
$60 34.3% $15
Getting Around
Ponce
$9.9 *
Ubud, Bali
$12 21.2% $2.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,056 in Ponce and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $60 in Ponce vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $382 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know
🇵🇷 Ponce
🇮🇩 Ubud, Bali
🕒 Local time
03:38 3:38 AM
15:38 3:38 PM
12 h ahead of Ponce
🌤 Weather
👥 Population
107,951
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

On the map
Between locations
  • Ponce Ubud, Bali 18,940 km ≈ 24 h nonstop flight
From you
  • Ponce
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ponce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ponce and in Ubud, Bali?
Total monthly costs including rent come to $1,941 in Ponce and $1,331 in Ubud, Bali, so Ubud, Bali is about 31% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ponce compared to Ubud, Bali?
You’d need roughly $2,912 in Ponce and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ponce and in Ubud, Bali?
Rent for a central apartment: $1,056 in Ponce versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 37% higher in Ponce. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Ponce or Ubud, Bali?
All in, you’ll spend $1,941 per month in Ponce versus $1,331 in Ubud, Bali – Ubud, Bali is about 31% cheaper, which adds up to real savings over time.
Which city is feasible on a $1,000 budget?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

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